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We know what you're thinking: if you're really in love, a prenup isn't necessary. Right? While we wish we could agree with you, the numbers don't lie: with more than 50% of marriages ending in divorce, and many of those under hostile conditions, it's no wonder that so many people take legal measures to protect themselves...just in case.
And, while some people mistakenly think that a prenuptial agreement is only required when one or both people have a high net worth - think Priscilla Chan and Mark Zuckerberg, Jessica Biel and Justin Timberlake, or Kim Kardashian and Kanye West (who even wrote a song that highlighted the need of a prenup!) - that's just not the case.
Saturday, December 3rd
Whether you want to file for bankruptcy or create an LLC, Rocket Lawyer can help. As an online platform with a broad spectrum of legal documents - all carefully created by attorneys from around the nation to be legal in each state - this service can make it extremely easy and affordable to take a DIY approach to your prenuptial agreement.
Just a few simple steps
To create your prenup online, Rocket Lawyer only requires a few simple steps. First, enter the state you live in from the drop-down box and click the "Make Document" button. Next, specify who is creating the document (prospective spouse alone or the couple together). Provide specific information about where the agreement will be signed, any previous marriages, and so forth. Depending on how detailed you want to get, the process should take you anywhere from 5-30 minutes. For example, if you want to specify how property acquired after the marriage ceremony will be owned, how income taxes will be filed if there's a separation, or how debts incurred prior to the marriage will be handled, there's a place for that in the document preparation process.
At every stage of the question-and-answer, you can easily access help. Look for the "Need Expert Help?" box on the side of the page to type in any questions you have; they'll be sent to a lawyer at the end of the process. Or, use the "Need help with this question?" button at the bottom to see if your query may already be included in their FAQ for a faster answer. You'll also be able to see your details in the Document Preview at the bottom of the page, to keep track of how your document is coming along.
Free 7 day trial
How much does it cost to use Rocket Lawyer for your prenup? Absolutely nothing - as long as you do it within the first 7 days of creating your account. In fact, during that trial week, you can use the site to create any other documents you may want: wills, business agreements, and so forth. After the free trial ends, you can opt to subscribe for a $39.99 monthly fee. This would be best suited for those who anticipate having ongoing legal needs, particularly because members receive free legal counsel and consultations with attorneys, and all documents are included. Otherwise, you can pay a per-document fee of $39.99 without subscribing.
Wealth of information
The site also does a fantastic job of explaining all of the confusing legal terms that might come up during the process of creating your prenuptial agreement or any other forms. We encourage you to browse the site for a while, to take advantage of the wealth of information that Rocket Lawyer offers free of charge.
Positive smartphone app reviews
Customers have particularly positive things to say about the Rocket Lawyer app. This gives you instant access to online document signing, the ability to ask lawyers questions no matter where you are, and, of course, the ability to access your own legal documents.
With an "A+" rating from the BBB and from thousands of satisfied customers, Rocket Lawyer continues to prove that they are genuinely committed to giving people just like you affordable access to legal documents of every type. This is our highest-ranked service among online providers of Prenuptial Agreements.
Legal Nature is one of the newer online services offering low-cost "legal products for everyone". During their 9+ years in business, the company has garnered an "A+" rating and accreditation from the Better Business Bureau: a good sign that your document needs, including prenuptial agreements, will be handled well with this service.
Preview a sample prenup
If you'd like to get an idea of what Legal Nature's prenuptial agreement includes, simply click on the Preview button. It won't be specific to your situation, since it's just a generic sample, but it'll give you a good overview before you enter any of your personal details.
You might also appreciate the useful information found in Legal Nature's Help Guide, whether you actually use their prenuptial agreement services or not. If you need to better understand separate and shared property, how to execute your agreement, or if a prenup is binding, you'll find that here.
Let's say you're ready to get started. The process is similar to most online legal services: select your state and then answer the usual questions: where you live, whether or not there are any prior marriages and/or children, and so on. We really liked how, on the more complicated questions, the explanation was already given right there - we didn't have to click on a help button or go to another part of the site to get clarification. For example, under Shared Property, it gave circumstances under which you'd have each spouse's income treated as separate property or as joint marital property.
Handy running checklist
It was also helpful to have a running checklist on the side of the page, to know at a glance how much of the document had already been completed. Pro tip: if there's a page that you're not ready to fill out, such as assets or liabilities, you can click "next" without having to fill it in. Just remember to go back to that page if it's an essential part of your prenup!
3 pricing plans
After you've filled in all of your information, you'll need to choose a pricing plan. Here are your options:
One discrepancy we noticed: on the main Pricing page for Legal Nature, it said that the $84/year plan only allowed for a single version of each document you create. But, on the pricing page that you get at the end of your document's creation, it said that the $84/year plan lets you "create, edit and store unlimited versions of all documents". That's worth asking Legal Nature about, if you anticipate using their service for legal forms in addition to your prenup.
Cancel at any time
Either way, subscriptions can be cancelled at any time - via phone, email, or your account dashboard - and Legal Nature offers a 30-day money-back guarantee of your most recent payment.
Keeping customer happy
And, looking at the more than 3,000 independently-verified customer reviews linked on the Legal Nature site, it soon becomes clear that this company keeps people happy. On average, 85% of their clients give them a rating of 4 or 5 stars.
Legal Nature is a terrific option for your prenuptial agreement. The process is easy to understand, and the company's pricing plans give you ample options for a one-off document or access to a wide variety of documents for numerous legal situations. This is one of our favorite services for people looking to put together a prenup online.
Legal Templates is the new kid on the block when it comes to online services that are attempting to simplify legal document creation by offering DIY-type forms. Since being founded in 2014, this company says they've helped "millions of people" to manage their estates, start businesses, and protect their interests.
The most in-depth information
While we're not sure that the "millions" part is precisely accurate, we've taken a good look at their prenuptial agreement services to see how they stack up. And, in some ways, this provider does well. Out of all of the services we reviewed, Legal Templates offers the most in-depth information prior to creating a prenup document. If you're just starting to do your research, you might consider starting on this site to wrap your head around the various issues and considerations. You'll get great information on what a prenuptial agreement is, who needs one, the pros and cons, and most importantly, how to make sure your document is valid.
Of course, if you'd rather just get started, select your state and click the big red "Create Document" button. Just like most online providers of prenuptial agreement forms, you'll have to enter your information - but any page can be skipped if you're not ready to fill it out.
3 prenup cost plans
When you get to the end of the questions, you'll have to create a (free) Legal Templates account to continue - and that's where you find out what your prenup document will cost:
Those prices stack up pretty comparably with most of the legal forms services in our review. The only big difference is that when you pay for a single document, your access to that form is limited to two weeks. That's not very helpful if you need to make a change a month down the road.
Legal Templates has only been around for a few years, and the company has racked up its share of criticism. The majority of the complaints about Legal Templates revolve around their membership plans. Although the site advertises a 100% satisfaction guarantee, with a no-hassle refund if you change your mind on one of their paid plans, customer comments indicate that it's not quite so hassle-free. We found dozens of people criticizing the company for continuing to bill them - with no notification via email or other means - even after the subscription had been cancelled. Beyond that, the response from customer service reps was often hostile, demanding proof of cancellation - and still offering no refund.
Those complaints aside, Legal Templates' overall reputation is still (surprisingly?) solid. At the time of our review, the company had recently been accredited by the BBB and had an "A" rating there. Plus, over several hundred independently-verified reviews linked to the site, a total of 87% of clients gave the service a rating of at least 4 stars out of 5.
Room to improve
Legal Templates is much newer than many of their rivals, and the consistency of the billing complaints gives us pause. However, we appreciate both their transparency in pricing and their emerging reputation with the BBB, and we expect to see a continued positive trend in their customer feedback and the services they offer.
LawDepot has experience spanning several decades, bringing lower-cost legal forms to the American public. Whether you need a will, a prenuptial agreement, or any one of the numerous types of documents available through this service, you'll find ample information to walk you through the process.
When you enter your state of residence, you'll be taken to the forms and questions that correspond specifically to the laws where you live. Not every prenup service we evaluated does that, so that's a plus for LawDepot. Even before you begin the process of creating your document, you can scroll down the page and see helpful information. If you're not sure you need a prenup, you're wondering if same-sex couples can use LawDepot's agreement, or you're curious if a prenuptial agreement can be voided, you'll find all of that there.
Convenient related information
It's also very convenient how this service lines up several related documents right on the same page. For example, maybe what you really need is a cohabitation agreement, to create financial terms similar to a prenup but without the expectation of getting married. You'll also find a helpful article about prenuptial agreements and estate planning, keeping those long-term issues in mind as you plan your life with your significant other.
As you walk through the questions needed to customize your prenup, such as division of property owned prior to the marriage or how retirement funds will be divided in the event of a separation, you'll see a document preview that populates with the information you enter. Depending on how many specific circumstances you need to include in the prenup, you can expect the process to take anywhere from five minutes to an hour.
3 ways to pay
We didn't like the fact that LawDepot advertised the creation of a prenuptial agreement as free. That's true only in the most basic sense: you get a free one-week trial subscription, but after that point your account will renew at a price of $33/month if you don't cancel first. Alternately, you can choose a one-time charge of $49: this lets you create as many prenups as you need over a five-year period (but will you honestly need that many?!), including updates if you inherit family property, see a big change in your net worth, or other circumstances that could affect the terms of your agreement.
Finally, if you expect to need legal documents beyond the prenup, such as writing a will or incorporating a business, you can opt for the $7.99/month plan (prepaid for a full year) that lets you create and print as many forms as you want. And when was all of this information presented? After we had already gone through the process of creating our supposedly "free" prenuptial agreement.
Poor customer reviews
On a more positive note, the company earned an "A+" rating and accreditation with the Better Business Bureau. Given that they've been in business for nearly four decades, that's a fairly strong reputation to consider. However, their customer reviews on the BBB site only averaged a sad 2 stars out of 5.
Could be more upfront
LawDepot has an established reputation that makes them trustworthy with creating a document as potentially sensitive as a prenuptial agreement. But, since their services don't offer any major advantages compared with their rivals, our higher rankings go to those providers who are more upfront with what it'll cost to generate (and maintain) a prenuptial agreement.
Nolo is definitely no newcomer when it comes to providing resources for creating legal documents. In business for almost five decades, the company has sold nearly two million books and other products and utilizes a network of more than 30,000 local lawyers.
Just a book
What does Nolo offer when it comes to drafting a prenuptial agreement? Instead of finding a step-by-step questionnaire that walks you through everything you may or may not want to include, you'll get... a book. Currently in its 6th edition, "Prenuptial Agreements: How to Write a Fair & Lasting Contract" promises to help you "plan today for peace of mind tomorrow".
Nolo shows you exactly what to expect from this book: from a complete table of contents to a sample chapter, there will be no surprises if you decide to download the eBook ($24.49) or get the eBook/printed book combo ($27.99). The forms included with the book will give you worksheets to help calculate your financial outlook, analyze your credit history and spending habits, and more.
We weren't super-impressed to hear that "This book comes with a website". Really, isn't that kind of the point? To not have a website would be, well, rather 1990's of Nolo. All of the forms that come with the book are accessible online; the URL is in the first appendix of the book. And, if there are any updates to the information in the book, updates get posted to that website. That's great - but the other online services offering prenuptial agreements do that as an inherent part of what they offer; it's not something you have to go and look for (if you happen to remember to do it).
Check with a lawyer
It also seems important to point out that, with this prenuptial agreement resource, Nolo is expecting that you and your future spouse will both work with a lawyer during the process. This is largely due to the fact that the book only offers general information on each state's laws; without the input of a lawyer, you may not wind up with a document that is actually clear and binding. Compare that with the higher-ranked services in our review, which have been designed to address those state-specific ins-and-outs, and it's easy to see that Nolo comes up short in this arena too.
Pale in comparison
Nolo was a great resource when DIY legal forms first became a thing. The company has a long reputation and not too many customer complaints. However, when you look at what you can get from other online providers of prenups, Nolo's services pale in comparison. We're relatively certain you'll have a smoother experience with another provider - and with several of them giving you free access to document creation, it'll definitely be less expensive.
US Legal Forms offers document packages for a variety of legal situations. The company has been in business for over 20 years.
This service specializes in packages of documents specific to the state you live in. The price may vary depending on where you live and how complicated the documents need to be to address any legal issues particular to that state. Once you've selected your state of residence, you'll be taken to the package that applies to you.
What you get
What do you get when buying a document package from US Legal Forms? Again, the specifics depend on where you live, but generally speaking you can expect to get documents that include something similar to this:
In the tabs shown on the package page, you can see a free preview of the premarital agreement forms for your state - but only the first few introductory pages. It wasn't enough to see even one page of what would actually be filled in during the process of drafting a prenuptial agreement. We would have liked to see much more information.
Doesn't come cheap
And, these packages don't come cheap. As an example, in one state we researched you'll pay $50.96 for an instant download, or $67.96 for US Legal Forms to mail you a paper copy. The company offers a 100% satisfaction guarantee.
Hard to justify
While we appreciate the good reputation held by this company - including an "A+" grade at the BBB and many positive customer comments - the prenuptial agreement services they offer just can't hold a candle to what you'll find with our higher-ranked providers. It's hard to see why anyone would spend $50+ to download a book and some forms, when other services let customers enter all of their details online and even print out a finalized prenuptial agreement - for free. For these reasons, US Legal Forms winds up towards the bottom of our rankings.
Having a prenuptial agreement can offer peace of mind and security when there are children from previous marriages involved, business assets, or even large amounts of debt incurred prior to the wedding (like student loans). Even though it's not the most romantic of topics, having a calm discussion of the "what ifs" can actually strengthen your relationship.
Fortunately, while drafting a prenuptial agreement is practically a necessity, spending a lot of money on an attorney is not. There are a number of reputable, easy-to-use services online that walk users through all of the applicable questions to draft a legal prenup in any state of residence. Why spend hundreds or even thousands of dollars when the whole process can easily cost less than $80 from start to finish?
Of course, not every site that offers to help you draft a prenup will give you the same level of service. How can you tell which one is the best option for you? Here are several criteria to keep in mind as you select the provider for your prenuptial agreement:
TopConsumerReviews.com has reviewed and ranked the best prenuptial agreement providers available today. We hope this information helps you determine the right service to get your prenup in place - just in time for your (hopefully) happily ever after.
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