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Aardy Review

Saturday, October 16th

2021 Travel Insurance Plan Reviews

Aardy Review 4.5 Star Rating


4.5 Star Rating
  • Thousands of impressive customer reviews
  • "A+" Better Business Bureau rating
  • Thorough country-specific health overviews
  • Competitive pricing
  • Best price guarantee

Aardy is a top-of-the-line travel insurance company based out of Florida. Their business was started in 2015 and has quickly grown to be one of the biggest and most well-liked travel insurance marketplaces. Their goal as a business is genuinely to treat their partners well, nurture their staff, enhance the community, and support local businesses. We think Aardy is doing a fantastic job at this and are excited to recommend them to customers.

Quick quotes

When you reach Aardy's website, you can get a quote for travel insurance right away. By filling out the "Quick Quote" form with a few details about your destination, traveler(s), and payment preferences, you'll be provided with a list of plans to fit your needs. You can scan through the standard cancellation coverage, medical coverage, baggage insurance, pre-existing conditions insurance, and more and decide to purchase the plan or compare it with others on the list. Aardy will recommend one of the available plans as their top choice for you to take into consideration. We were pleasantly surprised at how affordable each of the plans were that Aardy suggested.

Detailed information on insurance companies

You can browse travel insurance specifically for cruises, airlines, or tour operators. You can view the long list of companies in each industry that Aardy works with and read through a detailed profile of their strengths and weaknesses, an explanation of how their company works, quotes, and an overall score given by Aardy. Their transparency is unmatched and you'll never feel like you don't know exactly what you're paying for when you buy trip insurance through Aardy.

Provides clear expectations for travel

Another helpful resource Aardy provides is country overviews - with more than 130 nations included at the time of this review. We highly recommend using this to learn about important country-specific requirements before you travel. You can read quick facts about passport, vaccine, and currency requirements along with embassy contact information, and warnings about what to expect when entering and exiting a country. For example, if you wanted to travel to Nicaragua, you'd learn from Aardy that authorities in Nicaragua have detained travelers for no apparent reason, you must purchase a tourist card, and you'll be required to pay a departure tax. Details about their government and current political climate are also given along with crime statistics and what to do if you're a victim of crime. Extensive details about each country are provided to give you a solid overview of how safe it is to visit.

Best Travel Insurance Plans

In-depth learning resources

If you aren't convinced that you need travel insurance or are unsure of what exactly it can do for you, Aardy has you covered. Their "Travel Insurance 101" tab gives you all the information you need (and more) about airline travel insurance, baggage insurance, pre-existing condition travel insurance, cancelling a trip, emergency medical evacuations, holiday travel tips, safari travel insurance, and more. They go into great detail about why you need insurance and how it works, aided by videos and other visuals to make sure the message is clear.

Aardy gives back

Each year, Aardy donates 10% of their earnings to The Special Operations Warrior Foundation to support children of fallen military members. This helps the children get through school and college with less of a financial burden.

Glowing reviews

On top of having an "A+" rating from the Better Business Bureau (BBB), Aardy has almost perfect customer satisfaction with 4.9 out of 5 stars on their BBB profile from over 77 customers. This is impressive since the BBB is often the place you'll find the most complaints about a company. Other places online have thousands of reviews from customers who are thrilled with Aardy's services. People say they get questions answered easily through Aardy's online customer service chat, the website is user friendly, pricing is competitive, the process is quick, and so on. The glowing reviews from customers convince us that this is one of the best places to purchase travel insurance.

Who Has the Best Travel Insurance?

The last time you took a trip, did you have travel insurance? If you were impacted by a natural disaster, suffered the hassle of lost baggage, or had a medical emergency, chances are good that you were wishing you had purchased a policy!

When it comes to tavel insurance, some people make the mistake of thinking that their credit card company offers protection, only to find out that their travel problems aren't covered. Other people forego travel insurance, assuming that their traditional health insurance policy will be enough to cover medical expenses - only to discover that it can't be used in another country. Like most types of insurance, travel insurance is bought in the hopes that you'll never need it. But, for most travelers, it's worth the added expense for the protection it provides.

The Best Travel Insurance Plans Compare Travel Insurance Plans Compare Travel Insurance Plan Reviews What are the best Travel Insurance Plans Best Travel Insurance Plan Reviews

Travel Insurance Plan FAQ

Travel insurance is exactly what it sounds like: coverage for unexpected events before or during a trip. If you've been working and saving for your dream vacation, you want the peace of mind that comes from knowing that you won't lose it all if something happens and you have to cancel or come home early. Travel insurance is the way to go!
Your coverage will always depend on the plan and insurer you select. Typical benefits include trip cancellation or interruption, emergency medical transportation, issues with lost/stolen/delayed baggage, emergency medical/dental coverage, and a 24-hour assistance hotline.
Read all of the fine print of any travel insurance policy you're considering, and you'll quickly see that the coverage is not comprehensive. For example, your policy won't cover anything booked after the start of a "known event" (like a pandemic or natural disaster). You'll also need a rider if you plan on participating in "risky activities and sports" like bungee jumping, skydiving, and so on.
It's surprisingly affordable - and a smart way to make sure that you don't lose your vacation money if you have to cancel a trip or come home sooner than expected! The amount you'll pay depends on the travelers' ages, the total cost of the trip, and how much coverage you want.
That's up to you, but can you afford to lose money if something goes wrong before or during your trip? There are always risks involved with traveling, from stolen luggage to having to cancel because your partner or child gets sick, and having a good travel insurance policy is an affordable way to mitigate those risks.
You'll often get offers for coverage at the time you book your flight/hotel/rental car, but they're not always your best option. You might get better coverage for less money by getting a quote online from an insurance referral service or directly from a travel insurance provider. The process is quick and easy: you should have policy documents in your inbox within minutes of finalizing your application and paying the premium.
Yes, but you'll have to take a few extra steps (and probably pay a few extra dollars!). You'll need a plan that has a Pre-Existing Medical Condition Exclusion Waiver, for starters. Other requirements vary by insurer, but it's common to see policies where you have to be medically able to travel on the date you purchased coverage, as well as needing to buy your travel insurance within two weeks of making your first deposit or payment.
Absolutely! Millions of travelers get their coverage online every year. Just be sure to check the reputation of any insurer you're considering, and read the plan details carefully so that you get the benefits you need.
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Continued from above...

Just like more traditional forms of insurance, such as medical and auto, travel insurance varies in terms of coverage, options, and costs. Depending on what you select, your policy may cover just the bare basics, like trip cancellation/interruption and baggage/personal items coverage. Or, you may opt for a very comprehensive plan that allows you to cancel your trip for any reason - not the standard list of covered cancellation reasons - and includes coverage for accidental death, emergency evacuation from a foreign country, and so forth.

There are many different companies that specialize in travel insurance. How do you know which one to choose? As you consider your options, here are several aspects to keep in mind:

  • Reputation. Does the travel insurance company have an established track record for customer satisfaction, not just during the process of buying a policy, but more importantly when claims are made? Has the business received any accreditations from A.M. Best or the BBB?
  • Selection. Can you find a wide variety of policies through this business? Do you have the ability to add on optional features, like Cancel for Work Reasons or Pre-existing Conditions coverage?
  • Cost. Does the site offer policies within your budget range? Travel insurance premiums are strictly regulated, but not every site offers policies on both ends of the price spectrum and everywhere in between.

TopConsumerReviews.com has reviewed and ranked the best Travel Insurance companies currently available. We're confident that this information will help you select the right travel insurance policy to cover yourself - and your travel companions - in the event of any unforeseen complications with your trip!

Compare Travel Insurance Plans

Select any 2 Travel Insurance Plans to compare them head to head

  • Squaremouth
  • Aardy
  • Roam Right
  • Insure My Trip
  • Travel Insurance
  • Allianz Travel
  • Travel Guard
  • Quote Wright
  • World Nomads
  • Travel Insurance Center
  • Seven Corners
Squaremouth vs Aardy Squaremouth vs Roam Right Squaremouth vs Insure My Trip Squaremouth vs Travel Insurance Squaremouth vs Allianz Travel Squaremouth vs Travel Guard Squaremouth vs Quote Wright Squaremouth vs World Nomads Squaremouth vs Travel Insurance Center Squaremouth vs Seven Corners Aardy vs Roam Right Aardy vs Insure My Trip Aardy vs Travel Insurance Aardy vs Allianz Travel Aardy vs Travel Guard Aardy vs Quote Wright Aardy vs World Nomads Aardy vs Travel Insurance Center Aardy vs Seven Corners Roam Right vs Insure My Trip Roam Right vs Travel Insurance Roam Right vs Allianz Travel Roam Right vs Travel Guard Roam Right vs Quote Wright Roam Right vs World Nomads Roam Right vs Travel Insurance Center Roam Right vs Seven Corners Insure My Trip vs Travel Insurance Insure My Trip vs Allianz Travel Insure My Trip vs Travel Guard Insure My Trip vs Quote Wright Insure My Trip vs World Nomads Insure My Trip vs Travel Insurance Center Insure My Trip vs Seven Corners Travel Insurance vs Allianz Travel Travel Insurance vs Travel Guard Travel Insurance vs Quote Wright Travel Insurance vs World Nomads Travel Insurance vs Travel Insurance Center Travel Insurance vs Seven Corners Allianz Travel vs Travel Guard Allianz Travel vs Quote Wright Allianz Travel vs World Nomads Allianz Travel vs Travel Insurance Center Allianz Travel vs Seven Corners Travel Guard vs Quote Wright Travel Guard vs World Nomads Travel Guard vs Travel Insurance Center Travel Guard vs Seven Corners Quote Wright vs World Nomads Quote Wright vs Travel Insurance Center Quote Wright vs Seven Corners World Nomads vs Travel Insurance Center World Nomads vs Seven Corners Travel Insurance Center vs Seven Corners
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