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Wednesday, February 24th
If you want to work with a company that treats you like a valued friend or family member, start with Fairfield Funding for your structured settlement buyout. Everything about this company will have you feeling safe and secure, with no hidden fees or bait-and-switch contracts from your first interactions with their representatives.
Here's a big reason why: Fairfield Funding is one of the only structured settlement buyers that comes right out and tells you what interest rates you can expect when selling: 6% to 18%. They even explain that your purchase price depends on several factors, such as the insurance company making payments to you, the dates and amounts of your payments, and the state of the economy at the time of your contract. You can expect your process to take anywhere from 30-45 days, depending on how long it takes the court to approve your agreement (and some states have mandatory waiting periods as well).
Variety of payment options
When using this service to sell your structured settlement, you can choose from a variety of different payment structures. These include a one-time lump sum payment and a partial buy-out, where they purchase just part of your monthly payment for the rest of the term, or just a certain number of years of the payment term. You're not pigeonholed into any contract that isn't right for you.
You've got a four-point, 100% guarantee when working with Fairfield Funding. If they can't beat a competitor offer on your structured settlement, they'll pay you $500. They also promise a cash advance in as little as 5 days, and that advance is fixed and no interest. Finally, they guarantee to close your transaction as quickly as permitted by the laws in the state(s) involved.
This company also offers a great deal of transparency when it comes to other information. Want to know the pros and cons of selling your structured settlement? Not only do they have an article, but also a video with one of their top-level staff explaining it in detail. It's definitely worth it to spend some time reading through the FAQ and other resources on this site.
Impressive customer service
We were impressed to see that Fairfield Funding has representatives available outside of traditional weekday business hours. We connected with a rep via live chat on a weekend afternoon and were immediately able to communicate with someone who could answer our questions. Plus, that person was a native speaker of English - which certainly helps when dealing with potentially complicated financial questions. We're too used to dealing with companies that provide questionable online chat help, especially at odd times.
Positive customer testimonials
One question we posed to our chat representative was, why were the independently-verified customer reviews featured on the Fairfield Funding site were outdated by 2 years. The representative in the chat was able to point us to the most current customer testimonials, where we were happy to find not only a 5/5-star rating average, but also a very responsive customer service team. Time and time again, customers said that Fairfield got them the best rate on their structured settlement buyout, and that the entire process went smoothly and fast.
Excellent BBB rating
Plus, Fairfield Funding enjoys an "A+" rating and accreditation from the Better Business Bureau, with zero customer complaints on file there. These are all strong indicators that this is a service you can trust if you're trying to sell your structured settlement, all or in part.
It's normal to feel apprehensive when making a big financial decision, such as Structured Settlements. Fairfield Funding goes to great lengths to ease your mind and help you make the choices that are best for you. When it comes to selling your structured settlement, Fairfield Funding earns our highest rating.
If you've been awarded money as the result of litigation, an accident, or any other legal settlement, you likely receive monthly payments for a set number of years. However, that slow trickle of money doesn't do you much good if you need a larger amount of cash right away.
That's where structured settlement buyers come in. These services get approval to buy the rights to a certain amount of your monthly payments, in exchange for a lump sum payment now.
Of course, a court will have to approve the terms in order for your structured settlement to be purchased, and it's still critical that you understand all of the particulars before signing on the dotted line. Fortunately, the buyer of the settlement takes on most of the responsibility for doing the legwork: drafting the agreement, getting approval from the court, and setting up the relationship with the payer.
Not all structured settlement buyers are created equal. While there are some that have been in the industry for decades, other opportunistic services seem to pop up overnight, hoping to make an agreement that is more to their benefit than yours. How can you tell which service can be trusted to get you a payout that's fair?
Here are a few criteria you should consider when selecting a structured settlement buyer:
TopConsumerReviews.com has reviewed and ranked the best structured settlement buyers available today. We hope this information helps you choose the right service to get the funds you need quickly and fairly.
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