Our reviewers evaluate products and services based on unbiased research. Top Consumer Reviews may earn money when you click on a link. Learn more about our process.
Wednesday, June 7th
QuoteWright can quote you a travel insurance policy from one of a dozen insurers, most of which you'll find reviewed separately here. They guarantee that you won't find a lower price on the same policy anywhere else. This company has a perfect score with the BBB, but there's not much customer feedback to consider. QuoteWright isn't a bad option for getting travel insurance, but there are other referral services we prefer.
Seven Corners has been insuring travelers for almost three decades. There's an appealing variety of insurance types here, from traditional single-trip plans to multi-trip, student travel, and even health plans for visitors coming to the US. However, client feedback is very mixed when it's time to make a claim: some people get everything processed quickly, while others wait for months on end just for a progress update, let alone a reimbursement. We'd suggest looking at your other travel insurance options before selecting a Seven Corners plan.
With daily news stories of delayed and canceled flights, lost baggage, and travelers stranded overseas in the middle of a natural disaster, it's easy to see why travel insurance is so important. Like most types of insurance, travel insurance is bought in the hopes that you'll never need it. But, for most travelers, it's worth the price for the protection it provides.
Have you ever thought that this coverage was just an unnecessary, added expense? That's fairly common: most people assume that they've got protection through their credit card company, their regular health insurance, even their homeowners' policy. In some situations, that may be accurate - but unless you know the details of those types of coverage, you're more likely to be left paying out-of-pocket expenses you thought were taken care of... but aren't included.
And, even if you do have that kind of protection, travel insurance policies can amplify your benefits. For example, if you choose a plan that offers $500,000 in primary medical coverage, you might not need to touch your regular health insurance: your bills will be reimbursed up to that amount, no matter what your everyday health plan includes. Car rental insurance can go above and beyond what's paid for by your credit card company or even your own vehicle's coverage - and that can be critical if you're driving in another country and have an accident.
What type of travel insurance do you need? Naturally, that depends on your trip, your travel party, and your budget. A single-trip policy will be more affordable than multi-trip coverage - but if you're traveling internationally more than once in a year, the annual policy becomes much more economical. Do you need to be able to cancel for any reason? Is it important to you to have a waiver of the pre-existing conditions exclusion? Are there any children under 18 in your party that might be included at no extra charge, depending on the insurer you select? These are all factors that will influence your decision when picking a travel insurance plan.
Confused yet? You do have a lot of options. Here are some criteria to help you sort through them and ultimately wind up with the travel insurance coverage you need:
To help you get the protection you need on your next adventure, TopConsumerReviews.com has evaluated and ranked today's most popular sources of travel insurance. We're confident that this information will make it easy to protect yourself and what you've spent on your trip - and to have backup if something goes off track on your journey. Bon voyage!
Select any 2 Travel Insurance Plans to compare them head to head
The New Zealand ...
Why pregnancy travel insurance to cover your babymoon is so hard to ...
Less discussed is how difficult it is to find travel insurance that will cover your pregnancy. Mums-to-be and couples dreaming of a last holiday before kids have had to think again. Midwives and ...
Tue, 06 Jun 2023