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Thursday, October 6th
DRB Capital gives you personalized attention when buying your structured settlement: you'll have a single point of contact every time you call, which saves you time and gives you the confidence that your process is being handled well. This service has increased their rating with the BBB since our last review, and they get plenty of praise from past clients. The only negative for DRB Capital is that they don't give you as much information upfront, before deciding to get in contact with one of their reps.
CBC Settlement Funding has been in business for a little over 10 years, specializing in buying annuities and structured settlements. We appreciate their commitment to ethical transactions and keeping the customer's best interests in mind, which is reflected in their strong rating from the BBB. However, we encountered numerous glitches on their website, which meant we couldn't determine how transparent this company is with their rates and fees. Plus, several complaints from customers earned CBC Settlement Funding a just-average ranking among similar services.
If you've been awarded money as the result of litigation, an accident, or any other legal settlement, you likely receive monthly payments for a set number of years. However, that slow trickle of money doesn't do you much good if you need a larger amount of cash right away.
That's where structured settlement buyers come in. These services get approval to buy the rights to a certain amount of your monthly payments, in exchange for a lump sum payment now.
Of course, a court will have to approve the terms in order for your structured settlement to be purchased, and it's still critical that you understand all of the particulars before signing on the dotted line. Fortunately, the buyer of the settlement takes on most of the responsibility for doing the legwork: drafting the agreement, getting approval from the court, and setting up the relationship with the payer.
Not all structured settlement buyers are created equal. While there are some that have been in the industry for decades, other opportunistic services seem to pop up overnight, hoping to make an agreement that is more to their benefit than yours. How can you tell which service can be trusted to get you a payout that's fair?
Here are a few criteria you should consider when selecting a structured settlement buyer:
TopConsumerReviews.com has reviewed and ranked the best structured settlement buyers available today. We hope this information helps you choose the right service to get the funds you need quickly and fairly.
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