The 11 Best Travel Insurance Plans
Where is the Best Place to Find Travel Insurance?
Planning the vacation of a lifetime, or your next cross-country road trip? Whether you're hopping on a plane to a distant country or just crossing state lines for a family reunion, it's worthwhile to consider the importance of protecting yourself and your belongings. Travel insurance is a helpful safety net designed to safeguard you against any risks or losses you might worry about while traveling.
You can find protection for everything from minor issues like missed connecting flights and lost luggage to more serious concerns like injuries while abroad. So, what's the benefit of getting travel insurance? No matter where you're going, travel insurance can help you cover medical expenses. This is especially helpful for those traveling outside their home country where normal medical insurance may not apply.
Sunday, March 23rd
2025 Travel Insurance Plan Reviews
Squaremouth
SquareMouth is a trusted travel insurance brokerage known for its wide range of policies from top providers like TinLeg, Seven Corners, and Generali. It's easy to use and you can have confirmed coverage in minutes. With full coverage prices that are lower than most, an impressive selection of plans, and pricing transparency, SquareMouth hits the mark every time. Considering its "A+” rating from the BBB and 4.9-star average from travelers, you can't go wrong by checking out SquareMouth as your go-to for reliable travel insurance.
Aardy
Aardy is a popular travel insurance platform that lets you compare over 30 plans from well-known partner providers. You can quickly get a quote, and Aardy displays plans with the lowest price first. Aardy has a stellar reputation to boot, with 4.9-star average ratings and an "A+” from the BBB. With a strong focus on customer service, low costs, and reliability, Aardy ranks as an excellent choice for travelers looking for dependable and affordable insurance.
Insure My Trip
InsureMyTrip has been around since 2000, offering a range of plans from top travel insurance providers. You can expect to see around 40 different plan options while browsing, and with a helpful side-by-side comparison tool and transparent pricing, InsureMyTrip makes it simple to find the best match for your next vacation. Rated highly for customer service, InsureMyTrip easily lands a very high rating in our review.
Seven Corners
Seven Corners offers plans that cover both US and international travelers with a reputation for strong customer service and a quick signup process. There are some limitations as to your travel insurance options, since this provider is privately owned, but you can find competitive prices with Seven Corners. With an "A+” rating from the BBB and praise from travelers, Seven Corners provides reliable, straightforward travel insurance, earning it very good rating in our review.
Travelex
Travelex is a travel insurance provider that offers comprehensive, post-departure, and flight coverage plans. While the plans provide decent protection at a competitive price, there are some limitations on cancellation and interruption benefits that make it necessary to purchase higher-tier options to get what you need. Travelex holds an "A+” rating with the BBB and has a good reputation overall despite a few mixed reviews. For this reason, it earns a solid rating in our review.
Arch RoamRight
Arch RoamRight, a travel insurance brand under Arch Insurance Company, offers its own plans for travelers including pre-purchased plans and annual options. Though priced a bit higher than some competitors, most plans at Arch RoamRight cover the essentials like trip cancellation and baggage delays. In general, customers give Arch RoamRight high marks for customer service, earning it a respectable rating as a travel insurance provider.
Travel Insurance
Travel Insurance is a reliable brokerage site that lets you compare plans from top providers. The quote process is quick and allows you to view plan details, customer reviews on particular plans, and the plan benefits in an at-a-glance format. While Travel Insurance has high ratings from the BBB and Trustpilot, it doesn't have a lot of buzz or reviews in general. It's a good option but doesn't quite beat any of our top competitors.
Insured Nomads
Insured Nomads provides its own travel insurance, focusing on medical and trip protection. With a quick quoting process and three tiers of coverage, you can find plans up to $500,000 in medical for a single trip. However, customer reviews highlight issues with responses to communication and a lack of reimbursement during claims. Since Insured Nomads is also pricier than its competitors, you may want to choose something more affordable and reliable instead.
Quote Wright
QuoteWright, one of the older travel insurance brokers on our list, offers plans from major insurers, though its plan selection is smaller than most. QuoteWright holds an "A+” rating from the BBB, but its high prices and lack of customer reviews on third-party sites make us cautious about recommending this site for your travel insurance and protection. For this reason, QuoteWright earns a lower rating in our review.
World Nomads
World Nomads offers travel insurance designed for those with flexible single or multi-trips for their next vacay. Coverage is solid but expensive, and it's missing the 100% refunds offered by other companies. Although World Nomads has a 4.1-star rating on Trustpilot, many travelers report challenges with claims. The site also holds a dismal "F” rating from the BBB, which causes it to fall short overall in our review.
Travel Guard
AIG Travel Guard offers three travel insurance plans that cover most of your needs, but there are some serious concerns from travelers about the reliability of this provider. While the company claims strong customer service, reviews on the BBB and Trustpilot show extremely unhappy feedback with the denial of claims being one of the most prevalent complaints. Given the negative reputation of Travel Guard, you may want to search elsewhere for a more customer-friendly source of travel insurance.
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Travel insurance can also help you with lost or stolen luggage. While the US Department of Transportation requires airlines to reimburse customers for lost items, you must have receipts proving the value of the lost items to get payment. Travel insurance can help you protect your items for the full amount without having to haggle with the airlines to get your money. Travel insurance will also help you if there is a last-minute cancellation for your trip. This way, if something comes up, you won't be required to pay hefty fees.
Travel insurance is usually based on the price of the individual trip and your age. Older travelers might expect to pay 5%-6% more than younger travelers. There are also different levels of coverage. You can choose cancellation coverage only or comprehensive coverage which usually includes delays, lost luggage, and some emergency medical care. In general, most coverage options cost between 4%-10% of your total trip cost.
Keep in mind, there are some restrictions. You don't want to add insurance at the last minute or travel to a known dangerous location. For example, if you're booking a trip to Florida during hurricane season, make sure to get your travel insurance well in advance. Your travel insurance may not help you with any damages incurred during that trip if you try to purchase it after a storm is named. The best approach is to always read your policy thoroughly to be sure that any concerns you have about your next trip are covered.
If you're ready to get jet-setting, we're right there with you. To help you find the best provider for travel insurance, we've put together a list of factors to help you narrow the field:
- Cost. A lot of insurance providers seem like they're throwing extra fees or upcharges at you. Make sure you check the prices and percentages offered by your ideal provider and make sure you're getting the most value for your money.
- Types of coverage. Not all travel insurance is the same. Some types only offer cancellation protection. Others offer more complete coverage for your luggage, belongings, or medical. Some even cover severe injury or death. Make sure you find a provider that has a full suite of coverage options so you don't need to shop around.
- Reputation. Make sure you check out your preferred insurer on trusted third-party review sites and the Better Business Bureau. This way you can see what other travelers think of their coverage and customer service experience.
With your travel insurance at the ready, you can start booking your next getaway ASAP. To help you get going on your well-deserved vacay, Top Consumer Reviews has researched and ranked the top travel insurance providers out there today. This way you can see all your favorite sights, try out some new cuisine, and pack as heavy as you need with the knowledge that your travel insurance will protect you every step of the way. Bon voyage!
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