What is a prenuptial agreement?

A prenuptial agreement (often shortened to "prenup") is a legal contract that is most often used to establish expectations surrounding assets within an upcoming marriage. Getting married combines financial assets and debts, and a prenup can be used to protect each spouse from being burdened with the other's obligations in the event of a separation or divorce.

How much does it cost to draw up a prenuptial agreement?

We all know lawyers are expensive. If you go that route, with each of you hiring an attorney, you'll spend thousands of dollars. On the other hand, there are a number of DIY options that allow you to create, download and print all of the required forms for a legal prenup.

What do prenuptial agreements cover?

Most agreements include tangible property like homes, cars, and belongings, as well as financial assets like bank accounts, investments or business ownerships. Debts can also be addressed as property, establishing that a spouse won't become responsible for the other's financial liabilities if the marriage ends. If either spouse has children from a previous relationship, a prenup can specify whether or not marital income can be used to support those children.

Is a prenup always legally enforceable?

No. If there have been big changes since the agreement was drawn up (like a lottery win, for example), it could be overturned in a divorce. A prenuptial agreement offers good legal protection, but it's not a guarantee.

Why would I need a prenup? We're in love!

That's lovely (no pun intended) , but with 50% of marriages winding up in divorce it's clear that love isn't always enough. If you and your future spouse have significant student debts, plan to run a business together, or are bringing assets into the marriage that you don't want considered as marital property, a prenup is a wise choice.

Do I have to have the prenup in place before the wedding?

Yes. But, all is not lost if you didn't get it done before "I do": you can also arrange for a "postnup" at any time. The cost and price will be the same as a prenuptial agreement, and you can still specify all of the same terms regarding assets, debts, and so forth.

Can I get a prenuptial agreement online?

Yes. There are a number of services that walk you through the process of creating the prenup. Most of them go to great lengths to frequently review and revise the documents they offer, to make sure they include the most up-to-date information and requirements of state and federal laws as applicable.

What happens if we move to a different state? Is the agreement still valid?

Different laws may apply to legal agreements and marital property. If you relocate, it would be wise to determine what the laws are in your new state and potentially rework your prenup (thus making it a postnup).

Prenup Planner Review for 2025 | Best Prenuptial Agreement Services

Item: Prenup Planner Review
Rating: 3
Author: Top Consumer Reviews

Thursday, December 4th We evaluate products and services based on unbiased research. Top Consumer Reviews may earn money when you click on a link. Learn more about our process.

2025 Prenuptial Agreement Service Reviews

Where is the Best Place Online to Get Help with Your Prenuptial Agreement? If wedding bells are in your future, you may be thinking about getting a prenuptial agreement. While once considered taboo due to its implications regarding a possible divorce, today more couples are considering them as both a beginning of a conversation about financial expectations in marriage and a way to protect their assets.

3.0

AVERAGE

Average

Prenup Planner

Basic packages start at $1,485
Process can take up to four weeks
Rush process available for additional fee
Only available for California couples
In business since 2017

AVERAGE

3.0

On the Prenup Planner website

Prenup Planner is an online service which offers customized prenuptial agreements to couples in California. The company says it was founded in 2017 by an attorney who is licensed and accredited by the BBB, creating hundreds of legally binding prenups since that time.

Simple but lengthy process

There are four steps in the entirely online Prenup Planner process: choose a plan, build your agreement, review with an attorney, and sign. It all starts with a sales specialist to discuss your needs before you are connected with professional legal counsel specializing in prenups who will draft the agreement (all included in your package fee, no office visits necessary). While you will have an extensive series of questions to answer, the attorney will customize the experience for your needs and protect your privacy. The typical time for this process is three to four weeks, though rush packages are available for an additional fee. The state of California requires at least seven days to review and execute prenups, so plan accordingly.

Most expensive on our list

There are three package levels offered on Prenup Planner. The basic provides a prenup drafted and personally reviewed by independent counsel for $1,485. This package includes unlimited contact with the attorney and takes three to four weeks. If you are getting married within four weeks, there is a rush fee of $500 to get the agreement to you within 48 hours and finalized within two weeks. In the deluxe package ($2,750), couples each receive representation and are given the option to waive spousal support (California law requires both parties to be represented by counsel for the spousal support clause). In this case, a rush fee includes in-depth reviews with the independent attorneys, bringing the process to around three weeks. The premier package is for those who have significant assets and liabilities, providing independent counsel for each party with a fee of $3,750. As with the other packages, a rush fee will speed the process along.

Need assistance? They offer options

Prenup Planner offers a free phone consultation in which you speak with a prenup specialist to learn about your options. Live chat is also available on the site. The section of the website which says "Learn" offers advice and topics, all providing information regarding prenuptial agreements in California.

Warnings about other prenups, but no guarantees

When explaining why you should choose them, Prenup Planner claims that online template sites will "ultimately be unenforceable when they are brought to court." The company notes that having an attorney involved in the preparation of your agreement is worth the cost compared to the consequences of having your prenup invalidated by a court. (The website says, "You will get what you pay for" multiple times) While this may be true, we would have liked to see some sort of satisfaction guarantee for the amount of money charged by Prenup Planner.

Customer reviews limited but positive

Though Prenup Planner claims to have been founded by an attorney who is licensed and accredited by the BBB, there is no information available to confirm this and the company has no listing on the site. Customer reviewers across platforms rank the service highly (4.6-5 out of 5 stars), though the number of reviews is under 50, not giving us the picture of an established business. Reviewers mention the professionalism and high level of customer service, but one complained that the meetings were "a bit rushed and impersonal."

Option if you want an attorney in CA

If you don't live in California, Prenup Planner is not an option for you. However, if you are planning to reside in the state and desire to have an attorney involved, this is an option to consider for your prenuptial agreement. All told, Prenup Planner comes in as "just average" among the services on our list.

On the Prenup Planner website

Continued from above...

Where is the Best Place Online to Get Help with Your Prenuptial Agreement?

If wedding bells are in your future, you may be thinking about getting a prenuptial agreement. While once considered taboo due to its implications regarding a possible divorce, today more couples are considering them as both a beginning of a conversation about financial expectations in marriage and a way to protect their assets.

Commonly called a prenup or sometimes a premarital agreement, a prenuptial agreement is legal contact created prior to marriage. The document spells out both the current and future responsibilities of the spouses in the case of separation, divorce, or death. It can be used to clarify debt and wealth, division of property, and spousal financial obligations.

A recent Harris poll showed that 15% of respondents had signed a prenuptial agreement, a sharp increase from earlier polling. Other data demonstrates that half of American adults say they would be open to signing one prior to marriage. High divorce statistics, marrying later in life, and other factors reveal that more people consider entering into a prenup as a basic part of the wedding planning process. So what do you need to know when you are planning yours?

The general information needed to complete a prenup includes the following six areas. First, the party details outline who is entering into the agreement. Then, assets are addressed - which ones will be shared and which will remain separate. Next, debts will be listed, especially those which are incurred prior to the marriage and are to remain separate (such as student loans).

While a prenup cannot legally address child custody and related issues, children born prior to the marriage should be listed since they have the right to inheritance, which can impact how a prenup is enforced. Spousal support is an optional part of a prenup, but if you decide to include it, consider which spouse will pay the other, the amount to be paid, frequency of payment and method, and conditions on the support. Finally, inheritance rights are often addressed in a prenup, so this should be taken into consideration when planning yours.

Thankfully, as with many things on your wedding to-do list, prenups can be acquired online. Here are important considerations to keep at the forefront of your mind as you compare the available online prenuptial agreement options:

Cost. If you're on a tight budget (you are planning a wedding, after all), this may be your first concern. However, while important, cost should not necessarily be the driving point if you want to make certain you have a legally enforceable prenup.
Effort. You're planning a wedding, working a job, and getting ready to merge households. How much time and effort do you want to put into this? The companies we reviewed range from a true DIY to an all inclusive, hands-off approach. You will notice that as the effort on your part reduces, the cost will increase.
Length of process. Remember, too, that these agreements can take time to create. Experts advise giving yourself time to get comfortable with the idea and having the talk with your betrothed. Some states even have laws which require the documents to be signed a minimum of a week prior to the wedding. Keep this in mind as you review different online options.
Guarantees. Does the service provide any protection or guarantee regarding its legal documents? Look for companies who provide assurance and stand behind their services.
Customer satisfaction. How do their clients feel about their prenups? Are they happy with the service received? Learn from someone else's mistakes and stay away from the companies with lower ratings or bad reviews.

We at Top Consumer Reviews want to help you prepare for your big day by providing some direction based on our research into the best - and worst- options for creating a prenuptial agreement online, should you ever need to enforce it. Once you get this item off your wedding preparations list, you can get back to enjoying your happily ever after!