Our reviewers evaluate products and services based on unbiased research. Top Consumer Reviews may earn money when you click on a link. Learn more about our process.
Tuesday, March 21st
Whether your fur baby is a puppy or kitten, or even if they're a senior pet, Fetch can provide insurance if they have an accident or illness. Treatment includes traditional methods but also alternative and holistic as well. Premiums here are higher than many rival insurers, and this is a newer pet insurance provider without as much feedback as some of its competitors. Fetch is worth a look, though.
ManyPets offers a very comprehensive plan, not just the basic accident and illness coverage, and their prices are fair. But, their customer service seems to be lacking, the app is basic, and reimbursement can take some time. If you have patience and want good coverage with an optional wellness plan, you can give ManyPets a try.
We love our fur babies and want to help them live as long and as healthy as possible. Pets take daily care, and they also require vet visits, whether for wellness, to update vaccinations, if they are ill or in an accident. Veterinarian bills can be expensive, so many owners have chosen pet insurance.
Pet insurance has only been around since 1982, so if you don't know much about it, that's understandable. Pet insurance can be similar to human health insurance where you can see a provider for wellness visits, illness, or accidents. There are in-office visits, telehealth, and 24/7 availability for answering questions.
However, you should be aware of some essential differences between human health insurance and pet insurance. The vet doesn't file a claim, like your own provider would. You pay the vet bill, submit the claim online or on your phone, and then you're reimbursed by the insurance company - the vet doesn't get involved. Wellness care can be an add-on rider to cover a routine exam, vaccinations, spay/neuter, teeth cleaning, and so on.
Although accidents are the most common to be covered, many companies don't cover illnesses such as diabetes, allergies, or infections. Younger pets may cost less to insure, but that will greatly increase as they age; and when they are elderly, the company may even drop the coverage, so be sure to ask about aging pets, even when your pet is young. You can choose your deductible, copay, max annual reimbursement, and optional add-ons. Find out what coverage they recommend for your breed, and ask about multiple-pet or other discounts.
More dogs have pet insurance than any other animal, and the rate for cats is about half that of dogs. Owners of indoor cats might think they don't need pet insurance, but older felines can have chronic or recurring conditions which might require costly care or frequent vet visits.
While you might not expect your pet to become ill or have an accident, those vet bills can be quite costly, especially if a procedure, surgery, or ongoing care is needed. Unless you're budgeting in anticipation of these, pet insurance could be quite the relief for when you need it. If you have an older pet or pet prone to certain conditions, prices can vary greatly between companies, so we suggest getting quotes from a couple of your favorite companies before you make your final decision. In addition, even if you are getting a puppy or kitten, ask about coverage and premiums as if they were older so you get a look into the future.
When choosing which pet insurance provider is right for you, here are a few things to consider:
TopConsumerReviews.com has reviewed the best pet insurance companies available today. We hope this information helps you to get the best pet insurance for your fur baby so they can be well cared for in a long, happy, and healthy life!
Select any 2 Pet Insurance Companies to compare them head to head
Pet insurance premiums could vary by over $12K for same age and breed ...
A recent study found that pet insurance premiums could vary by as much as $12,000 among different insurance providers, with the variation applicable even to animals of the same breed and age. The ...
Fri, 17 Mar 2023
Pet Insurance Market Size is to Reach $31.13 Billion by 2030 at a ...
Reported That The Global Pet Insurance Market Was Worth USD 9.3 Billion in 2022 And is Estimated to Grow to USD 31.13 Billion by 2030, With a CAGR of 16.3 % Over The Forecast Period From 2023 to 2030.
Fri, 17 Mar 2023