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Fairfield Funding vs Stone Street Capital

Wednesday, January 27th

2021 Structured Settlement Buyer Reviews

Fairfield Funding Review 5 Star Rating

Fairfield Funding

5 Star Rating
  • BBB Rating: A+, accredited
TopConsumerReviews.com Best-In-Class Blue Ribbon Award

Fairfield Funding is an excellent choice for selling your structured settlement - whether you go for a single lump sum payment or only sell off a portion of your payments. They enjoy a sterling reputation with their customers and the BBB, and they offer a four-point guarantee that ensures you get the best possible rates and service. We were especially impressed to reach a knowledgeable, friendly representative on a Saturday afternoon. Fairfield Funding earns our highest ranking among services that buy structured settlements.

Stone Street Capital Review 3.5 Star Rating

Stone Street Capital

3.5 Star Rating
  • BBB Rating: A+, accredited

Stone Street Capital initially seems like a good choice for selling your structured settlement: a whimsical website with a decent amount of information and an "A+" with the BBB all give that impression. Digging deeper, however, you'll find that Stone Street has had some less-than-reassuring issues in the courts in the past. Still, their strong history and customer focus cannot be ignored.

Who Can You Trust as the Best Buyer for Your Structured Settlement?

If you've been awarded money as the result of litigation, an accident, or any other legal settlement, you likely receive monthly payments for a set number of years. However, that slow trickle of money doesn't do you much good if you need a larger amount of cash right away.

That's where structured settlement buyers come in. These services get approval to buy the rights to a certain amount of your monthly payments, in exchange for a lump sum payment now.

Compare the Best Reviews

Continued from above...

Of course, a court will have to approve the terms in order for your structured settlement to be purchased, and it's still critical that you understand all of the particulars before signing on the dotted line. Fortunately, the buyer of the settlement takes on most of the responsibility for doing the legwork: drafting the agreement, getting approval from the court, and setting up the relationship with the payer.

Not all structured settlement buyers are created equal. While there are some that have been in the industry for decades, other opportunistic services seem to pop up overnight, hoping to make an agreement that is more to their benefit than yours. How can you tell which service can be trusted to get you a payout that's fair?

Here are a few criteria you should consider when selecting a structured settlement buyer:

  • Reputation. The best structured settlement buyers have a longstanding track record of honesty and integrity. Look for a strong rating from the Better Business Bureau, preferably with accreditation as well. Also, find out what previous clients say about their experience when using the service.
  • Process. Starting with their website, the settlement buyer should have a process that is easy to understand, transparent with respect to fees and timelines, and informative.
  • Customer Service. How easy is it to get help with your structured settlement buyout? Does the service provide help during regular business hours only, or at other times for those who can't make a phone call during the day? Can you expect representatives that are courteous and knowledgeable?

TopConsumerReviews.com has reviewed and ranked the best structured settlement buyers available today. We hope this information helps you choose the right service to get the funds you need quickly and fairly.

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