Peachtree Financial Review for February 2021

Item: Peachtree Financial Review
Rating: 4.5

Wednesday, February 24th

2021 Structured Settlement Buyer Reviews

Peachtree Financial

BBB Rating: A+, accredited

Peachtree Financial has helped tens of thousands of people through buying structured settlements, annuities, lottery winnings and other payment streams since their start in 1996. Since our last review, this service has made considerable improvements and earned a much higher ranking among buyers of structured settlements.

Going the extra mile

The Peachtree website makes sure you understand everything there is to know about a structured settlement buyout, from all of the steps in the process to possible ways to use a lump sum payment. They even go so far as to give you advice if you're using it to pay for education, renovate your home, or invest in a business! Talk about going the extra mile.

Simple process

Their process is very simple: give them a call and get a free quote, once they've reviewed your case and gotten the necessary details. If you accept their offer and sign the paperwork, they'll begin the process of filing a petition with the court (you may have to appear in person to explain why you need a lump sum or partial buyout). You'll have one representative throughout the entire process, and they'll be well-acquainted with the particulars of your case: no need to talk to multiple people across the company.

60-90 days

When the court approval comes in, you can either have the funds sent directly to your bank account or get a check in the mail. How long until you get your funds? Most Peachtree Financial transactions take 60 to 90 days to be completed. They also offer cash advances within 24-72 hours of receiving your documents, if you live in a state that allows it.

Great information

This service offers one of the most comprehensive websites to give you an understanding of the whole process. Are you wondering what specific questions might be asked? Which documents you'll need? What will be in the purchase contract? You'll find all of that and more explained in detail. The only piece we didn't find that would have been useful was an estimate of their fees and/or interest rates when buying a structured settlement.

Award winning efforts

Peachtree Financial Solutions earned several awards from 2010 to 2014 (and maybe after, though their Awards page on the website doesn't mention any). Unfortunately, none of them specifically referenced buying structured settlements - just litigation and law firm funding, primarily. That left us wondering if structured settlements aren't their primary area of expertise.

Positive customer feedback

Peachtree Financial has an "A+" rating at the BBB, along with accreditation. We found a handful of customer complaints, but the majority of them were regarding unsolicited mail and not the actual process of selling a structured settlement. And, when looking at customer reviews that have been independently-verified by a third-party service, this company fares well: averaging a 4.5 out of 5 stars, with customers saying good things about Peachtree representatives, especially their in-depth knowledge of the particulars of any given state in which their customers may reside.

One of our top choices

You have a lot of options for selling your structured settlement, and Peachtree Financial is worth considering. Start by reading through all of the information they offer on their website, and we're sure they'll wind up being one of your top choices for excellent customer service and solutions that match your needs.

Visit Site

More Structured Settlement Buyer Reviews

The 7 Best Structured Settlement Buyers

Who Can You Trust as the Best Buyer for Your Structured Settlement?

If you've been awarded money as the result of litigation, an accident, or any other legal settlement, you likely receive monthly payments for a set number of years. However, that slow trickle of money doesn't do you much good if you need a larger amount of cash right away.

That's where structured settlement buyers come in. These services get approval to buy the rights to a certain amount of your monthly payments, in exchange for a lump sum payment now.

Continue reading below

Compare Structured Settlement Buyer Reviews

What are the best Structured Settlement Buyers

Best Structured Settlement Buyer Reviews

Structured Settlement Buyer FAQ

What is a structured settlement?

A structured settlement is usually awarded after an accident or a win in court. Instead of a one-time lump sum payment, the money is distributed monthly for a certain number of years.

I have a structured settlement, but I need the money now. What are my options?

You may want to consider a structured settlement buyer. You sell all or part of your settlement to their company in exchange for a lump sum payment now.

Why do companies want to buy my structured settlement? What's in it for them?

Simple: they make money from it. Most structured settlement buyers/companies levy interest rates on the buyout, which can range from 5-20%. You'll want to get a complete listing of all of the terms and fees before agreeing to sell your structured settlement, especially since some companies are more upfront than others with that information.

Are structured settlement buyers legitimate?

They might sound shady, but structured settlement buyouts are fairly common. It's a win for the client who can't wait months and years for their payments to trickle in, and it's a win for the service that makes money on the transaction.

How do I know which service to use?

Reputation is everything. If you're considering a structured settlement buyout, be sure the company you choose has a solid reputation: find out what previous clients have to say about the process and experience, and definitely see if the Better Business Bureau has given the service a positive rating. You don't want to entrust such a large financial decision to any buyout provider that can't prove their dependability.

Is there any reason I shouldn't consider a structured settlement buyout?

Yes, there are several. First, understand that a settlement buyout will have to be approved by the court. Depending on the circumstances of the settlement, a judge might not give a buyout the green light. Next, if your monthly payments are intended to take care of regular expenses for many years, but you spend a lump sum all at once, you may not have the money you need to pay bills in the future. Another consideration is whether a lump sum payment can disqualify you from receiving Medicaid and SSI benefits. There are other situations where a structured settlement buyout wouldn't be in your best interests; it's worth discussing it with your financial advisor, attorney, or anyone else who can give you an objective assessment of the situation.

How long will it take to get my funds if I choose a buyout?

Many factors impact how quickly you can get the lump sum payment from your structured settlement. Not only does the court have to approve the arrangement, but some states also have mandatory waiting periods to take into account. Your process could last anywhere from 30-90 days, so don't expect to have a check in hand the day after you contact a structured settlement buyer to get more information.

I have questions. How can I get help?

We recommend that you start by browsing the websites of several companies that offer structured settlement buyouts. You'll find plenty of details about how the process works and what to expect, and you may even find answers to your questions before speaking with a representative. Those representatives will be extremely eager to talk with you, which is why it can be helpful to already have done some research before you reach out. Some services have a live chat feature where you can get help too, if you prefer not to make a phone call or fill out an online form.

Continued from above...

Of course, a court will have to approve the terms in order for your structured settlement to be purchased, and it's still critical that you understand all of the particulars before signing on the dotted line. Fortunately, the buyer of the settlement takes on most of the responsibility for doing the legwork: drafting the agreement, getting approval from the court, and setting up the relationship with the payer.

Not all structured settlement buyers are created equal. While there are some that have been in the industry for decades, other opportunistic services seem to pop up overnight, hoping to make an agreement that is more to their benefit than yours. How can you tell which service can be trusted to get you a payout that's fair?

Here are a few criteria you should consider when selecting a structured settlement buyer:

Reputation. The best structured settlement buyers have a longstanding track record of honesty and integrity. Look for a strong rating from the Better Business Bureau, preferably with accreditation as well. Also, find out what previous clients say about their experience when using the service.
Process. Starting with their website, the settlement buyer should have a process that is easy to understand, transparent with respect to fees and timelines, and informative.
Customer Service. How easy is it to get help with your structured settlement buyout? Does the service provide help during regular business hours only, or at other times for those who can't make a phone call during the day? Can you expect representatives that are courteous and knowledgeable?

TopConsumerReviews.com has reviewed and ranked the best structured settlement buyers available today. We hope this information helps you choose the right service to get the funds you need quickly and fairly.

Compare Structured Settlement Buyers

Select any 2 Structured Settlement Buyers to compare them head to head

best-structured-settlement-buyers

Fairfield Funding

Peachtree Financial

DRB Capital

Stone Street Capital

JG Wentworth

CBC Settlement Funding

RJE Capital

Fairfield Funding vs Peachtree Financial Fairfield Funding vs DRB Capital Fairfield Funding vs Stone Street Capital Fairfield Funding vs JG Wentworth Fairfield Funding vs CBC Settlement Funding Fairfield Funding vs RJE Capital Peachtree Financial vs DRB Capital Peachtree Financial vs Stone Street Capital Peachtree Financial vs JG Wentworth Peachtree Financial vs CBC Settlement Funding Peachtree Financial vs RJE Capital DRB Capital vs Stone Street Capital DRB Capital vs JG Wentworth DRB Capital vs CBC Settlement Funding DRB Capital vs RJE Capital Stone Street Capital vs JG Wentworth Stone Street Capital vs CBC Settlement Funding Stone Street Capital vs RJE Capital JG Wentworth vs CBC Settlement Funding JG Wentworth vs RJE Capital CBC Settlement Funding vs RJE Capital

Compare the Best Structured Settlement Buyers

- VS -

Review the Best Structured Settlement Buyers

See the Best Structured Settlement Buyer

Since you're interested in Structured Settlement Buyers, here are some other reviews you might find interesting.

The Best Reviews of Structured Settlement Buyers

Newest Reviews

Babysitter Agencies

Where is the best place to find a babysitter for your children? These days, kids and parents are busier than ever.

DUI Lawyers Services

What's the easiest way to find the best DUI lawyer? If you've been charged with a DUI or DWI, you know that having top-notch legal representation could mean the difference between probation and jail ...

Fruit Clubs

Where can you find the best fruit clubs? It's easy to see why these membership plans have become so popular.

Home Brew Beer Supply Stores

Where can you find the best home brewing supplies? For over 7,000 years, there has been nothing better than sitting back, kicking up your feet, and enjoying a beer.

Homeschool Supply Companies

Where can you find the best selection of homeschool supplies? Homeschooling is on the rise in the United States, with an estimated 2.5 million students - and those numbers growing anywhere from 2-8% every ...

Senior Care Services

Where is the best place to find senior care? When someone we love needs extra help in their older age, we would go to the ends of the earth to find them the best place and people to care for them.

May We Suggest?

Is This It?

How About This?

Peachtree Financial Review