Our reviewers evaluate products and services based on unbiased research. Top Consumer Reviews may earn money when you click on a link. Learn more about our process.

The Best Travel Insurance Plans

Who Has the Best Travel Insurance?

The last time you took a trip, did you have travel insurance? If you were impacted by a natural disaster, suffered the hassle of lost baggage, or had a medical emergency, chances are good that you were wishing you had purchased a policy!

When it comes to tavel insurance, some people make the mistake of thinking that their credit card company offers protection, only to find out that their travel problems aren't covered. Other people forego travel insurance, assuming that their traditional health insurance policy will be enough to cover medical expenses - only to discover that it can't be used in another country. Like most types of insurance, travel insurance is bought in the hopes that you'll never need it. But, for most travelers, it's worth the added expense for the protection it provides.

Thursday, August 5th

2021 Travel Insurance Plan Reviews

Squaremouth Review Top Consumer Reviews Best-In-Class Blue Ribbon Award 5 Star Rating

Squaremouth

5 Star Rating Top Consumer Reviews Best-In-Class Blue Ribbon Award

Squaremouth offers travel insurance policies from 23 different providers, with a total of over 100 plans to choose from. This comparison site puts the industry's best travel insurance coverage at your fingertips with a few clicks of the mouse, making sure you get the protection you need at the best price. Squaremouth is our top choice for your travel insurance needs.

Aardy Review 4.5 Star Rating

Aardy

4.5 Star Rating

To say we are impressed with Aardy is an understatement. This company is reputable, reliable, professional, and hassle-free. It's easily one of the best places to purchase travel insurance. They make it simple to find and purchase a competitive travel insurance plan while learning everything you need to know about your destination country and what to expect upon entry and exit. In addition, Aardy generously gives a portion of their earnings to families of fallen soldiers each year. We are thrilled to recommend Aardy to customers and know they will be a valuable resource for trip planning.

Roam Right Review 4.5 Star Rating

Roam Right

4.5 Star Rating

RoamRight offers their own travel insurance plans, which are underwritten by top-ranked company Arch Insurance. If you're looking for quick payouts on claims and a fantastic reputation within the travel insurance market, RoamRight should be on your list of companies to consider. Just be aware that you may not have as many options as with other providers.

Insure My Trip Review 4 Star Rating

Insure My Trip

4 Star Rating

Insure My Trip has worked hard to earn your travel insurance business, from their newly-updated website to a comprehensive yet easy-to-use quote process that lets you quickly compare policies from 20 different providers. Insure My Trip is an excellent choice for your next travel insurance policy.

Travel Insurance Review 4 Star Rating

Travel Insurance

4 Star Rating

Travel Insurance is an easy-to-use comparison site that sells policies from 11 insurance providers. Their quote process will give you fast results, matching you with coverage in a range of prices. Be aware, however, that Travel Insurance does not offer support if you need to make a claim; you'll need to contact the coverage provider directly.

Allianz Travel Review 3.5 Star Rating

Allianz Travel

3.5 Star Rating

Allianz Travel is a reputable company, often included on sites that sell policies from multiple providers. Their website is easy to use, offering 4 multi-trip plans and 5 single-trip plans. Though their selection is limited only to Allianz Travel plans, you can find reliable travel insurance with this company.

Travel Guard Review 3 Star Rating

Travel Guard

3 Star Rating

Travel Guard has been a key player in the travel insurance marketplace for many years. Their website is to-the-point, without a lot of the bells and whistles of competitor sites. Travel Guard also only offers three base plans, limiting your options strictly to what they have to offer, but their reputation for great coverage makes them a good choice for travel insurance.

Quote Wright Review 3 Star Rating

Quote Wright

3 Star Rating

QuoteWright is a comparison site that gives you quotes from several different insurance providers. The site is not as flashy or as up-to-date as many of their competitors, but the quote process is straightforward.

World Nomads Review 3 Star Rating

World Nomads

3 Star Rating

World Nomads is a great choice for people under age 70 who want coverage for higher-risk activities like skydiving or rock climbing. But, for the average traveler, their travel insurance policies may not provide enough options to cover a wider range of needs.

Travel Insurance Center Review 2.5 Star Rating

Travel Insurance Center

2.5 Star Rating

Travel Insurance Center is a trusted name within the travel insurance industry. But, with an outdated website and confusing process for selecting a policy, Travel Insurance Center ranks low among providers of travel insurance.

Seven Corners Review 2.5 Star Rating

Seven Corners

2.5 Star Rating

Seven Corners has been serving travelers for nearly 25 years and gets high marks from customers for the ease of the purchasing process. Unfortunately, their satisfaction score plummets during the claims process, with numerous reports of late or denied claims, even for supposedly covered reasons.

Compare the Best Reviews

Continued from above...

Just like more traditional forms of insurance, such as medical and auto, travel insurance varies in terms of coverage, options, and costs. Depending on what you select, your policy may cover just the bare basics, like trip cancellation/interruption and baggage/personal items coverage. Or, you may opt for a very comprehensive plan that allows you to cancel your trip for any reason - not the standard list of covered cancellation reasons - and includes coverage for accidental death, emergency evacuation from a foreign country, and so forth.

There are many different companies that specialize in travel insurance. How do you know which one to choose? As you consider your options, here are several aspects to keep in mind:

  • Reputation. Does the travel insurance company have an established track record for customer satisfaction, not just during the process of buying a policy, but more importantly when claims are made? Has the business received any accreditations from A.M. Best or the BBB?
  • Selection. Can you find a wide variety of policies through this business? Do you have the ability to add on optional features, like Cancel for Work Reasons or Pre-existing Conditions coverage?
  • Cost. Does the site offer policies within your budget range? Travel insurance premiums are strictly regulated, but not every site offers policies on both ends of the price spectrum and everywhere in between.

TopConsumerReviews.com has reviewed and ranked the best Travel Insurance companies currently available. We're confident that this information will help you select the right travel insurance policy to cover yourself - and your travel companions - in the event of any unforeseen complications with your trip!

The Best Travel Insurance Plans Compare Travel Insurance Plans Compare Travel Insurance Plan Reviews What are the best Travel Insurance Plans Best Travel Insurance Plan Reviews

Travel Insurance Plan FAQ

Travel insurance is exactly what it sounds like: coverage for unexpected events before or during a trip. If you've been working and saving for your dream vacation, you want the peace of mind that comes from knowing that you won't lose it all if something happens and you have to cancel or come home early. Travel insurance is the way to go!
Your coverage will always depend on the plan and insurer you select. Typical benefits include trip cancellation or interruption, emergency medical transportation, issues with lost/stolen/delayed baggage, emergency medical/dental coverage, and a 24-hour assistance hotline.
Read all of the fine print of any travel insurance policy you're considering, and you'll quickly see that the coverage is not comprehensive. For example, your policy won't cover anything booked after the start of a "known event" (like a pandemic or natural disaster). You'll also need a rider if you plan on participating in "risky activities and sports" like bungee jumping, skydiving, and so on.
It's surprisingly affordable - and a smart way to make sure that you don't lose your vacation money if you have to cancel a trip or come home sooner than expected! The amount you'll pay depends on the travelers' ages, the total cost of the trip, and how much coverage you want.
That's up to you, but can you afford to lose money if something goes wrong before or during your trip? There are always risks involved with traveling, from stolen luggage to having to cancel because your partner or child gets sick, and having a good travel insurance policy is an affordable way to mitigate those risks.
You'll often get offers for coverage at the time you book your flight/hotel/rental car, but they're not always your best option. You might get better coverage for less money by getting a quote online from an insurance referral service or directly from a travel insurance provider. The process is quick and easy: you should have policy documents in your inbox within minutes of finalizing your application and paying the premium.
Yes, but you'll have to take a few extra steps (and probably pay a few extra dollars!). You'll need a plan that has a Pre-Existing Medical Condition Exclusion Waiver, for starters. Other requirements vary by insurer, but it's common to see policies where you have to be medically able to travel on the date you purchased coverage, as well as needing to buy your travel insurance within two weeks of making your first deposit or payment.
Absolutely! Millions of travelers get their coverage online every year. Just be sure to check the reputation of any insurer you're considering, and read the plan details carefully so that you get the benefits you need.

Compare Travel Insurance Plans

Select any 2 Travel Insurance Plans to compare them head to head

best-travel-insurance
  • Squaremouth
  • Aardy
  • Roam Right
  • Insure My Trip
  • Travel Insurance
  • Allianz Travel
  • Travel Guard
  • Quote Wright
  • World Nomads
  • Travel Insurance Center
  • Seven Corners
Squaremouth vs Aardy Squaremouth vs Roam Right Squaremouth vs Insure My Trip Squaremouth vs Travel Insurance Squaremouth vs Allianz Travel Squaremouth vs Travel Guard Squaremouth vs Quote Wright Squaremouth vs World Nomads Squaremouth vs Travel Insurance Center Squaremouth vs Seven Corners Aardy vs Roam Right Aardy vs Insure My Trip Aardy vs Travel Insurance Aardy vs Allianz Travel Aardy vs Travel Guard Aardy vs Quote Wright Aardy vs World Nomads Aardy vs Travel Insurance Center Aardy vs Seven Corners Roam Right vs Insure My Trip Roam Right vs Travel Insurance Roam Right vs Allianz Travel Roam Right vs Travel Guard Roam Right vs Quote Wright Roam Right vs World Nomads Roam Right vs Travel Insurance Center Roam Right vs Seven Corners Insure My Trip vs Travel Insurance Insure My Trip vs Allianz Travel Insure My Trip vs Travel Guard Insure My Trip vs Quote Wright Insure My Trip vs World Nomads Insure My Trip vs Travel Insurance Center Insure My Trip vs Seven Corners Travel Insurance vs Allianz Travel Travel Insurance vs Travel Guard Travel Insurance vs Quote Wright Travel Insurance vs World Nomads Travel Insurance vs Travel Insurance Center Travel Insurance vs Seven Corners Allianz Travel vs Travel Guard Allianz Travel vs Quote Wright Allianz Travel vs World Nomads Allianz Travel vs Travel Insurance Center Allianz Travel vs Seven Corners Travel Guard vs Quote Wright Travel Guard vs World Nomads Travel Guard vs Travel Insurance Center Travel Guard vs Seven Corners Quote Wright vs World Nomads Quote Wright vs Travel Insurance Center Quote Wright vs Seven Corners World Nomads vs Travel Insurance Center World Nomads vs Seven Corners Travel Insurance Center vs Seven Corners
Compare the Best Travel Insurance Plans
- VS -
Review the Best Travel Insurance Plans
See the Best Travel Insurance Plan
The Best Reviews of Travel Insurance Plans