Where is the Best Place Online to Get Help with Your Prenuptial Agreement?  If wedding bells are in your future, you may be thinking about getting a prenuptial agreement. While once considered taboo due to its implications regarding a possible divorce, today more couples are considering them as both a beginning of a conversation about financial expectations in marriage and a way to protect their assets.
Legal Templates provides secure, customizable online legal templates from licensed attorneys. Started in 2015, the company has provided more than four million legal documents for its members.
Simple online form to create prenup
Using their SmartBuilder, you answer questions in an online form to create your prenup. There are some informational aids along the way, but it's pretty bare bones compared to other sites which offer insight as you fill it in. Conversely, there is an option to fill in the template using PDF editor, which allows you to manually add annotations, e-signatures, text, and more. Once you've completed the document, you must create an account before you are able to access it. Then you will have to choose a plan and enter a credit card prior to printing and downloading the prenup.
Mid-range price option if choosing annual membership
Legal Templates offers two options for trial memberships to the library of legal forms and services.
Also, it should be noted that the site says Legal Templates offers "a free way for you to create binding legal documents," but we were unable to access anything without first choosing a trial plan.
Help is available
Customer service is available via email or chat. There is a library of resources to give you some direction with articles such as "Prenup vs. Postnup: What's the Difference?" and "What Should a Woman Ask for in a Prenup?"
No guarantees and vague refund policy
No guarantees are offered but refunds may be requested, though Legal Templates states that they are reviewed on a case-by-case basis and provides no other details. Given the fact that there is no customer service phone number, we wonder how many refund requests are actually approved.
Customer reviews are concerning
An accredited business by the BBB, Legal Templates has still only earned a "B" rating, as a result of the numerous complaints filed against the business. The majority of complaints seem to be regarding monthly charges made at the time of sign-up, and they were resolved with refunds only after reporting the company to the BBB, despite previously asking on the website's chat. (This seems a little off to us.) Customer reviews left on the BBB site seem to have declined over the past couple of years, going from 5-star raves to 1-star rants. The overall grade has accordingly taken a nosedive, having previously been in the "A" range. Trustpilot ranks Legal Templates 3.9 out of 5 stars. Positive reviewers noted the simplicity of use and forms which met their needs, but negative reviews question the legitimacy of forms and fume over the charges they say they did not authorize.
A prenup service to skip
Legal Templates offers a very limited, no-frills experience. Given all of the downsides we discovered, we advise you to beware when using this company's service, as it continues its downward spiral.
Continued from above...
If wedding bells are in your future, you may be thinking about getting a prenuptial agreement. While once considered taboo due to its implications regarding a possible divorce, today more couples are considering them as both a beginning of a conversation about financial expectations in marriage and a way to protect their assets.
Commonly called a prenup or sometimes a premarital agreement, a prenuptial agreement is legal contact created prior to marriage. The document spells out both the current and future responsibilities of the spouses in the case of separation, divorce, or death. It can be used to clarify debt and wealth, division of property, and spousal financial obligations.
A recent Harris poll showed that 15% of respondents had signed a prenuptial agreement, a sharp increase from earlier polling. Other data demonstrates that half of American adults say they would be open to signing one prior to marriage. High divorce statistics, marrying later in life, and other factors reveal that more people consider entering into a prenup as a basic part of the wedding planning process. So what do you need to know when you are planning yours?
The general information needed to complete a prenup includes the following six areas. First, the party details outline who is entering into the agreement. Then, assets are addressed - which ones will be shared and which will remain separate. Next, debts will be listed, especially those which are incurred prior to the marriage and are to remain separate (such as student loans).
While a prenup cannot legally address child custody and related issues, children born prior to the marriage should be listed since they have the right to inheritance, which can impact how a prenup is enforced. Spousal support is an optional part of a prenup, but if you decide to include it, consider which spouse will pay the other, the amount to be paid, frequency of payment and method, and conditions on the support. Finally, inheritance rights are often addressed in a prenup, so this should be taken into consideration when planning yours.
Thankfully, as with many things on your wedding to-do list, prenups can be acquired online. Here are important considerations to keep at the forefront of your mind as you compare the available online prenuptial agreement options:
We at Top Consumer Reviews want to help you prepare for your big day by providing some direction based on our research into the best - and worst- options for creating a prenuptial agreement online, should you ever need to enforce it. Once you get this item off your wedding preparations list, you can get back to enjoying your happily ever after!
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