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The Best Travel Insurance Plans

Who Offers the Best Travel Insurance?

With daily news stories of delayed and canceled flights, lost baggage, and travelers stranded overseas in the middle of a natural disaster, it's easy to see why travel insurance is so important. Like most types of insurance, travel insurance is bought in the hopes that you'll never need it. But, for most travelers, it's worth the price for the protection it provides.

Have you ever thought that this coverage was just an unnecessary, added expense? That's fairly common: most people assume that they've got protection through their credit card company, their regular health insurance, even their homeowners' policy. In some situations, that may be accurate - but unless you know the details of those types of coverage, you're more likely to be left paying out-of-pocket expenses you thought were taken care of... but aren't included.

Monday, December 5th

2022 Travel Insurance Plan Reviews

AARDY Review Top Consumer Reviews Best-In-Class Blue Ribbon Award 5 Star Rating

AARDY

5 Star Rating Top Consumer Reviews Best-In-Class Blue Ribbon Award

AARDY is easily one of the best places to shop for travel insurance. Not only will you get quotes from up to 18 insurers, but your satisfaction is practically a given - across tens of thousands of client reviews, 99% would recommend AARDY. The service will always recommend the most cost-effective plan for your needs, and you can easily see what's included (and what's not). AARDY is reputable, reliable, and easy to use, and we're delighted to recommend AARDY for your travel insurance needs.

Squaremouth Review 4.5 Star Rating

Squaremouth

4.5 Star Rating

SquareMouth will impress you in many ways: you can get travel insurance quotes from over 30 different insurers, and you'll benefit from reading thousands of customer reviews on each company and on specific policies. This is also a great way to shop around for annual/multi-trip coverage. With over 100 plans to choose from, this comparison site puts the industry's best travel insurance coverage at your fingertips with a few clicks of the mouse.

Insure My Trip Review 4.5 Star Rating

Insure My Trip

4.5 Star Rating

At first, Insure My Trip looks like your average travel insurance comparison site: enter your information and get a quote from one of 20+ insurers. However, this company takes service to a whole different level with their Anytime Advocates program: if you need to file a claim, IMT's team will help you do it correctly - and they'll intervene if the insurer gives you any trouble. Over 20,000 customers have given Insure My Trip a five-star rating, and they earn high marks in our review.

Travel Insurance Review 4 Star Rating

Travel Insurance

4 Star Rating

Travel Insurance lets you compare quotes from 15 insurance providers with one simple form. You'll love how easy it is to see which policies give you the coverage you need, and what other customers think of the insurance company. We're also glad to see that Travel Insurance has started going to bat for clients who have trouble with claims, intervening on their behalf with the insurers. You won't find any multi-trip policies here, but we still think this is a comparison site that holds its own against the competition.

Travelex Insurance Services Review 4 Star Rating

Travelex Insurance Services

4 Star Rating

Travelex Insurance Services offers the basic and expanded trip coverage you're used to, insuring travelers for more than 25 years. However, they have a number of options you won't see with other providers, like a $60 flat-rate policy for trips of up to 14 days within the US and post-departure medical coverage. This company gets good feedback when claims are made, and both an "A+" and accreditation from the BBB. Travelex is well worth considering to protect your next adventure.

Roam Right Review 4 Star Rating

Roam Right

4 Star Rating

The RoamRight brand has only been around for 10 years, but its parent company (Arch Insurance) has been protecting travelers for over 50 years. There are six different travel insurance plans on offer here, including single-and multi-trip, post-departure, travel medical, and rental car coverage. Most customers appreciate the experience they have with RoamRight and say that the claims process goes smoothly. There are a few slight drawbacks here, but nothing that's enough to pass on RoamRight if their policy gives you the coverage you need.

Insured Nomads Review 4 Star Rating

Insured Nomads

4 Star Rating

Is there travel insurance for people who want to work remotely from around the world? Insured Nomads says "yes" . While you can also get an affordable, traditional policy here, this company has numerous options that can cover extended travel, multiple trips within a year, and also long-term medical insurance abroad. It's still too new for Insured Nomads to have much feedback from clients, but what we've seen so far is very encouraging and we invite you to see if their coverage is right for your travel plans.

Allianz Travel Review 3.5 Star Rating

Allianz Travel

3.5 Star Rating

Allianz Travel insures more than 55 million people annually, from families taking their once-a-year vacation to business executives crisscrossing the globe year-round. The company has 10 different policies to choose from, including a standalone car rental plan. Most policyholders making claims say that the reimbursement process goes smoothly with Allianz, though some experience long delays. While you'll get a wider range of travel insurance options with some rival companies, Allianz can be trusted to get the job done.

Quote Wright Review 3 Star Rating

Quote Wright

3 Star Rating

QuoteWright can quote you a travel insurance policy from one of a dozen insurers, most of which you'll find reviewed separately here. They guarantee that you won't find a lower price on the same policy anywhere else. This company has a perfect score with the BBB, but there's not much customer feedback to consider. QuoteWright isn't a bad option for getting travel insurance, but there are other referral services we prefer.

Travel Guard Review 2.5 Star Rating

Travel Guard

2.5 Star Rating

Travel Guard is frequently recommended by travel agents as the best option for insurance. But, with only three main policy choices and some disappointing experiences related by customers, this insurer just doesn't keep up with its competitors in the travel insurance industry. There are other big names (and even small ones) you'll be able to count on to protect your trip, and we recommend leaving Travel Guard as a backup.

Seven Corners Review 2.5 Star Rating

Seven Corners

2.5 Star Rating

Seven Corners has been insuring travelers for almost three decades. There's an appealing variety of insurance types here, from traditional single-trip plans to multi-trip, student travel, and even health plans for visitors coming to the US. However, client feedback is very mixed when it's time to make a claim: some people get everything processed quickly, while others wait for months on end just for a progress update, let alone a reimbursement. We'd suggest looking at your other travel insurance options before selecting a Seven Corners plan.

World Nomads Review 2 Star Rating

World Nomads

2 Star Rating

From the name, it's easy to guess that World Nomads is geared towards globetrotters: remote workers signing on from the beach or the mountains, backpackers taking that once-in-a-lifetime adventure, and so on. In theory, that's fantastic - but in practice, customers say that they couldn't count on World Nomads to deliver when it was time to make a claim. We recommend that you look at other sources of non-traditional travel insurance before getting a policy through World Nomads.

Travel Insurance Center Review 1.5 Star Rating

Travel Insurance Center

1.5 Star Rating

Trying to get a policy from Travel Insurance Center is frustrating at best. The site doesn't always work as expected, and even if you find a policy you like, you'll still have the hassle of filling out your information all over again on the insurer's website. If you want a better option for comparing travel insurance policies, check out the higher-ranked services in our review and leave Travel Insurance Center aside.

Axa Travel Insurance Review 1 Star Rating

Axa Travel Insurance

1 Star Rating

Axa is not a company that we can recommend for travel insurance. Their policies are very limited and don't give you as much for your premiums as rival providers. Almost every client that leaves a review for this company gives them the lowest possible rating of just one star - and we do too. You're unlikely to get your claims approved if you get your travel insurance from Axa, so we recommend you look elsewhere for coverage.

Compare the Best Reviews

Continued from above...

And, even if you do have that kind of protection, travel insurance policies can amplify your benefits. For example, if you choose a plan that offers $500,000 in primary medical coverage, you might not need to touch your regular health insurance: your bills will be reimbursed up to that amount, no matter what your everyday health plan includes. Car rental insurance can go above and beyond what's paid for by your credit card company or even your own vehicle's coverage - and that can be critical if you're driving in another country and have an accident.

What type of travel insurance do you need? Naturally, that depends on your trip, your travel party, and your budget. A single-trip policy will be more affordable than multi-trip coverage - but if you're traveling internationally more than once in a year, the annual policy becomes much more economical. Do you need to be able to cancel for any reason? Is it important to you to have a waiver of the pre-existing conditions exclusion? Are there any children under 18 in your party that might be included at no extra charge, depending on the insurer you select? These are all factors that will influence your decision when picking a travel insurance plan.

Confused yet? You do have a lot of options. Here are some criteria to help you sort through them and ultimately wind up with the travel insurance coverage you need:

  • Quote process. How easy is it to get a quote that matches your insurance needs? Does the site explain the questions it asks, and does it display all of the possible plans in a way you can understand? Can you buy your policy right then and there, or do you have to click through to another site?
  • Value. What's included for your premium? From one site to another, you will probably see the same price on any given plan because the states regulate travel insurance prices. However, it's worth your time to compare premium prices and benefits among different insurers, so that you get the most for your money.
  • Reputation. It's easy for an insurance company to get high marks from customers if they never had to make a claim on the policy. What do clients who've filed claims say about the way they were treated? Were they reimbursed quickly? Did they get updates about the status of the claim? It's also good to check the Better Business Bureau's rating of any travel insurance service you're going to use.

To help you get the protection you need on your next adventure, TopConsumerReviews.com has evaluated and ranked today's most popular sources of travel insurance. We're confident that this information will make it easy to protect yourself and what you've spent on your trip - and to have backup if something goes off track on your journey. Bon voyage!

The Best Travel Insurance Plans Compare Travel Insurance Plans Compare Travel Insurance Plan Reviews What are the best Travel Insurance Plans Best Travel Insurance Plan Reviews

Travel Insurance Plan FAQ

Travel insurance is exactly what it sounds like: coverage for unexpected events before or during a trip. If you've been working and saving for your dream vacation, you want the peace of mind that comes from knowing that you won't lose it all if something happens and you have to cancel or come home early. Travel insurance is the way to go!
Your coverage will always depend on the plan and insurer you select. Typical benefits include trip cancellation or interruption, emergency medical transportation, issues with lost/stolen/delayed baggage, emergency medical/dental coverage, and a 24-hour assistance hotline.
Read all of the fine print of any travel insurance policy you're considering, and you'll quickly see that the coverage is not comprehensive. For example, your policy won't cover anything booked after the start of a "known event" (like a pandemic or natural disaster). You'll also need a rider if you plan on participating in "risky activities and sports" like bungee jumping, skydiving, and so on.
Yes, but you'll have to take a few extra steps (and probably pay a few extra dollars!). You'll need a plan that has a Pre-Existing Medical Condition Exclusion Waiver, for starters. Other requirements vary by insurer, but it's common to see policies where you have to be medically able to travel on the date you purchased coverage, as well as needing to buy your travel insurance within two weeks of making your first deposit or payment.
It's surprisingly affordable - and a smart way to make sure that you don't lose your vacation money if you have to cancel a trip or come home sooner than expected! The amount you'll pay depends on the travelers' ages, the total cost of the trip, and how much coverage you want.
That's up to you, but can you afford to lose money if something goes wrong before or during your trip? There are always risks involved with traveling, from stolen luggage to having to cancel because your partner or child gets sick, and having a good travel insurance policy is an affordable way to mitigate those risks.
You'll often get offers for coverage at the time you book your flight/hotel/rental car, but they're not always your best option. You might get better coverage for less money by getting a quote online from an insurance referral service or directly from a travel insurance provider. The process is quick and easy: you should have policy documents in your inbox within minutes of finalizing your application and paying the premium.
Absolutely! Millions of travelers get their coverage online every year. Just be sure to check the reputation of any insurer you're considering, and read the plan details carefully so that you get the benefits you need.

Compare Travel Insurance Plans

Select any 2 Travel Insurance Plans to compare them head to head

best-travel-insurance
  • AARDY
  • Squaremouth
  • Insure My Trip
  • Travel Insurance
  • Travelex Insurance Services
  • Roam Right
  • Insured Nomads
  • Allianz Travel
  • Quote Wright
  • Travel Guard
  • Seven Corners
  • World Nomads
  • Travel Insurance Center
  • Axa Travel Insurance
AARDY vs Squaremouth AARDY vs Insure My Trip AARDY vs Travel Insurance AARDY vs Travelex Insurance Services AARDY vs Roam Right AARDY vs Insured Nomads AARDY vs Allianz Travel AARDY vs Quote Wright AARDY vs Travel Guard AARDY vs Seven Corners AARDY vs World Nomads AARDY vs Travel Insurance Center AARDY vs Axa Travel Insurance Squaremouth vs Insure My Trip Squaremouth vs Travel Insurance Squaremouth vs Travelex Insurance Services Squaremouth vs Roam Right Squaremouth vs Insured Nomads Squaremouth vs Allianz Travel Squaremouth vs Quote Wright Squaremouth vs Travel Guard Squaremouth vs Seven Corners Squaremouth vs World Nomads Squaremouth vs Travel Insurance Center Squaremouth vs Axa Travel Insurance Insure My Trip vs Travel Insurance Insure My Trip vs Travelex Insurance Services Insure My Trip vs Roam Right Insure My Trip vs Insured Nomads Insure My Trip vs Allianz Travel Insure My Trip vs Quote Wright Insure My Trip vs Travel Guard Insure My Trip vs Seven Corners Insure My Trip vs World Nomads Insure My Trip vs Travel Insurance Center Insure My Trip vs Axa Travel Insurance Travel Insurance vs Travelex Insurance Services Travel Insurance vs Roam Right Travel Insurance vs Insured Nomads Travel Insurance vs Allianz Travel Travel Insurance vs Quote Wright Travel Insurance vs Travel Guard Travel Insurance vs Seven Corners Travel Insurance vs World Nomads Travel Insurance vs Travel Insurance Center Travel Insurance vs Axa Travel Insurance Travelex Insurance Services vs Roam Right Travelex Insurance Services vs Insured Nomads Travelex Insurance Services vs Allianz Travel Travelex Insurance Services vs Quote Wright Travelex Insurance Services vs Travel Guard Travelex Insurance Services vs Seven Corners Travelex Insurance Services vs World Nomads Travelex Insurance Services vs Travel Insurance Center Travelex Insurance Services vs Axa Travel Insurance Roam Right vs Insured Nomads Roam Right vs Allianz Travel Roam Right vs Quote Wright Roam Right vs Travel Guard Roam Right vs Seven Corners Roam Right vs World Nomads Roam Right vs Travel Insurance Center Roam Right vs Axa Travel Insurance Insured Nomads vs Allianz Travel Insured Nomads vs Quote Wright Insured Nomads vs Travel Guard Insured Nomads vs Seven Corners Insured Nomads vs World Nomads Insured Nomads vs Travel Insurance Center Insured Nomads vs Axa Travel Insurance Allianz Travel vs Quote Wright Allianz Travel vs Travel Guard Allianz Travel vs Seven Corners Allianz Travel vs World Nomads Allianz Travel vs Travel Insurance Center Allianz Travel vs Axa Travel Insurance Quote Wright vs Travel Guard Quote Wright vs Seven Corners Quote Wright vs World Nomads Quote Wright vs Travel Insurance Center Quote Wright vs Axa Travel Insurance Travel Guard vs Seven Corners Travel Guard vs World Nomads Travel Guard vs Travel Insurance Center Travel Guard vs Axa Travel Insurance Seven Corners vs World Nomads Seven Corners vs Travel Insurance Center Seven Corners vs Axa Travel Insurance World Nomads vs Travel Insurance Center World Nomads vs Axa Travel Insurance Travel Insurance Center vs Axa Travel Insurance
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