The 11 Best Travel Insurance Plans
Who Has the Best Travel Insurance?
The last time you took a trip, did you have travel insurance? If you were impacted by a natural disaster, suffered the hassle of lost baggage, or had a medical emergency, chances are good that you were wishing you had purchased a policy!
When it comes to tavel insurance, some people make the mistake of thinking that their credit card company offers protection, only to find out that their travel problems aren't covered. Other people forego travel insurance, assuming that their traditional health insurance policy will be enough to cover medical expenses - only to discover that it can't be used in another country. Like most types of insurance, travel insurance is bought in the hopes that you'll never need it. But, for most travelers, it's worth the added expense for the protection it provides.
Sunday, December 5th
2021 Travel Insurance Plan Reviews
Squaremouth
Squaremouth offers travel insurance policies from 23 different providers, with a total of over 100 plans to choose from. This comparison site puts the industry's best travel insurance coverage at your fingertips with a few clicks of the mouse, making sure you get the protection you need at the best price. Squaremouth is our top choice for your travel insurance needs.
Aardy
To say we are impressed with Aardy is an understatement. This company is reputable, reliable, professional, and hassle-free. It's easily one of the best places to purchase travel insurance. They make it simple to find and purchase a competitive travel insurance plan while learning everything you need to know about your destination country and what to expect upon entry and exit. In addition, Aardy generously gives a portion of their earnings to families of fallen soldiers each year. We are thrilled to recommend Aardy to customers and know they will be a valuable resource for trip planning.
Roam Right
RoamRight offers their own travel insurance plans, which are underwritten by top-ranked company Arch Insurance. If you're looking for quick payouts on claims and a fantastic reputation within the travel insurance market, RoamRight should be on your list of companies to consider. Just be aware that you may not have as many options as with other providers.
Insure My Trip
Insure My Trip has worked hard to earn your travel insurance business, from their newly-updated website to a comprehensive yet easy-to-use quote process that lets you quickly compare policies from 20 different providers. Insure My Trip is an excellent choice for your next travel insurance policy.
Travel Insurance
Travel Insurance is an easy-to-use comparison site that sells policies from 11 insurance providers. Their quote process will give you fast results, matching you with coverage in a range of prices. Be aware, however, that Travel Insurance does not offer support if you need to make a claim; you'll need to contact the coverage provider directly.
Allianz Travel
Allianz Travel is a reputable company, often included on sites that sell policies from multiple providers. Their website is easy to use, offering 4 multi-trip plans and 5 single-trip plans. Though their selection is limited only to Allianz Travel plans, you can find reliable travel insurance with this company.
Travel Guard
Travel Guard has been a key player in the travel insurance marketplace for many years. Their website is to-the-point, without a lot of the bells and whistles of competitor sites. Travel Guard also only offers three base plans, limiting your options strictly to what they have to offer, but their reputation for great coverage makes them a good choice for travel insurance.
Quote Wright
QuoteWright is a comparison site that gives you quotes from several different insurance providers. The site is not as flashy or as up-to-date as many of their competitors, but the quote process is straightforward.
World Nomads
World Nomads is a great choice for people under age 70 who want coverage for higher-risk activities like skydiving or rock climbing. But, for the average traveler, their travel insurance policies may not provide enough options to cover a wider range of needs.
Travel Insurance Center
Travel Insurance Center is a trusted name within the travel insurance industry. But, with an outdated website and confusing process for selecting a policy, Travel Insurance Center ranks low among providers of travel insurance.
Seven Corners
Seven Corners has been serving travelers for nearly 25 years and gets high marks from customers for the ease of the purchasing process. Unfortunately, their satisfaction score plummets during the claims process, with numerous reports of late or denied claims, even for supposedly covered reasons.
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Just like more traditional forms of insurance, such as medical and auto, travel insurance varies in terms of coverage, options, and costs. Depending on what you select, your policy may cover just the bare basics, like trip cancellation/interruption and baggage/personal items coverage. Or, you may opt for a very comprehensive plan that allows you to cancel your trip for any reason - not the standard list of covered cancellation reasons - and includes coverage for accidental death, emergency evacuation from a foreign country, and so forth.
There are many different companies that specialize in travel insurance. How do you know which one to choose? As you consider your options, here are several aspects to keep in mind:
- Reputation. Does the travel insurance company have an established track record for customer satisfaction, not just during the process of buying a policy, but more importantly when claims are made? Has the business received any accreditations from A.M. Best or the BBB?
- Selection. Can you find a wide variety of policies through this business? Do you have the ability to add on optional features, like Cancel for Work Reasons or Pre-existing Conditions coverage?
- Cost. Does the site offer policies within your budget range? Travel insurance premiums are strictly regulated, but not every site offers policies on both ends of the price spectrum and everywhere in between.
TopConsumerReviews.com has reviewed and ranked the best Travel Insurance companies currently available. We're confident that this information will help you select the right travel insurance policy to cover yourself - and your travel companions - in the event of any unforeseen complications with your trip!
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