Our reviewers evaluate products and services based on unbiased research. Top Consumer Reviews may earn money when you click on a link. Learn more about our process.
Wednesday, May 18th
CuraDebt is a one-stop shop for resolving many types of debt. Chances are good that if you're struggling to pay your taxes, you're in trouble in other ways too. This is a fantastic place to turn for not just tax relief but also credit card debt, medical bills, some private student loans, and so on. In fact, the only kinds of debt that CuraDebt doesn't address are lawsuits, utility bills, federal student loans, auto loans, and mortgage/home loans.
Wide service area and many overall debt relief options
But, even if you're "just" looking for tax relief, CuraDebt is an excellent resource. The list of situations they can address is lengthy and includes both business and personal taxes, trust fund penalties, wage garnishments, personal and business tax liens, IRA rollover issues, and much more. They work with clients nationwide, with the exception of Pennsylvania and Puerto Rico.
Eligibility requirements depend on your situation
The eligibility requirements for working with CuraDebt vary, based on the type of debt relief you're seeking. Their overall debt relief services aren't available in as many states as their tax relief options, and you may need a minimum amount of debt if you're trying to solve both credit and tax problems at once. We encourage you to reach out for your free initial consultation, to find out how CuraDebt can work on your situation.
No upfront fees to pay
So, what can you anticipate in fees here? Like most tax relief services, CuraDebt doesn't spell it out on their website. You should get a good estimate during your complimentary consultation, but overall you can expect that they'll charge you fees that correspond to your total tax savings. We appreciate that their FAQ clearly states that they're usually about 20% of the total debt amount enrolled and that clients make monthly payments. This is one of the only tax relief services we found that doesn't charge any upfront fees to get to work on clients' cases.
See the results for yourself
One of the things we love about the CuraDebt site is where they display results letters. You can see client results that should impress you, like nearly $30,000 in IRS taxes owed reduced to five monthly payments of $980, or $87,000+ resolved with a "currently not collectible" status and the client paid exactly zero to the IRS. Who wouldn't want an outcome like that? Every time we evaluate CuraDebt, it's exciting to see what new victories have been added to the Results page.
Very happy clients here
It's no surprise that clients rave about the service they receive from their CuraDebt team. Time and again, people say they get prompt responses anytime they have questions, there are no hidden fees or unexpected costs during the tax relief process, and that their representative has gone the extra mile to bring them peace of mind. Can you put a price tag on that?
Another first-place finish
For another consecutive year, CuraDebt earns our highest ranking among tax relief services. There are a couple of rivals who come very close, but they're edged out by CuraDebt providing debt resolution options that go beyond tax relief. "A+" rated by the Better Business Bureau and praised by clients nationwide, this is the first place you should turn for affordable, effective solutions for your tax - and other debt - issues.
If you're behind on your tax payments or have past years where you didn't even file a return, you probably feel the pressure mounting. Unless you've come into money recently, you're thinking there's no way you can possibly pay off your tax debt while still keeping food on your table and gas in your tank, right?
Fortunately, you've got options you might not be aware of. At the federal level, the IRS offers the Fresh Start program that lets you settle your debt for a lower amount than what you actually owe through an Offer in Compromise. The amount that the IRS will accept depends on your household expenses, current income and assets, and your payment will usually consist of a lump sum upfront and then monthly payments for 6-24 months or in full within five months.
All this sounds great, but are you confident that you can accurately determine your eligibility, wade through the 32 pages of the IRS document explaining the program, and get it approved?
That's where tax relief services come to the rescue. These companies take the hard work out of your hands, securing power of attorney to step in and interact with the IRS on your behalf. The process typically has three stages: a free consultation to explore your specific situation, an investigation phase to determine the extent of your tax problems, and finally the resolution.
How much does it cost? You should anticipate fees ranging from $200-$500 for the investigation, and some of the top tax relief services will refund them if they determine they can't reduce the amount you owe. The resolution stage carries the largest cost, from $500 to $5,000 based on your total owed amount and the complexity of your case. It might seem like a lot to pay, but if you could reduce $100,000 in owed taxes down to just $10,000 (or less), wouldn't it be well worth the expense?
With so many companies offering tax relief services, how can you decide which one is the best fit for you? Keep these factors in mind as you look at your options:
To help you get out from underneath your tax burden, TopConsumerReviews.com has evaluated and ranked the most popular tax relief services available today. We're confident that this information will make it possible to get the assistance you need quickly and stress-free.
Select any 2 Tax Relief Companies to compare them head to head