Where is the Best Place Online to Get Help with Your Prenuptial Agreement?  If wedding bells are in your future, you may be thinking about getting a prenuptial agreement. While once considered taboo due to its implications regarding a possible divorce, today more couples are considering them as both a beginning of a conversation about financial expectations in marriage and a way to protect their assets.
Started in 2021, HelloPrenup is an attorney- and judge-approved service which asserts, "Prenups are no longer taboo - they're a to-do." Featured on "Shark Tank," the business provides a way to help couples prepare prenuptial agreements for less time and money than it would cost to seek an attorney on their own.
Customized questionnaires to completed by both parties involved
The HelloPrenup process begins when you and your fiance each create separate accounts on the website (this is a requirement). Then you each fill out your individual online questionnaires on topics such as property, debt, bank accounts, and business ownership. This detailed, dynamic questionnaire is more involved than competitor online legal form libraries which simply provide paperwork to complete. Once you create your free account, you will have access to the background information section.
Collaboration Station
Following this, the in-app "collaboration station" makes it easy to find and resolve any issues between your and your partner's answers. If desired, there are also customized clauses available to be added to your prenup for no extra cost. Finally, you will notarize and e-sign the prenup. A partner business offers online notary services for most states at an additional cost, though you can choose to take it and have it signed in person (many places in your town may offer this service, including the library). The site says this process will take one or two hours instead of months, at a fraction of the cost.
Costs can add up, depending on services you choose
The state-specific prenuptial agreement you create will cost $599, but if you would like to add any optional services, such as attorney review, representation, or notary service, that cost will increase. HelloPrenup accepts a variety of payment options, including multiple "buy now, pay later" companies. On the lower section of the webpage, you may be able to find offers which will give you a coupon code - like the one we found to save $25 for completing a survey. They also routinely run promotions, so they suggest signing up for their email list. If you want to ask an attorney questions, they offer the option of adding a 20-minute Q&A, costing $49 per session, per partner. Representation - in which an attorney will review, edit, and sign off on your prenup - is an additional charge of $699 per partner. These lawyers are all vetted and insured. To include notarization with your prenuptial agreement, you can purchase that as an add-on feature with the notary company Proof for $50.
More likely to be enforceable
The HelloPrenup site claims quick services (such as some of the rivals you'll find on our list) offer a cheap and unofficial solution not customized to individual state requirements and may not be legitimate agreements. In contrast, the agreements made via HelloPrenup are "compliant with the strictest standards of validity for each state," something that no other software addresses, according to the company. HelloPrenup notes that while "nothing in law is ironclad," their prenup agreements are more likely to be enforceable in a court due to the fact that they were developed by a divorce attorney and meet different state statutes and requirements.
State-specific help provided
It is important to choose the state in which you plan to live as a married couple when making the prenup. Some sites simply offer a drop-down menu to choose your state for the agreement, HelloPrenup has a page for each state, with specific information regarding how these contracts are done in that particular state. For example, the state we looked at noted that these agreements are called "premarital agreements" and gave information regarding the state's laws - inclusions and exclusions are spelled out - and short explanatory videos from a state-certified family law attorney. There are also articles about recent changes in laws, as applicable.
Free consultation and encyclopedia of terms
A "Do I Need a Prenup?" quiz is offered on HelloPrenup's webpage. If you want some help with the process of crafting your prenuptial agreement, HelloPrenup allows you to schedule a free, 15-minute phone call consultation. There are numerous informational articles on the site, including links to a blog and a podcast. The site's "encyclopedia" of terms puts the legal words into easy-to-understand (and sometimes funny) language. Should you desire to customize your prenup, the HelloPrenup agreement is able to be downloaded and edited in Word or PDF format. Live chat and phone customer support are both available to help with the process.
Customer reviews mainly positive
An accredited BBB business, HelloPrenup has earned an "A+" rating. Trustpilot reviewers love the company, ranking it 4.5 out of 5 stars, though since it's still a relatively new company, it has a lower number of reviews than we'd typically want to see. One reviewer favorably compared HelloPrenup's service to online tax services. Positive reviewers noted it's great for convenience, speed, and accuracy, calling it "stress free" and "non-intimidating." The handful of negative reviews complained about the process not being customizable (as promised on the HelloPrenup site), a broken notary link, and trouble with an attorney recommended by the company. One older review said the client had his lawyer look it over and it was deemed unenforceable. Since the company is still new, its claims that the document holds up in court may take even longer to prove, though on the website HelloPrenup mentions that they have heard from at least one client that it has been enforced in a court.
Great choice for working with prenup experts
If you want to do a prenup with a company that specializes in the service - and you want to avoid thousands of dollars in attorney fees - we recommend HelloPrenup as an excellent option.
Continued from above...
If wedding bells are in your future, you may be thinking about getting a prenuptial agreement. While once considered taboo due to its implications regarding a possible divorce, today more couples are considering them as both a beginning of a conversation about financial expectations in marriage and a way to protect their assets.
Commonly called a prenup or sometimes a premarital agreement, a prenuptial agreement is legal contact created prior to marriage. The document spells out both the current and future responsibilities of the spouses in the case of separation, divorce, or death. It can be used to clarify debt and wealth, division of property, and spousal financial obligations.
A recent Harris poll showed that 15% of respondents had signed a prenuptial agreement, a sharp increase from earlier polling. Other data demonstrates that half of American adults say they would be open to signing one prior to marriage. High divorce statistics, marrying later in life, and other factors reveal that more people consider entering into a prenup as a basic part of the wedding planning process. So what do you need to know when you are planning yours?
The general information needed to complete a prenup includes the following six areas. First, the party details outline who is entering into the agreement. Then, assets are addressed - which ones will be shared and which will remain separate. Next, debts will be listed, especially those which are incurred prior to the marriage and are to remain separate (such as student loans).
While a prenup cannot legally address child custody and related issues, children born prior to the marriage should be listed since they have the right to inheritance, which can impact how a prenup is enforced. Spousal support is an optional part of a prenup, but if you decide to include it, consider which spouse will pay the other, the amount to be paid, frequency of payment and method, and conditions on the support. Finally, inheritance rights are often addressed in a prenup, so this should be taken into consideration when planning yours.
Thankfully, as with many things on your wedding to-do list, prenups can be acquired online. Here are important considerations to keep at the forefront of your mind as you compare the available online prenuptial agreement options:
We at Top Consumer Reviews want to help you prepare for your big day by providing some direction based on our research into the best - and worst- options for creating a prenuptial agreement online, should you ever need to enforce it. Once you get this item off your wedding preparations list, you can get back to enjoying your happily ever after!
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