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Quicken Review

Sunday, April 21st

2024 Personal Finance Software Reviews

Quicken Review 4 Star Rating


4 Star Rating
  • Paid plans from $2.39 to $5.99 per month
  • Includes investments, cash tracking, and budgeting
  • Top option for help with taxes
  • Mobile app and desktop option
  • Designed for multiple operating systems
  • 30-day money-back guarantee

Quicken is a personal finance management app that was first created and provided by Intuit, Inc. However, the company has been owned by Aquiline Capital Partners since 2021. Quicken works on both Windows and Macintosh systems, but there's a catch - the data isn't interchangeable between the two versions. So, if you switch between Windows and Mac, keep this in mind.

Comprehensive budgeting and tracking

In general, Quicken offers comprehensive budgeting, income tracking, and the ability to monitor expenses by categorizing and tagging transactions. Quicken stands out with its robust reporting capabilities, allowing you to generate a wide array of reports. Quicken is designed primarily for desktop use: though there is a "companion" app, it doesn't have all the features of the desktop version.

At-a-glance interface

On Quicken, your dashboard acts as a hub for accessing essential financial information. You can select from a variety of customizable "cards" to feature on the dashboard, with quick access to the specific details you're interested in. For instance, you have the option to display a card that compares your expenses to your income, or one that tracks your expenditures with various retailers or vendors. You can also include a card that highlights your top-performing investments or provides insights into the evolution of your net worth over time. The Quicken dashboard offers a user-friendly, personalized, and at-a-glance overview of your financial data.

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Four tiers of features

Quicken has an impressive array of features in its modern interface, though the features change depending on which tier you choose. There are four tiers total, and you can expect to find the following features in every tier:

  • You can view all your financial accounts in one place on a single dashboard.
  • Your transactions are automatically downloaded and sorted into categories for you.
  • Based on your income, expenses, and savings, a personalized budget is automatically generated for you.
  • You can create and monitor your progress toward both short-term and long-term savings goals.
  • Helpful timely insights and notifications are available to assist you in reaching your goals with confidence.

Great software to help with your taxes

One of the most popular benefits of Quicken is that it simplifies the process of tax-related tasks. The ability to categorize and label transactions enables you to generate reports for your tax returns. For instance, you can tag items like charitable contributions and unreimbursed work-related costs throughout the year, and when tax season arrives, you can access detailed reports to score maximum deductions. If you're seeking comprehensive tax assistance, you might find the Deluxe, Premier, or Home and Business packages more suited to your needs, as they offer specialized tax support.

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Prices from $2.39 to $5.99

The four different tiers offered at Quicken provide a variety of features depending on how much money you want to spend. All plans can be used on the desktop or mobile app and come with phone and chat support. The tiers include the following:

  • Simplifi: $2.39 per month
    • View all your financial accounts on one dashboard
    • Automatically download and categorize transactions
    • A personalized budget based on your income, expenses, and savings
    • Ability to monitor progress on short and long-term savings goals
    • Timely insights and notifications for confident goal achievement
  • Quicken Deluxe: $2.99 per month
    • Includes all the Simplifi features plus:
    • The ability to connect your banking, credit cards, loans, investments, and property
    • Monitoring for monthly bills
    • Expense tracking
    • Help to grow your savings
    • Customize a 12-month budget aligned with your objectives
    • Future planning with calendars
    • Personalized views and reports for a tailored financial overview
  • Quicken Premier: $4.19 per month
    • Includes all the Deluxe features plus:
    • Ability to track and improve investment portfolio
    • Optimization for tax benefits and tax preparation with included reports
    • Ability to manage and pay your bills
    • Priority access to customer support
  • Quicken Home and Business: $5.99 per month
    • Includes everything from Premier plus:
    • Organizing tools for personal and business finances
    • Access to built-in tax reports such as Schedule C and E, P&L, cash flow, and more
    • Management tools for tenants, payments, expenses, lease terms, rates, and deposits
    • Secure document storage related to your business and rental properties

30-day money-back guarantee

If you want to give Quicken a try, they offer a customer-friendly 30-day money-back guarantee. So, you can easily try out Quicken for one month, and enjoy the range of features, and then if it's not for you, you can cancel with no strings attached. Plus, you'll get your money back, so there are no worries about giving Quicken a shot.

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Mixed reviews and low BBB scores

Unfortunately, Quicken's reputation with the Better Business Bureau isn't great. The company holds an "F" rating from the BBB. However, from reviewers, the scores are much better. Quicken has a 4-star average on Google Reviews and a 3.7-star rating out of 5 from third-party review sites. In general, customers who loved Quicken were business owners who wanted to take advantage of the tax-season benefits of this software. On the other hand, there were a host of reviews complaining that issues with the software were never addressed during updates, and the payment plan frustrated many customers who prefer to pay one-time for finance software.

Top option for taxes

Quicken has been around for a long time, and recent improvements have helped it keep pace with newer competitors. However, with low-scoring reviews and an "F" from the BBB, its reputation is a little more questionable than it should be. The company does offer a comprehensive range of financial management capabilities, covering budgeting and investment management, and most importantly: taxes. If you're not a business owner, or if you prefer a simpler, more streamlined approach to financial management with better reviews, you might want to keep shopping. But, given the helpful nature of this tool, it earns a solid rating despite its low BBB score.

What is the Best Personal Finance Software Out There Today?

Are you eager to explore the world of personal finance software to get more control over you cash and spending? Are you feeling frustrated with your current financial management tools? Whether you're a seasoned investor looking for advanced features or a financial novice ready to embark on the path to financial security, selecting the right personal finance software is a crucial decision for your financial well-being.

One of the most significant advantages of personal finance software is its ability to help you grow your assets. But in a world filled with software options, picking out the best program to help you with budgeting, investment, and financial planning can seem like an overwhelming task.

The Best Personal Finance Software Compare Personal Finance Software Compare Personal Finance Software Reviews What are the best Personal Finance Software Best Personal Finance Software Reviews

Personal Finance Software FAQ

Personal Finance Software is a powerful tool designed to help you manage your finances with ease and efficiency. It offers various features and functionalities to track your income, expenses, savings, and investments, all from the comfort of your computer or mobile device.
Personal Finance Software provides numerous advantages for managing your financial well-being. First, you can gain a comprehensive overview of your financial situation, making it easier to budget and set financial goals. Plus, this software offers insights into your spending habits, helping you identify areas where you can save money. With features like automated transaction categorization and bill reminders, it simplifies financial management and reduces the risk of missed payments or helps you wipe out debt.
Security is a top priority for Personal Finance Software providers. They employ high levels of encryption and authentication protocols to safeguard your financial data. Furthermore, they often have data backup and recovery procedures in place so your information is protected even in the event of unforeseen circumstances.
Yes, most Personal Finance Software applications allow you to connect and sync your bank accounts, credit cards, and other financial institutions. This feature enables automatic transaction imports, making it convenient to track your income and expenses in one place.
Absolutely! Personal Finance Software is designed to help you create and manage budgets. You can set spending limits for various categories, track your progress, and receive alerts if you exceed your budget in any area.
Yes, most Personal Finance Software applications offer customizable reporting features. You can generate detailed financial reports, graphs, and charts to visualize your financial trends, track your net worth, and gain deeper insights into your financial health.
Yes, many Personal Finance Software applications offer mobile apps for both Android and iOS devices. These apps allow you to access your financial information on the go, making it convenient to check your finances, enter transactions, and stay on top of your financial goals from anywhere.
Personal Finance Software options vary, with some offering free versions with limited features and others requiring a one-time purchase or a subscription fee for access to advanced features and additional support.
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Continued from above...

Let's take a look at the basics. Personal finance software is a powerful tool designed to help individuals effectively manage their financial well-being. This software allows you to take more direct control of your finances, helping you chart a course towards your monetary goals. Unlike a simple spreadsheet or manual bookkeeping, personal finance software provides an automated solution for tracking your income, expenses, investments, and financial progress. This way, you don't need to stress about your different accounts and rest easy knowing you have control over every aspect of your financial portfolio.

As you consistently manage your money and investments using this software, you'll learn tips and tricks for making more money with less work, and the software will help you maintain your current accounts and investments so that you can increase your gains safely. Personal finance software not only assists in tracking your financial transactions but also offers insights, tools, and projections to optimize your budget, minimize debt, and maximize your savings.

There are a ton of personal finance software options available, but with so many possibilities it's important to find one that actually meets your financial needs. From basic budgeting tools to comprehensive financial suites, these software solutions offer a range of features and capabilities.

Budgeting software focuses on tracking daily expenses and income, helping you create a balanced budget. Investment tracking software allows you to monitor your investment portfolios and make informed decisions. Comprehensive financial suites often combine budgeting, investment tracking, and financial planning tools for a holistic financial management experience. Depending on what you're looking for, the personal finance software you choose might be very different from what another customer needs.

So, how do you go about choosing the right personal finance software? The decision can seem complicated, but we're here to make it simpler for you. Here are several essential factors that can help you narrow down your options:

  • Pricing. Consider the cost of personal finance software. Many software options offer free or basic versions, while others require a subscription or a one-time purchase. Evaluating the pricing structures helps you determine which software aligns with your budget and provides value for your investment.
  • Features and tools. Understand the features and tools available within the software. Does it offer budgeting, investment tracking, or financial planning features? The breadth of tools helps you be sure that your software choice adequately covers your financial objectives.
  • User experience. Check out the user-friendliness and intuitiveness of the software's interface. An easy-to-use interface can keep you engaged, motivated, and in control of your finances.
  • Customer support. And, if you're still not sure, check out the user ratings and reputation of the company and its customer support. Reliable customer service is essential when you're entrusting your financial management to the software.

To make your quest for the ideal personal finance software simple, Top Consumer Reviews has reviewed and ranked the top services out there today. Our goal is to get you started on your financial journey with confidence and ease. So, with the stress taken out of deciding, you can turn your focus to what's really important: managing your finances, and your future, and maybe finally setting aside that fun money you deserve!

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