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Monday, October 2nd
With its headquarters located in Pennsylvania, Peachtree Financial has been buying structured settlements since 1996, and is one of the more ethical actors doing so. Where some buyers attempt to rush you through the process and pressure you into a sales call, Peachtree takes the time to provide resources about structured settlements, recommends you find independent legal and financial counsel before selling your settlement, and offers helpful tips on how to do so. While they lose some marks for annoying calling practices, all-in-all Peachtree Financial stands out from the field, and is a good candidate for your consideration while shopping for the best rate in selling part or all of your structured settlement.
While RSL Funding goes out of its way to badmouth their competitors, they do little to actually assure potential sellers as to their quality. They also offer little in the way of advice that could protect potential sellers from predatory practices. RSL Funding does offer a $1,000 best price guarantee, and a "refer a friend" program for $500 should they sell their structured settlement. However, RSL Funding's bonuses reveal some business practices that make it a company that we do not recommend.
Well, it's a critical question, and one that should be explored with care. Many receive a structured settlement as an annuity paid over a long period of time in compensation for injury or malpractice. While the stable income of a structured settlement can be a necessary key to financial security, many people are often left in a bind when they need money for a sudden expense or emergency, and are unable to procure the collateral for a loan.
That's where structured settlement buyers come in. These companies offer a single lump sum of cash in exchange for your monthly payments, giving you the up-front capital you need to manage a crisis, or make a needed purchase/investment.
It almost goes without saying that you should take care when you sell your structured settlement. While there are reputable buyers out there, many companies appear out of nowhere, or engage in less-than-reputable business practices. As the sale of a structured settlement is a major decision, a bit of careful investigation to determine the quality of the buyer can go a long way towards a transaction you'll be happy with.
Typically the sale of a structured settlement requires that you appear in court to talk to a judge in order to determine that you understand the particulars of the sale of your structured settlement, and that the sale is in your best interest. While potentially annoying, your court appearance is a critical step in the process, and something that directly protects you as a consumer.
Before this step, companies are required to advise you in writing that you can hire independent legal counsel to review your sale in court with you. This is strongly recommended, as legal counsel and financial advice can give you power and leverage in your structured settlement sale, making it so you get a better deal, and potentially earning multiple-thousands more from the sale of your settlement. If you sign this away to another person or a company, they may represent their own best interests, rather than yours.
So, which structured settlement buyers are worth your time? As you investigate the options, here are some tips for you to keep in mind:
At Top Consumer Reviews, we want to make sure that our readers are well-equipped to navigate the sometimes murky waters of the structured settlement industry. We've gathered the best companies we could find, and ranked them based on their overall reputation and business practices. As you shop around for the best deal in the sale of your structured settlement, you should feel comfortable using our curated list as a starting point for finding a fair and honest buyer.
Select any 2 Structured Settlement Buyers to compare them head to head
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