Best Travel Insurance Plans of 2026

We've analyzed the best Travel Insurance Plans to help you find the right solution for your needs.

2026 Travel Insurance Plan Reviews

Where is the Best Place to Find Travel Insurance?  Planning the vacation of a lifetime, or your next cross-country road trip? Whether you're hopping on a plane to a distant country or just crossing state lines for a family reunion, it's worthwhile to consider the importance of protecting yourself and your belongings. Travel insurance is a helpful safety net designed to safeguard you against any risks or losses you might worry about while traveling.

5.0

EXCELLENT

1

Best Option

  • Comprehensive coverage prices start at $54.48
  • Coverage for cancellation, interruption, and medical coverage
  • Full coverage and multi-trip plans

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EXCELLENT

5.0

On the Squaremouth website

SquareMouth is a trusted travel insurance brokerage known for its wide range of policies from top providers like TinLeg, Seven Corners, and Generali. It's easy to use and you can have confirmed coverage in minutes. With full coverage prices that are lower than most, an impressive selection of plans, and pricing transparency, SquareMouth hits the mark every time. Considering its "A+" rating from the BBB and 4.9-star average from travelers, you can't go wrong by checking out SquareMouth as your go-to for reliable travel insurance.

4.5

GREAT

2

Great

  • Prices start at $60.64
  • Coverage for cancellation, interruption, medical coverage, and medical evacuation
  • Full coverage options

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GREAT

4.5

On the Aardy website

Aardy is a popular travel insurance platform that lets you compare over 30 plans from well-known partner providers. You can quickly get a quote, and Aardy displays plans with the lowest price first. Aardy has a stellar reputation to boot, with 4.9-star average ratings and an "A+" from the BBB. With a strong focus on customer service, low costs, and reliability, Aardy ranks as an excellent choice for travelers looking for dependable and affordable insurance.

4.4

GREAT

3

Great

  • Comprehensive coverage prices start at $63
  • Coverage for cancellation, interruption, medical coverage, and medical evacuation
  • Full coverage and accidental death

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GREAT

4.4

On the Insure My Trip website

InsureMyTrip has been around since 2000, offering a range of plans from top travel insurance providers. You can expect to see around 40 different plan options while browsing, and with a helpful side-by-side comparison tool and transparent pricing, InsureMyTrip makes it simple to find the best match for your next vacation. Rated highly for customer service, InsureMyTrip easily lands a very high rating in our review.

4.0

VERY GOOD

4

Very Good

  • Comprehensive coverage prices start at $55
  • Coverage for cancellation, interruption, and medical coverage
  • Full coverage and multi-trip plans

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VERY GOOD

4.0

On the Seven Corners website

Seven Corners offers plans that cover both US and international travelers with a reputation for strong customer service and a quick signup process. There are some limitations as to your travel insurance options, since this provider is privately owned, but you can find competitive prices with Seven Corners. With an "A+" rating from the BBB and praise from travelers, Seven Corners provides reliable, straightforward travel insurance, earning it very good rating in our review.

3.5

GOOD

5

Good

  • Comprehensive coverage prices start at $60
  • Limited coverage for cancellation, interruption, and full medical coverage
  • Full coverage, post-departure, and flight plans

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GOOD

3.5

On the Travelex website

Travelex is a travel insurance provider that offers comprehensive, post-departure, and flight coverage plans. While the plans provide decent protection at a competitive price, there are some limitations on cancellation and interruption benefits that make it necessary to purchase higher-tier options to get what you need. Travelex holds an "A+" rating with the BBB and has a good reputation overall despite a few mixed reviews. For this reason, it earns a solid rating in our review.

3.4

GOOD

6

Good

  • Comprehensive coverage prices start at $84
  • Coverage for cancellation, interruption, and medical
  • Full coverage and annual plans

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GOOD

3.4

On the Arch RoamRight website

Arch RoamRight, a travel insurance brand under Arch Insurance Company, offers its own plans for travelers including pre-purchased plans and annual options. Though priced a bit higher than some competitors, most plans at Arch RoamRight cover the essentials like trip cancellation and baggage delays. In general, customers give Arch RoamRight high marks for customer service, earning it a respectable rating as a travel insurance provider.

3.0

AVERAGE

7

Average

  • Comprehensive coverage prices start at $56.52
  • Limited coverage for cancellation, full coverage for interruption, and medical coverage
  • Full coverage plans

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AVERAGE

3.0

On the Travel Insurance website

Travel Insurance is a reliable brokerage site that lets you compare plans from top providers. The quote process is quick and allows you to view plan details, customer reviews on particular plans, and the plan benefits in an at-a-glance format. While Travel Insurance has high ratings from the BBB and Trustpilot, it doesn't have a lot of buzz or reviews in general. It's a good option but doesn't quite beat any of our top competitors.

2.5

FAIR

8

Fair

  • Comprehensive coverage prices start at $75
  • Coverage for cancellation, interruption, and medical
  • Full coverage and annual plans

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FAIR

2.5

On the Insured Nomads website

Insured Nomads provides its own travel insurance, focusing on medical and trip protection. With a quick quoting process and three tiers of coverage, you can find plans up to $500,000 in medical for a single trip. However, customer reviews highlight issues with responses to communication and a lack of reimbursement during claims. Since Insured Nomads is also pricier than its competitors, you may want to choose something more affordable and reliable instead.

2.0

SUBPAR

9

Subpar

  • Comprehensive coverage prices start at $95
  • Coverage for cancellation, interruption, and medical
  • Full coverage, annual plans, and accidental death

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SUBPAR

2.0

On the Quote Wright website

QuoteWright, one of the older travel insurance brokers on our list, offers plans from major insurers, though its plan selection is smaller than most. QuoteWright holds an "A+" rating from the BBB, but its high prices and lack of customer reviews on third-party sites make us cautious about recommending this site for your travel insurance and protection. For this reason, QuoteWright earns a lower rating in our review.

1.5

WEAK

10

Weak

  • Comprehensive coverage prices start at $91.86
  • Limited coverage for cancellation, interruption, and full medical
  • Full and multi-trip coverage

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WEAK

1.5

On the World Nomads website

World Nomads offers travel insurance designed for those with flexible single or multi-trips for their next vacay. Coverage is solid but expensive, and it's missing the 100% refunds offered by other companies. Although World Nomads has a 4.1-star rating on Trustpilot, many travelers report challenges with claims. The site also holds a dismal "F" rating from the BBB, which causes it to fall short overall in our review.

1.0

POOR

11

Poor

  • Comprehensive coverage prices start at $59.50
  • Limited coverage for cancellation, full coverage for interruption, and medical
  • Refunds up to 150% for trip interruptions

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POOR

1.0

On the Travel Guard website

AIG Travel Guard offers three travel insurance plans that cover most of your needs, but there are some serious concerns from travelers about the reliability of this provider. While the company claims strong customer service, reviews on the BBB and Trustpilot show extremely unhappy feedback with the denial of claims being one of the most prevalent complaints. Given the negative reputation of Travel Guard, you may want to search elsewhere for a more customer-friendly source of travel insurance.

Continued from above...

Where is the Best Place to Find Travel Insurance?

Planning the vacation of a lifetime, or your next cross-country road trip? Whether you're hopping on a plane to a distant country or just crossing state lines for a family reunion, it's worthwhile to consider the importance of protecting yourself and your belongings. Travel insurance is a helpful safety net designed to safeguard you against any risks or losses you might worry about while traveling.

You can find protection for everything from minor issues like missed connecting flights and lost luggage to more serious concerns like injuries while abroad. So, what's the benefit of getting travel insurance? No matter where you're going, travel insurance can help you cover medical expenses. This is especially helpful for those traveling outside their home country where normal medical insurance may not apply.

Travel insurance can also help you with lost or stolen luggage. While the US Department of Transportation requires airlines to reimburse customers for lost items, you must have receipts proving the value of the lost items to get payment. Travel insurance can help you protect your items for the full amount without having to haggle with the airlines to get your money. Travel insurance will also help you if there is a last-minute cancellation for your trip. This way, if something comes up, you won't be required to pay hefty fees.

Travel insurance is usually based on the price of the individual trip and your age. Older travelers might expect to pay 5%-6% more than younger travelers. There are also different levels of coverage. You can choose cancellation coverage only or comprehensive coverage which usually includes delays, lost luggage, and some emergency medical care. In general, most coverage options cost between 4%-10% of your total trip cost.

Keep in mind, there are some restrictions. You don't want to add insurance at the last minute or travel to a known dangerous location. For example, if you're booking a trip to Florida during hurricane season, make sure to get your travel insurance well in advance. Your travel insurance may not help you with any damages incurred during that trip if you try to purchase it after a storm is named. The best approach is to always read your policy thoroughly to be sure that any concerns you have about your next trip are covered.

If you're ready to get jet-setting, we're right there with you. To help you find the best provider for travel insurance, we've put together a list of factors to help you narrow the field:

With your travel insurance at the ready, you can start booking your next getaway ASAP. To help you get going on your well-deserved vacay, Top Consumer Reviews has researched and ranked the top travel insurance providers out there today. This way you can see all your favorite sights, try out some new cuisine, and pack as heavy as you need with the knowledge that your travel insurance will protect you every step of the way. Bon voyage!

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Travel Insurance Plan FAQ

What is travel insurance?
Travel insurance is exactly what it sounds like: coverage for unexpected events before or during a trip. If you've been working and saving for your dream vacation, you want the peace of mind that comes from knowing that you won't lose it all if something happens and you have to cancel or come home early. Travel insurance is the way to go!
What does travel insurance cover?
Your coverage will always depend on the plan and insurer you select. Typical benefits include trip cancellation or interruption, emergency medical transportation, issues with lost/stolen/delayed baggage, emergency medical/dental coverage, and a 24-hour assistance hotline.
What does travel insurance NOT cover?
Read all of the fine print of any travel insurance policy you're considering, and you'll quickly see that the coverage is not comprehensive. For example, your policy won't cover anything booked after the start of a "known event" (like a pandemic or natural disaster). You'll also need a rider if you plan on participating in "risky activities and sports" like bungee jumping, skydiving, and so on.
Can I get travel insurance if I have a pre-existing medical condition?
Yes, but you'll have to take a few extra steps (and probably pay a few extra dollars!). You'll need a plan that has a Pre-Existing Medical Condition Exclusion Waiver, for starters. Other requirements vary by insurer, but it's common to see policies where you have to be medically able to travel on the date you purchased coverage, as well as needing to buy your travel insurance within two weeks of making your first deposit or payment.
Is travel insurance expensive?
It's surprisingly affordable - and a smart way to make sure that you don't lose your vacation money if you have to cancel a trip or come home sooner than expected! The amount you'll pay depends on the travelers' ages, the total cost of the trip, and how much coverage you want.
My chocolate is going someplace warm. Will it melt?
That's up to you, but can you afford to lose money if something goes wrong before or during your trip? There are always risks involved with traveling, from stolen luggage to having to cancel because your partner or child gets sick, and having a good travel insurance policy is an affordable way to mitigate those risks.
Where can I buy travel insurance?
You'll often get offers for coverage at the time you book your flight/hotel/rental car, but they're not always your best option. You might get better coverage for less money by getting a quote online from an insurance referral service or directly from a travel insurance provider. The process is quick and easy: you should have policy documents in your inbox within minutes of finalizing your application and paying the premium.
Is it safe to get travel insurance online?
Absolutely! Millions of travelers get their coverage online every year. Just be sure to check the reputation of any insurer you're considering, and read the plan details carefully so that you get the benefits you need.

Compare Any 2 Products

Squaremouth
Aardy
Insure My Trip
Seven Corners
Travelex
Arch RoamRight
Travel Insurance
Insured Nomads
Quote Wright
World Nomads
Travel Guard
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See the Best Travel Insurance Plans in Your State

When Should You Buy Travel Insurance?

If you're making plans for your vacation or your family's vacation, you need to determine whether you want to purchase travel insurance. Travel insurance may be another expense, but it can be well worth it so that you're covered in case of an emergency or problem.

Not many years ago, few people purchased travel insurance. However, that's changing fast. In fact, according to the U.S. Travel Insurance Association, in the last 10 years the percentage of American travelers purchasing travel insurance increased from 10 to 30 percent. Travelers purchase insurance for a few reasons including protection against unexpected events, loss of the financial investment in the trip, and peace of mind.

Like many things, travel insurance can cover a wide variety of problems and will reimburse your costs for many situations. But you should know what type of insurance you need for your specific situation.

Here are a couple of tips on when you should buy travel insurance.

There are a variety of reasons to purchase travel insurance and a variety of options to cover you and your vacation. Be sure to look for a travel insurance policy from a dependable company so that your vacation investment is protected, and you can relax and enjoy your trip!

Only the Best Reviews

CBC.ca on MSN

Why travel insurance may not help you if there's a WestJet strike

WestJet travellers hoping to buy protection in case their travel plans are interrupted or delayed by a contract dispute may be out of luck, as travel insurance experts say policies purchased after ...

Sat, 18 Jul 2026

Only the Best Reviews

U.S. News & World ...

Is Travel Insurance Worth It in 2026? Yes, In These 4 Cases

Is Travel Insurance Worth It? The key to knowing if you need travel insurance is figuring out your specific risks for any given vacation, then deciding if you can buy coverage that adequately protects ...

Tue, 07 Jul 2026

Only the Best Reviews

CNBC

Best travel insurance companies of July 2026

The cost of the average summer trip climbed to $9,668 in 2026, a 24% increase compared to last summer, according to data from travel insurance marketplace Squaremouth. Travel insurance is handy for ...

Wed, 01 Jul 2026

Only the Best Reviews

CNBC

Best travel insurance for seniors of 2026

Eighty-six percent of Americans 50 or older picked travel as one of their top three priorities for their discretionary income in 2026, according to a recent AARP survey. Respondents between the ages ...

Fri, 26 Jun 2026

Only the Best Reviews

Daily Express on MSN

Travel insurance warning issued for Turkey, Bulgaria, Poland, Cyprus ...

Brits could see their travel insurance increase by up to 50%.

Sat, 18 Jul 2026

Only the Best Reviews

Money on MSN

7 best travel insurance companies for seniors of July 2026

The best travel insurance for seniors include Seven Corners, Travel Insured International WorldTrips and HTH Travel Insurance.

Fri, 10 Jul 2026

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