The Best Travel Insurance Plans

Thursday, March 20th

2025 Travel Insurance Plan Reviews

Squaremouth

• Comprehensive coverage prices start at $54.48
• Coverage for cancellation, interruption, and medical coverage
• Full coverage and multi-trip plans
• Refunds up to 150% for trip interruptions
• Comparison side- by-side
• 4.9-star average rating
• "A+” rating and accreditation from the BBB

SquareMouth is a company that claims to have helped over 3.7 million travelers save money through its platform. The quotes and comparisons on SquareMouth are backed up by a large portfolio of products and partners. SquareMouth has its headquarters in St. Petersburg, FL, and it has additional offices in Indiana. SquareMouth is a brokerage that lets you view travel insurance policies from a variety of providers like TinLeg, Seven Corners, Generali, Trawick, Aegis, IMG, Berkshire Hathaway, John Hancock, WorldTrips, Travelex, AXA, Travel Insured, Nationwide, Cat 70, USI Affinity, and HTH Travel Insurance, among others.

Quick forms before your quote

To get a quote from SquareMouth, you'll start by putting in your trip information like when your trip is booked for and the main destination. Then, you'll be asked for your traveler details including where you live, how old you are, and how many travelers will be on the trip. The final step asks for your trip cost details, whether you want cancellation coverage, and whether or not you have payments left to make. At the end of the process, you'll be shown policies that match your trip and desired outcomes.

Tons of plans with helpful filters to narrow your options

During our research, we were shown 81 different policy options for our test trip, which was one of the highest numbers from any travel insurance provider in our review. You can find full coverage, those with benefits for emergency medical, evacuation, primary medical, trip interruption, cancellation, travel delay, and more. The site offers a variety of filters so you can specify what you want in your coverage.

Compare two or more policies

You can select any number of plans with the compare button and see them all side by side. You'll be able to preview the coverage for travel deals, hurricane and weather, missed connections, trip cancellation, interruption, and medical coverage. However, you can only see two plans at a time, and you'll have to click "next policy” to slide to the right and view the other policies that you want to compare.

Pricing from $54.48 for full coverage

Pricing at SquareMouth is competitive and offers impressive features to boot. When you first see the options at SquareMouth, the listings are shown in order of suggested policies and popularity. For our test trip, the recommended policy was from TinLeg for $113. This included 100% trip cancellation, 150% trip interruption, and up to $500,000 in medical coverage with no medical deductible. To see the less costly plans, we had to change the filters to show us the best full-coverage option at the lowest price. That plan was provided by Trawick for $54.48. This included 100% cancellation and interruption, and up to $25,000 for emergency medical. There was also a medical deductible on this plan of $100.

Transparent prices and recommendations

Beyond medical, other features like baggage loss or delay are almost the same across the low-cost and higher-tier plans. So, for most travelers, the cheaper option is acceptable unless you need a higher amount of emergency medical coverage. While SquareMouth is pushing the more "popular” coverage options, the company is perfectly transparent about the costs, and you can easily find the less costly plans with a few clicks, so you don't need to worry about upselling here.

Impressive ratings and customer loyalty

If you're searching for a travel insurance site with the best reputation, SquareMouth is one of the top contenders. The company holds a perfect "A+” rating and accreditation from the Better Business Bureau, as well as a high 4.8-star average rating on the BBB. The ratings are even higher on third-party review sites like Trustpilot where SquareMouth has a top-tier 4.9-star average rating. Customers praise SquareMouth for being extremely easy to use and the excellent coverage for the price. One reviewer said she signed up and was ready to go in minutes. There are tons of reviews stating that they are repeat customers of SquareMouth and would choose it over any other site available.

No downsides to SquareMouth

SquareMouth is impressive in its selection, providers, and pricing. There are zero downsides to checking travel insurance prices on SquareMouth ASAP. With rave reviews from customers and tons of repeat travelers who use SquareMouth every time, this platform stands out from the pack in every way. No matter where you're going or how you're getting there, SquareMouth can protect your trip with as much or as little insurance coverage as you desire. Due to its greater selection compared with our other top competitor, SquareMouth secures the top spot in our review and a full 5 stars.

Aardy

• Prices start at $60.64
• Coverage for cancellation, interruption, medical coverage, and medical evacuation
• Full coverage options
• Refunds up to 150% for trip interruptions
• No upselling or pressure
• Easy comparison of costs
• 4.9-star average rating
• "A+” rating and accreditation from the BBB

Aardy is a travel insurance provider that offers affordable prices by allowing you to compare rates among more than 30 different plans. Known for its cute aardvark mascot, Aardy promises to get the best rates from its partner insurers which include Travelex, Trawick International, Seven Corners, IMG, AIG, John Hancock, and more. Aardy is also conscious about giving back and currently donates to the Special Operations Warrior Foundation.

Fill out the travel form to get started

To get started on Aardy, you need to fill out your details and your trip information to see how much coverage your trip is eligible for. The system will ask you for your trip dates, your total trip cost, the number of family members on the trip, and all their ages. To see the final totals for your travel insurance plans, you'll need to enter your email. Then, Aardy will show you the best match for your trip followed by the other plans starting with the lowest price.

Find coverage for medical, cancelation, and interruption

Aardy has a lot of partner travel insurance providers. When researching our test case trip, there were 37 different options to choose from. The main differences among plans were in the total refund amount for interruption (ranging between 125-150%, generally), and the total for medical evacuation coverage which ranged from $250,000 to $1M. Beyond that, many of the plans were directly comparable, making it simple to find one that fits the budget. The primary coverage styles at Aardy are for cancellation, interruption, medical coverage, and medical evacuation. The coverage works for any kind of trip, and all you need is to know where you're going to make your first stop on your trip to get your travel insurance plan going. Whether you're taking a plane or a cruise ship, Aardy has options for you.

Compare your options in a scrolling list

Aardy presents its plans in a scrolling list with the primary details listed in an at-a-glance format. While there isn't a side-by-side comparison, Aardy helpfully organizes the travel insurance plans by price, so you'll see the lowest-cost recommendations first. Aardy also gives you a recommended selection at the top (which may not be the cheapest) but has the best features for the price.

Prices start at $60.64

To keep the prices relative across all the travel insurance sites, we created a persona and a particular trip. Our test traveler is a resident of Florida aged 35 and traveling alone. The trip is booked four months in advance for a 1-week total travel time. The initial trip cost for all travelers is $2,000. According to Aardy, the best plan available is through IMG for $67.01. This plan includes 100% refunds for cancellations, and 150% refunds if your trip is interrupted. The plan offers $100,000 in medical coverage and up to $500,000 in medical evacuation costs. The lowest-cost plan available at Aardy is also from IMG. This costs $60.64 and is identical to the top recommended option except that the trip interruption has a 125% refund rather than 150%.

Excellent price and feature transparency

While the recommended option might be seen as upselling to some, there is very little pressure to pick the recommended choice at Aardy. You can easily see the other options side-by-side, and with transparency for features and prices, you can choose what's best for your trip with zero pressure to pay more. Don't need a 150% refund? No worries, you can pick something with a smaller refund percentage and get a lower insurance price overall.

Aardy delivers exactly what it promises

Aardy has a phenomenal reputation across the board. The company holds an "A+” rating and accreditation with the Better Business Bureau. According to the BBB, Aardy has an impressive 4.8-star average rating across thousands of reviews. On Trustpilot, the news is even better. Aardy has a top-notch 4.9-star average across over 28,000 individual customer reviews. Customers who used the service note that Aardy delivers on its promises for an easy and affordable way to score travel insurance. Travelers say that they always use Aardy when going out of the country and on cruises. There is high praise for Aardy's customer service, support, and prompt payout.

Can't go wrong with Aardy

Aardy is the whole package and stands out among travel insurance platforms as the best bet for great prices, impressive service, and reliable payouts. Customers only have good things to say about their experiences with Aardy, and most travelers come back to Aardy for their travel insurance whenever they take a trip. With low costs, no pressure to buy pricer coverage, and fantastic transparency, Aardy is a top choice for travel insurance earns an excellentrating in our review.

Insure My Trip

• Comprehensive coverage prices start at $63
• Coverage for cancellation, interruption, medical coverage, and medical evacuation
• Full coverage and accidental death
• Refunds up to 125% for trip interruptions
• No upselling or pressure
• Side-by-side comparison of costs
• 4.7-star average rating
• "A+” rating and accreditation from the BBB

InsureMyTrip is a travel insurance broker that was founded in 2000. The founder, Jim, was a sailor and licensed pilot who understood the necessity of insurance for any kind of travel. Claiming to be the world's first major travel insurance comparison website, InsureMyTrip has served over 4 million travelers to date. InsureMyTrip has an impressive range of insurance partners including IMG, John Hancock, GeoBlue, Global Underwriters, HTH Worldwide, International SOS, and more.

Quick forms for insurance options

To get started on InsureMyTrip, you'll need to fill out a form that takes about 5 minutes. The questions include asking for details on the destination you're visiting, the travel dates, the country where you reside, information about the number of travelers and their ages, and the cost of your trip. InsureMyTrip also asks you whether you're taking a flight, going on a cruise, or renting a vacation home (or all three combined). Then, you can scroll through the options available and see plan details for a variety of coverage from comprehensive to coverage only for accidental death.

38+ insurance options

You can find around 38 different travel insurance options at InsureMyTrip. During our research, we saw plans offered by Travelex, Berkshire Hathaway Travel Protection, WorldTrips, IMG, Nationwide, International SOS, Travel Insured International, HTH Worldwide, AXA, John Hancock, Trawick International, Medjet, and Generali Global Assurance. You can get comprehensive protection here, including $50,000 to $500,000 in medical coverage. You can purchase either comprehensive or accidental death coverage with InsureMyTrip.

Side-by-side comparison

InsureMyTrip offers a helpful comparison tool. You can select any number of plans and compare them side by side. The comparison shows all the major features for each travel insurance plan along with things like waiting periods for your insurance to go into effect, amount of coverage for travel delays and baggage delays, and baggage loss coverage amounts too.

Prices start from $15, but aren't full coverage

To accurately compare prices across different travel insurance sites in our review, we created a persona and a particular trip to gather pricing information. Our test traveler is a 35-year old resident of Florida who is traveling alone within the United States. The trip is booked four months in advance for a 1-week total travel time. The initial trip cost for all travelers is $2,000 and includes only a flight. At InsureMyTrip, the least costly coverage offered was $15 total through Travelex. However, this coverage did not include medical, trip interruption coverage, or trip cancellation. This is only to cover the costs if an accidental death occurs during a flight. The least expensive option that includes fully comprehensive coverage is also through Travelex for $63. This includes $15,000 in medical coverage, $100,000 in medical evacuation, $2,000 for trip interruption, and $2,000 for trip cancellation.

Find the price you want with no pressure

There's no upselling at InsureMyTrip. All of the prices shown are transparent, and you can organize them by price or most popular. That way you can see exactly what you're getting with no pressure to buy a higher-priced option. InsureMyTrip lets you take the reins while browsing, to keep away any stress of being pressured by an agent.

Top-rated for customer service

InsureMyTrip has a solid "A+” rating and accreditation from the Better Business Bureau. On top of that, it has impressive ratings on third-party review sites like Trustpilot. At the time of our evaluation, Trustpilot showed a 4.7-star average rating with impressive feedback for InsureMyTrip's customer service and all-inclusive coverage options. Many customers who called in to talk to an agent or used the online chat system to ask questions about different plans said that the agents are helpful and don't pressure customers to buy.

Nice options and great service

If you're looking for an impressive place to find travel insurance, you're in luck at InsureMyTrip. The options include comprehensive and accidental death coverage, with almost 40 different plans to choose from. With a great reputation for customer service and a high level of transparency, InsureMyTrip is one of our favorites in this review.

Seven Corners

• Comprehensive coverage prices start at $55
• Coverage for cancellation, interruption, and medical coverage
• Full coverage and multi-trip plans
• Refunds up to 150% for trip interruptions
• Comparison side by side
• 4.3-star average rating
• "A+” rating and accreditation from the BBB

Seven Corners bills itself as a "service-focused travel insurance and benefit management company”, with custom coverage that includes travel assistance and emergency medical. The company has served millions of travelers to date. Seven Corners was started in 1993 when Jim Krampen and Justin Tysdal aimed to serve international travelers. But, whether you're a US resident or not from the US at all, you can get your trip covered through Seven Corners.

A quick form and you're good to go

To get started, you'll need to hit the "Let's Go” button which will guide you to the form to fill out for your travel insurance, or begin by browsing the details of the insurance types. If you head straight into filling out the form, you'll be asked about your travel destination(s), and your details like your birth date, residence, and email address. You'll be asked whether you plan to take one trip or multiple as well as the start and end dates. Finally, Seven Corners will ask for your total trip cost and the date of your deposit. At the end, you'll be shown the protection options that fit your trip.

Only two options provided

The selection at Seven Corners is limited to what the company shows you at the end of filling out your form. During our research, we were shown two different options. All of the travel insurance plans offered at Seven Corners are private through its platform. The plans are all underwritten by Crum & Forster, SPC. Compared to brokerages, the options are more limited here. However, Seven Corners does offer multi-trip coverage if you're expecting to travel multiple times in a year.

See your suggested options side by side

While there isn't a dedicated comparison tool on Seven Corners, you don't need it. The site only shows you its own plans, so you won't need to scroll and compare among 30+ travel insurance options. The site shows you your recommended plans side by side with lists of benefits including trip cancellation, trip interruption, trip delay, missed connection, emergency accident and sickness, baggage loss or delay, and medical evac.

Pricing from $55

To compare prices at Seven Corners with other providers, we created a persona to fill out the forms that we used at each travel insurance site. Our traveler is 35 and traveling alone from one US state to another. The $2,000 trip is booked four months in advance and lasts 1 week. The prices we were offered at Seven Corners were fairly competitive. The lowest cost option with complete coverage (including medical) was $55. This plan included 100% refunds for trip cancellation and interruption, a reimbursement of up to $600 for trip delay, and up to $100,000 for emergency accident and sickness coverage. The other plan we were offered cost $93 and included 100% cancellation, 150% trip interruption, up to $2,000 for trip delays, and up to $500,000 in emergency accident and sickness coverage.

Limited options may contribute to upselling

The lowest-tier option we were offered was one of the least costly we've seen in the travel insurance industry. With medical included, Seven Corners is generally affordable, but only if you want the lowest tier. If you want other coverage options that are on par with the top providers (by providing better trip cancellation coverage), you'll have to shell out over $90. So, there could be an element of upselling, since there are so few options and only one offers the competitive trip interruption/cancellation coverage.

Impressive customer service

Seven Corners has an impressive "A+” rating from the Better Business Bureau and plenty of reviews on third-party websites. On Trustpilot, there are over 5,000 reviews with an average rating of 4.3 stars out of 5. Most of the reviews praise Seven Corners' customer service. During claims, the representatives at Seven Corners were helpful and handled the refunds quickly without hassle for the traveler. There are a handful of reviews that complain about claims for specific elements of coverage like trip interruption, but overall, travelers are very happy with their experiences at Seven Corners.

Great private provider for travel insurance

Seven Corners is one of our favorite private travel insurance providers, largely because it has options at some of the lowest prices on the market. While there are limitations to the coverage you are offered (and the highest tier is very expensive), you can find some deals if you're willing to compromise on your total refund amount. Plus, with impressive reviews from other travelers regarding claims and customer service, Seven Corners has a reputation for helping without hassle. Only its limited options keep it from the highest rankings in our review, but it earns a competitive rating overall.

Travelex

• Comprehensive coverage prices start at $60
• Limited coverage for cancellation, interruption, and full medical coverage
• Full coverage, post-departure, and flight plans
• Refunds up to 150% for trip interruptions
• 4.3-star average rating
• "A+” rating and accreditation from the BBB

Travelex is a travel insurance service that's been around for over 25 years. Based in the US, Travelex is headquartered in Omaha, NE. In addition, Travelex is part of the Cover-More Group which is owned by Zurich Insurance. This allows Travelex to offer coverage with a growing presence in Europe, India, China, Malaysia, Singapore, New Zealand, and Australia. As a private provider of travel insurance, Travelex is underwritten by both Berkshire Hathaway Specialty Insurance and Zurich Insurance Group.

Add your trip details easily

Like with most travel insurance providers in our review, you can grab a quick online quote from Travelex by clicking the orange "get quote” button on the main page. The form will ask about your trip destination, the travel dates for your trip, where you live, your age, and the total cost of your trip per person. Travelex will also ask if you have any information from a travel agent. This question was unique compared to the other sites in our review, who didn't acknowledge any options for including your travel agent. From there, Travelex will show you three pre-built plan types: comprehensive, post-departure, and flight plans.

6 plans to choose from

Among the three categories of plans (comprehensive, post-departure, and flight), you can find six total travel insurance policies. For flights only, Travelex offers Flight Insure and Flight Insure Plus, where the lower tier covers accidental death during a flight, and the higher tier (Insure Plus) includes baggage loss and delay, medical and dental, and medical evacuation. There is only one post-departure plan called Travel Med. This includes $1,000 for trip interruption, $100 for trip delay, $250 for a missed connection, as well as coverage for baggage lost or delayed, and up to $10,000 in emergency medical. The comprehensive plans include:

• Travel America
• 100% for trip cancellation (up to $750)
• 150% for trip interruption (up to $1,125)
• $2,000 for baggage loss
• Up to $50,000 for emergency medical
• Travel Basic
• 100% for trip cancellation
• 100% for trip interruption
• $500 for baggage loss
• Up to $100,000 for emergency medical
• Travel Select
• 100% for trip cancellation
• 150% for trip interruption
• $1,000 for baggage loss
• Up to $500,000 for emergency medical

Can't compare across plan types

There isn't a dedicated comparison tool on Travelex, and you can't see any plans outside of those offered by the company, but you can see all of the options for each type (comprehensive, post-departure, and flight) under their respective tabs. For example, the three comprehensive plans are all listed in a comparison chart, but the post-departure and flight plans are in their own tabs. This can mean a little extra clicking back and forth if you're interested in comparing different plan types.

Pricing from $60

The prices at Travelex are comparable to those we've seen at brokerages, with one small difference: some of the lower-priced plans for our trip had limits to cancellation and interruption reimbursement. To get accurate pricing, we created a persona for a 35-year-old traveler taking a 1-week trip, valued at $2,000, within the US. The trip we created was booked four months in advance. Here's what we found for the comprehensive coverage:

• Travel America: $60
• Travel Basic: $63
• Travel Select: $100

Some upselling with cancellation limitations

There may be a bit of upselling going on with Travelex, since there are limitations on the base plan's reimbursement for trip cancellation and trip interruption. If you want to get a guarantee of reimbursement if you cancel your trip, you will need to start with the middle tier. Otherwise, the Travel America plan only gives you about 37% of your money back if you cancel (despite saying 100% in the listing). Since this won't be ideal for many travelers, they have no choice but to go with a slightly more costly option that covers cancellation and interruption.

Some mixed feedback on the service

Travelex has an "A+” rating and accreditation with the Better Business Bureau and an above-average rating from travelers too. However, there aren't as many reviews for Travelex as some other competitors. There are just over 500 total reviews for Travelex on Trustpilot. There, the travel insurance company has an average rating of 4.2 stars. Most travelers loved their experience, but there are some notes about poor customer service at Travelex. Other reviewers complained about hidden limitations, like coverage not applying if you book a return flight after leaving on your vacation. On the other hand, many customers said their claims were handled quickly and with zero hassle.

A good option for buying direct

While Travelex has some affordable plans, it doesn't have the best selection nor does it have a universally-positive reputation - those mixed reviews push Travelex down the list a bit. But, if you like getting your insurance directly from the source rather than from a broker, you may still want to browse Travelex for its decently-affordable comprehensive plans. With an "A+” rating from the BBB to back it up, Travelex earns a solid rating in our review of travel insurance options.

Arch RoamRight

• Comprehensive coverage prices start at $84
• Coverage for cancellation, interruption, and medical
• Full coverage and annual plans
• Refunds up to 150% for trip interruptions
• Comparison side by side
• Optional upgrades
• 4.6-star average rating

Arch RoamRight is a subdivision of the Arch Insurance Company that focuses entirely on travel insurance policies. Unlike other companies in our review that offer a brokerage approach, Arch RoamRight has a series of pre-determined plans that you can purchase. Arch launched the RoamRight brand in 2012, and it promises impressive customer service and value across its listed plans. However, the website is a little outdated and you may run into loading issues, depending on which browser you use.

Getting started

There are two ways to browse on ArchRoamRight. You can go to the dropdown menu and browse the plans available through the "Our Plans” tab, or jump right into getting your quote. The form is simple and asks where you currently reside, whether you want general travel or annual coverage, when your trip is taking place, and how much the trip costs. Arch RoamRight will also ask for the date you made your deposit for the trip and the ages of any travelers on your trip. From there, you can start looking at your suggested packages.

Four packages to choose from

There are four different travel insurance plans available from Arch RoamRight: Pro, Pro Plus, On-Trip Plus, and Multi-Trip. The Pro plan offers coverage for one child for free with each adult on the plan, no deductibles for medical, trip cancellation refunds of 100%, trip interruption refunds of 100%, reimbursement for missed connection and itinerary changes (up to $250), and baggage delay (up to $300). If your baggage is lost you can get up to $750. The Pro Plus plan offers the same features as Pro as well as up to 150% of the cost if your trip is interrupted, up to $750 for a missed connection, and up to $400 for baggage delay. The baggage loss refund also increases to $1,500. The On-Trip plan is for last-minute travel concerns and includes a $750 refund on your return flight cost, up to $2,000 for trip delay, up to $400 for baggage delay, and up to $1,500 for missing baggage. The Multi-Trip annual plan offers coverage for all of your trips (unlimited) for an entire year.

See your suggested plans side by side

There aren't built-in comparison features on Arch RoamRight, but when you fill out the form for a quote, Arch RoamRight shows you the costs and details for both Pro and Pro Plus, which you can view side by side before adding your chosen coverage to the cart. For the other plans (like the Multi-Trip or On-Trip), you'll need to browse from the product pages to get further details, as the form you fill out is slightly different. This may frustrate some customers who will need to go back and forth between pages if they're trying to decide between preemptively buying coverage or waiting until the middle of the trip to do so.

Pricing starts at $84 for full coverage

To compare the pricing at Arch RoamRight with other providers, we created a test traveler to fill out trip details for a detailed quote. Our created persona is a single traveler, age 35, traveling within the United States. The $2,000 trip is booked four months in advance for a 1-week total travel time. After going through the forms, Arch RoamRight provided us with pricing for the Pro and Pro Plus. We didn't get any options for the Multi-Trip or On-Trip plans since those require you to specify that you want those plan types separately. For Pro, we were offered $84 for our trip. For Pro Plus, the cost was $95.

Some plans offer upgrades

There are a series of upgrades available through Arch RoamRight that can total over $125 per plan. These include rental car damage upgrades, sports upgrades, and baggage and equipment upgrades. These are not necessary for most travelers, though, so they come across as extras rather than trying to upsell you. However, the costs are notably higher than at more traditional brokers.

Solid scores on Trustpilot for service

The parent company for Arch RoamRight, Arch Insurance Company, has an "NR” rating on the Better Business Bureau. However, you can find plenty of positive feedback for Arch RoamRight on Trustpilot and other third-party review sites. Arch RoamRight's average rating is around 4.6 stars and the company appears to be making good on its promises to provide solid customer service. Most of the recent reviews include highlights of the support team and describe pleasant experiences with Arch RoamRight's customer service. There are some recent reviews, though, that note that Arch RoamRight takes a long time to process claims, though others say it was a quick and efficient process.

Unique add-ons make it worth a look

Arch RoamRight is a great place to look for comprehensive coverage and plans for sports equipment or items outside of the general baggage coverage. However, with higher-than-average prices, no current rating from the BBB, and some website glitches with loading, Arch RoamRight doesn't rank as one of our favorite travel insurance options. Considering the pros against the cons, Arch RoamRight comes in with good rating overall.

Travel Insurance

• Comprehensive coverage prices start at $56.52
• Limited coverage for cancellation, full coverage for interruption, and medical coverage
• Full coverage plans
• Refunds up to 150% for trip interruptions
• 4.8-star average rating
• "A+” rating and accreditation from the BBB

Travel Insurance is a brokerage website that provides access to tons of different travel insurance plans around the world. Partnered with providers like Aegis, AIG, Arch RoamRight, AXA, Generali, Global Trip Protectors, IMG, John Hancock, Seven Corners, Travel Insured International, Travelex, and Trawick, Travel Insurance has a solid basis to provide you with all of the best policies and compare prices right away. Travel Insurance is owned by DigiVentures Holdings LLC, which is a licensed insurance agency operating in all 50 states in the US.

See suggested plans in minutes

The form you need to fill out for a quote is right on the front page of Travel Insurance, so you can jump right into browsing plan prices. You'll need to fill out your trip cost, main destination, number of travelers, trip dates, ages of all travelers, and your residence information. During our test run, we had to wait a while for the page to load, so you may run into some wait times depending on the browser you use. Once your recommended plans are generated, you'll be able to see Travel Insurance's top suggestions (organized by lowest to highest price) in a scrolling window.

Over 30 plans to choose from

During our research, we were offered 32 different policies to compare, and Travel Insurance promises that you won't find a lower price anywhere for the specific policies listed on this platform. Many of the plans we were offered were facilitated by Trawick, with IMG and Travelex also being popular. All of the selections we were offered included cancellation, interruption, emergency medical, and medical evacuation. Some of the low-cost options had deductibles, but most were zero-deductible plans.

Detailed side-by-side comparison

Travel Insurance offers a great comparison tool, where you can add any number of plans and look at them side by side. You can see the total prices, reviews from customers on particular policies, underwriter details, coverage type, how you can purchase (online or over the phone), coverage for trip cancellation and interruption, whether you can cancel for any reason, coverage for inclement weather, coverage for sickness injury or death, emergency medical, and more.

Pricing from $56.52

For our price comparison between Travel Insurance and the other providers in our review, we created a persona who was seeking travel insurance. Our traveler is 35 years old and traveling alone from one US state to another. The $2,000 trip is booked four months in advance and lasts 1 week. The best price we found (with no medical deductible) was from Trawick for $56.52. This plan includes 100% trip cancellation (limited to reasons like inclement weather, military duty, terrorism, and illness of you or a traveling companion), 100% trip interruption, and $50,000 medical coverage. The next closest option is offered by IMG which includes 100% for cancellation (for reasons including work, financial default, unannounced strike, and employment termination on top of the listed reasons for the basic plan), 125% for trip interruption, and up to $100,000 for medical.

No worries about upselling

There's no danger of upselling at Travel Insurance. All of the prices are transparent and you're getting a clear view of all benefits and options. If you want more coverage, you can pay a little extra; otherwise, you're able to score a great deal if you're willing to pay a deductible. While the prices aren't lower than all other competitors like Travel Insurance claims, you can still get some great deals here.

Solid scores, but not a lot of buzz

Travel Insurance has a solid "A+” rating and accreditation from the Better Business Bureau. However, reviews for the platform are somewhat scarce. While it has an excellent reputation on Trustpilot with a 4.8-star average rating, Travel Insurance only shows a total of 55 reviews on Trustpilot. We love the high ratings overall, but the lack of buzz raises questions about how many customers are using this service. With over 13 years in business, we'd expect to see a little more going on for Travel Insurance.

Solid place to compare prices

While Travel Insurance delivers solid coverage options and zero upselling, it doesn't beat out any of the top competitors. The prices are good, but not the cheapest, the coverage is valuable, but not the best bang for your buck, and with so few reviews out there, it seems many are choosing to secure their travel insurance from other providers instead. We do recommend Travel Insurance as a place to compare prices and see what kind of deals you can get for your trip, but this service is about average compared to the top contenders in our review.

Insured Nomads

• Comprehensive coverage prices start at $75
• Coverage for cancellation, interruption, and medical
• Full coverage and annual plans
• Refunds up to 125% for trip interruptions
• Quiz for a quick quote
• 4-star average rating
• "A+” rating and accreditation from the BBB

Insured Nomads is a technology-driven site that provides travel insurance based on the personal experience of the founder, Juliana Jernigan. When her family was struck by a tragedy, she made it her mission to help others who travel to feel a sense of security and protection. Whether you're crossing borders, exploring a new culture, or just wandering within your home country, Insured Nomads offers plenty of insurance plans that cover medical, security, and well-being. Rather than brokering for other insurance providers, Insured Nomads offers its own plans.

Browse immediately or do a quick quote

To get started, you can choose among the types of travel insurance offered by Insured Nomads. The site has travel medical, trip protection, and annual multi-trip options. Once you select your preferred coverage, Insured Nomads will take you to its available plan tiers or you can go through the "quick quote” process if you are planning to use the World Explorer coverage (though this is only for the annual membership plan). The quiz will ask you for information on how many travelers, how long the trip will be, whether or not your trip has a destination in the US, the ages of the travelers, what you would prefer your deductible to be, and what maximum benefit you would like.

Three main plans

There are three pricing tiers in the trip protection tab and one option for the annual multi-trip plan. For the three single-trip plans, you'll find:

• Guardian 50
• $50,000 in medical coverage
• 100% refund for trip interruption
• 100% refund for trip cancellation (max of $10,000)
• Guardian 250
• $250,000 in medical coverage
• 125% refund for trip interruption
• 100% refund for trip cancellation (max of $15,000)
• Guardian 500
• $500,000 in medical coverage
• 125% refund for trip interruption
• 100% refund for trip cancellation (max of $15,000)

All of the plans offered by Insured Nomads are underwritten by Nationwide.

Pricing starts at $75

To price Insured Nomads, we used our test traveler's information to fill out the quick quiz to get precise quotes right away. We used our traveler persona who is aged 35 and traveling alone within the United States. The $2,000 trip is booked four months in advance for a 1-week total travel time. Here's what we were quoted for each of the three plans offered by Insured Nomads:

• Guardian 50: $78
• Guardian 250: $95.52
• Guardian 500: $308.04

For Insured Nomads' annual plan pricing, we also changed our example trip to traveling outside the US for the multi-trip pricing, with trips at a maximum of 30 days. The quoted price per year was $475 for coverage.

You can find better prices elsewhere.

While there is no way to say for sure if Insured Nomads is upselling, the prices are much higher here than with other providers. This could be due to all of the travel insurance packages being underwritten by Nationwide (so there's no opportunity for alternate plans or prices). While the annual package plan is a standout feature, offering you the opportunity to cover multiple trips throughout the year, it is also very costly.

Concerning lack of responsiveness

Insured Nomads has an "A+” rating from the Better Business Bureau and accreditation. Although the business is only four years old, it has a decent reputation online. Insured Nomads currently holds a 4-star average on Trustpilot, though there are far fewer total reviews for this new travel insurance provider than for its competitors. However, the reviews in recent weeks have been showing a decline in customer service. Reviewers note that they cannot reach customer service no matter whether they call, email, or use the online chat. We had a similar experience when we used the online chat feature and were told that "nobody was online to serve” us, and to wait for an email (which never came). Other customers say that they were not able to get total reimbursement from Insured Nomads after making a claim.

Not worth the claim issues we've seen

Insured Nomads is a troubling mix of good and bad. While we like the opportunity to pay for a year of protection, the issue of their poor customer service puts Insured Nomads on the back foot when compared to its competitors. Regrettably, the prices are also much higher than at other travel insurance providers. For these reasons, Insurance Nomads earns a below-average rating, especially considering that some travelers note they were unable to get reimbursement for claims. Despite Insured Nomads' "A+” rating from the BBB, you may want to try one of our higher-rated services instead.

Quote Wright

• Comprehensive coverage prices start at $95
• Coverage for cancellation, interruption, and medical
• Full coverage, annual plans, and accidental death
• Refunds up to 150% for trip interruptions
• Comparison tool
• "A+” rating and accreditation from the BBB

QuoteWright has been in the industry for a long time, with over 80 years of travel insurance experience across their on-staff personnel. Praised as being a "cut above the rest” by the Washington Post, QuoteWright promises a guarantee that their prices are lowest. As a broker, the site curates the best plans available only and provides a rating system to help you compare different plans and grab the best fit for your trip. QuoteWright partners with insurance companies like IMG, Travel Insured International, Vacation Guard, AIG Travel Guard, Generali, Travel Safe, Travelex, and more.

Get a quote right away

The fastest way to get started is to click the "Get a Quote” button on the main page. You can also browse the buyer's guide, which gives you tips and details on the types of coverage offered by QuoteWright. But if you want to get straight to it, the quote button will be your best bet. QuoteWright will ask you where you live, about the destination of your trip, the type of trip (air, cruise, land tour, or "other”), the dates of your trip, when you paid for your trip (and how much it cost), and how many people are going with you. From there you will be able to filter your suggested plans by type, coverage, and cost.

A more limited selection of plans

At QuoteWright, you can find plans that are package deals, medical only, evacuation, flight only, annual plans, and those that cover visa or embassy costs. During our research, we were shown 5 plans for a 1-week trip for a single person within the US. These were the plans that included multiple types of coverage. However, when we limited the selection to plans that include medical, QuoteWright offered only three plans total. Notably, the selection was much more limited at QuoteWright than at other brokers and providers.

Detailed side-by-side comparison

QuoteWright has a helpful comparison tool where you can look at two or more of your favorite plans side-by-side. You can easily see the main benefits in a tiered list, like total price, available add-ons, who can acquire the plan (US residents or those outside the US), important notes about changes or fine print, as well as the coverage points for trip cancellation, interruption, terrorism cancellation, and more. You will also be able to see if a plan has a deductible during the comparison.

Prices for comprehensive start at $95

To get you prices that are accurate relative to other travel insurance providers, we created a test traveler to use to fill out trip details. Our created persona is age 35 and traveling alone within the United States. The trip is booked four months in advance for a 1-week total travel time. The total trip cost is $2,000 with only air travel as part of the trip. The least costly plan we were quoted by QuoteWright was from Generali which cost $86.22. This plan includes 100% reimbursement for cancellations, and `125% reimbursement for trip interruptions. You will get up to $1,000 for travel delays, and up to $500 for a missed connection. Medical has a limit of $50,000 for accidental death or dismemberment. The prices only go up from there. The least costly option that includes medical coverage is provided by Travel Insured International for $95. This has a 100% refund for trip cancellation, 100% for trip interruption, and up to $10,000 for medical.

May be upselling you with add-ons

QuoteWright is much more costly than other brokers or providers, and there doesn't appear to be much reason for the hike in price. There may be some upselling going on from QuoteWright since all plans have "add-ons” that increase the total price. For example, the comprehensive coverage from Travel Insured International has optional upgrades for medical up to $40,000 (this adds $30 to your price). The top-rated brokers and providers in our review offer complete travel insurance plans without the need to pay for additional coverage, and at lower costs than QuoteWright.

No third-party reviews

QuoteWright is owned by the BC Group LLC, which is where you'll find QuoteWright's rating on the Better Business Bureau. The BBB shows an "A+” rating and accreditation for the BC Group LLC. However, there are zero reviews out there for QuoteWright on third-party review sites or the BBB. This is somewhat concerning for a company that's been around for 23 years. For this reason, we are somewhat wary of recommending the company, due to the total lack of customer and traveler feedback online.

Not enough buzz to score higher

While the "A+” rating and accreditation are points in QuoteWright's favor, this company has zero online reviews from trusted third-party sites. That, added to the high prices and the concerns about upselling basic package items like medical coverage, puts QuoteWright behind its competitors. It may be worth a look if you're interested in non-comprehensive coverage (just cancellations or just flights), but overall, the high costs and lack of reviews keep it from scoring higher as a travel insurance provider.

World Nomads

• Comprehensive coverage prices start at $91.86
• Limited coverage for cancellation, interruption, and full medical
• Full and multi-trip coverage
• Refunds up to $15,000 for trip interruptions
• 4.1-star average rating

World Nomads was started in 2002 to protect independent travelers while they explore the world. Promising simple and flexible travel insurance policies, World Nomads helps you with every step of your journey. You'll find trip guides, travel insights, and a community Q&A for world travelers. World Nomads is a standalone provider that offers pre-built plans that are underwritten by Collinson Insurance Europe Limited.

Get a quote for single or multi-trip travel

To get started, you can either browse the plans page or hit the "Get a quote” button to fill out the obligatory travel form. The form will start by asking you about where you live, whether you want a single trip policy or an annual plan, where you are going, and the dates of your trip. You'll also need to provide the date of your deposit and the number of travelers (as well as their ages). From there you'll be recommended one of three single-trip plans or shown the price for the annual plan if you're going on multiple trips.

Four plans to choose from

There are four total plans available at World Nomads: the Standard Plan, the Explorer Plan, the Epic Plan, and the Annual Multi Trip Plan. When you book a single trip, you'll be shown options for all three single-trip plans (Standard, Explorer, and Epic). If you want to see the details for the Annual Multi Trip Plan, you'll have to specify that in your forms. Here's what you can expect:

• Standard
• Emergency medical up to $125,000
• Trip cancellation & interruption up to $2,500
• Lost or stolen luggage up to $1,000
• Emergency medical evac up to $400,000
• Explorer
• Emergency medical up to $150,000
• Trip cancellation & interruption up to $10,000
• Lost or stolen luggage up to $2,000
• Emergency medical evac up to $500,000
• Epic
• Emergency medical up to $250,000
• Trip cancellation & interruption up to $15,000
• Lost or stolen luggage up to $3,000
• Emergency medical evac up to $700,000
• Annual Multi Trip
• Emergency medical up to $100,000 per trip
• Trip cancellation & interruption up to $5,000 per individual
• Lost or stolen luggage up to $2,000 per trip
• Emergency medical evac up to $100,000 per trip

Compare side by side, but only World Nomads' plans

You can easily compare the different plans side by side once you get your quote, but since all of the plans are provided directly by World Nomads, you won't be able to compare prices to other brokers or providers from the World Nomads site. This is something you might want to do as the prices at World Nomads are particularly high for the level of protection.

Pricing starts at $91.86

To price out the plans at World Nomads, we created a fake persona to go on a trip. Our traveler is 35 years old, traveling alone for one week within the US and booked her trip four months in advance of the actual vacation. For this $2,000 trip, World Nomads quoted us the following prices:

• Standard: $91.86
• Explorer: $157.44
• Epic: $289.92

These prices were noticeably much higher than most competitors.

High prices with mid-tier coverage

Considering that the baseline plan is $91.86, and it's missing total coverage for cancellations (only up to $2,500 per trip), you may not be happy with your coverage here if your trip costs more than $2,500 in total. To get more robust coverage, you have to pay over $100. This feels a bit like World Nomads might be trying to upsell you, and the prices are high even at the starting point.

Concerning ratings for not meeting customer needs

World Nomads holds an "F” rating from the Better Business Bureau, and according to poor reviews on the BBB, customers were unable to get a full reimbursement from World Nomads during the claims process. While the news is a bit better for World Nomads on Trustpilot, where the company holds a 4.1-star average rating for its ease of use, reviews still complain that prices are high for the coverage you get. Many recent reviews from customers also complain about the coverage not meeting their needs when things go wrong.

Too many red flags for us

There are quite a few red flags at World Nomads that keep this company from being one of our recommended picks for travel insurance. Unfortunately, the prices are very high and with repeated comments from travelers about World Nomads not meeting their needs, it may be better to try more popular sites instead. With an "F” rating from the BBB to also consider, World Nomads earns a lower rating in our review.

Travel Guard

• Comprehensive coverage prices start at $59.50
• Limited coverage for cancellation, full coverage for interruption, and medical
• Refunds up to 150% for trip interruptions
• "A+” rating and accreditation from the BBB

AIG Travel Guard (or just Travel Guard for short), is a private travel insurer that offers its own plans for protecting your next trip. Travel Guard is highly praised by pros with awards from Forbes and other trusted sites online. Plus, Travel Guard takes customer service seriously. With a promise of 24-hour concierge service, you can get in contact with a rep at Travel Guard night and day. AIG Travel Guard is underwritten by the National Union Fire Insurance Company of Pittsburgh, PA.

Quote form is on the main page

Getting a quote is simple on Travel Guard, as the form you need to fill out is right there on the front page. If you prefer to explore more, you can check out the three plans offered by Travel Guard, but beyond general details, you'll need to fill out the quote form to see any pricing. The form will ask you for your destination, departure, and return dates, where you live, and when you made your initial payment. Then, you'll need to fill out the ages for each traveler going with you and the total trip cost.

Select from three plans

Travel Guard offers three plan tiers that you can choose from. Once you fill out your trip details, you can see prices for each one. You'll find the Essential Plan, the Preferred Plan, and the Deluxe Plan. Here's what Travel Guard's plans offer:

• Essential
• Trip cancellation (limited reasons): 100%
• Trip interruption: 100%
• Medical expenses $15,000
• Trip delay: $500
• Emergency evac: $150,000
• Accidental death: $30,000
• Flight accident coverage: Up to $100,000
• Preferred
• Trip cancellation (limited reasons): 100%
• Trip interruption: 150%
• Medical expenses $50,000
• Trip delay: $800
• Emergency evac: $500,000
• Accidental death: $30,000
• Flight accident coverage: Up to $100,000
• Deluxe
• Trip cancellation (limited reasons): 100%
• Trip interruption: 150%
• Medical expenses $150,000
• Trip delay: $1,000
• Emergency evac: $1,000,000
• Accidental death: $30,000
• Flight accident coverage: Up to $100,000
• Additional coverage for missed connections, hospital of choice evacuation, and return transportation for trip interruption

No dedicated comparison tool

There is no dedicated comparison tool on Travel Guard. Instead, you'll see all of the plans on one screen where you can click through the coverage details one by one. It takes a little more time than on some sites where you can compare side by side, but the plans are very detailed, and you can see the totals of each coverage option at a glance. Since it offers strictly its own coverage, Travel Guard does not allow you to compare with other brokers or providers.

Pricing from $59.50

The pricing for the plans at Travel Guard is straightforward. Based on our test traveler who is 35, traveling alone within the US for a 1-week trip valued at $2,000, the prices we were quoted from Travel Guard included:

• Essential: $59.50
• Preferred: $128.93
• Deluxe: $215.69

These prices are all quite high considering the coverage offered. There are many less costly competitor options with the same or even higher coverage (especially in the case of the Essential Plan).

Prices may indicate upselling

With costs over $200, there may be some upselling going on at Travel Guard. Tons of sites and providers offer similar or better coverage for a lower cost. In this case, you definitely won't be getting the best value for your money if you go with either of the top two plans at Travel Guard.

Reviews show concerning trends and "scams”

Unfortunately, Travel Guard does not have a stellar reputation. While the company holds an "A+” rating from the Better Business Bureau, most of the reviews for Travel Guard average around 1 star. The rating on the BBB site is 1.08 stars out of 5, and the average rating on Trustpilot is just 1.7 stars. There are several extremely concerning reviews talking about "fraud” and "scams” when using Travel Guard. Customers are unable to get the benefits promised in the policy when making claims. Many travelers ran into trouble with the "limited” reasons for cancellations that meant Travel Guard could say they didn't qualify for cancellation refunds.

Choose a more reliable insurance provider instead

With so many reviews talking about "scams” and not getting what they are owed, we are deeply concerned about Travel Guard. If you buy travel insurance, you're going to want to feel 100% confident and protected if something goes wrong. For this reason, Travel Guard falls to the bottom of our list. We can't recommend any service that doesn't deliver on its promises or offer reimbursement when claims are submitted.