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Monday, June 5th
Funding U focuses on one niche in student loans: undergraduate students enrolled in a full-time bachelor's degree program who want a no-cosigner loan. This lender is limited in other ways, with loans unavailable to residents of more than a dozen states and with a maximum annual amount of just $15,000. You'll find more student loan options elsewhere, but this isn't a terrible route to go if you can't get a no-cosigner loan from another provider.
ZuntaFi offers student loan origination and servicing for undergraduate, graduate and medical school programs in fewer than 10 states - and only in a small number of schools within those areas. The company has an "A+" with the Better Business Bureau and has some nice perks for borrowers, but most students will need to choose another lending partner for their educational loans.
With 45% of high school graduates finding it necessary to take on student debt to finance their higher learning, that's an important question to answer. While most student loan debt comes from federal loans, some people discover that their government loans just aren't enough to cover the full costs of tuition, room and board, expensive textbooks, and everything else necessary for their college education.
If you find yourself in that situation - for your studies or your children's - you might get overwhelmed trying to figure out where the money will come from. And even once you've selected a lender, you still need to decide what repayment terms are best. Fixed- or variable-rate? Interest-only or small fixed repayments while still in school or fully deferred for 6-9 months after graduation? Repaying over five years or twenty? There are a lot of factors to consider that are unique to you.
Fortunately, there are quite a few providers of student loans that can help you not only figure out those answers but also connect you with the money you need to pay for school. Many of them can even prequalify you for a loan with just your name, address and birthdate, with no impact on your credit report. Rest assured that millions of students (and many of their parents) have successfully navigated this process - and you can too.
Here are several aspects of student loan providers to keep in mind as you decide which ones merit further consideration:
To help you get the funds you need for your education, TopConsumerReviews.com has evaluated and ranked the best options for student loans today. We're confident that this information will make it possible to find the right way to cover the costs of your tuition, books and more!
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