Our reviewers evaluate products and services based on unbiased research. Top Consumer Reviews may earn money when you click on a link. Learn more about our process.

Roam Right Review

Thursday, May 13th

2021 Travel Insurance Plan Reviews

Roam Right Review 4.5 Star Rating

Roam Right

4.5 Star Rating

For almost 50 years, Arch Insurance has been a trusted business, as evidenced by an A+ rating as an accredited business with the BBB. They offer many levels of travel insurance under their brand name of RoamRight: everything from just the basic coverage for domestic travels through multi-trip policies that protect the most avid globetrotters.

5 different travel policy types

Take a look at their list of products on the Travel Insurance Info tab. There, you can see an overview of each of their policy types, to determine what kind you need for your travels. In a nutshell, RoamRight's policies are:

  • Essential: Trip Cancellation, Trip Interruption, Missed Connection/Itinerary Change, Trip Delay, Emergency Accident/Sickness/Medical Expense, Emergency Evacuation/Repatriation, Political Evacuation, Baggage and Personal Effects, Baggage Delay Coverage
  • Preferred: includes the same coverage as the Essential, plus Accidental Death/Dismemberment and several optional upgrades
  • Elite: all of the benefits of Essential and Preferred, plus optional Sports/Hazardous Sports Coverage, Cancel for Work Reasons
  • Multi-trip: pay one fee and cover a year's worth of travel
  • Medical: covers primarily health-related travel issues. No coverage for Trip Cancellation, Missed Connection/Itinerary Change, Trip Delay, or Baggage Delay
Best Travel Insurance Plans

Hazardous Sports Upgrade available

If you've purchased plans from RoamRight in the past, you may notice that they no longer offer two types of plans that were previously included: Adventure and Active. As of the date of our review, most activities were covered under all of their travel insurance plans (for example, biking, hunting, hot air ballooning, sailing, kayaking, and several others). You may need to purchase the Hazardous Sports Upgrade - available with the Elite, Medical, and Multi-Trip Medical plans - if you plan on more dangerous adventures like skydiving, bungee jumping, or caving.

Getting a quote

The easiest way to start your travel insurance policy with RoamRight is by getting a quote. On the main page, you'll be asked to select your state of residence, what type of coverage you need, your departure/return dates, trip cost per person or per trip, the date your deposit was paid, and the dates of birth of all covered travelers.

One limitation of RoamRight is that they only provide policies that are underwritten by their parent company, Arch Insurance. That does make it so that you don't get as many possibilities to choose from. For example, when we got quotes from other sites, we were offered multiple levels of coverage; for some reason, RoamRight only offered us their Preferred plan with no options for changes or upgrades. Their pricing on that plan was competitive with other companies.

Excellent customer service

However, RoamRight earns high marks for their attention to customer service. Customers have been extremely impressed with fast payments on claims, sometimes within just a few days of submitting the documentation. And, with a history spanning nearly a half-century - with A+ ratings from the BBB as well as A.M. Best - Arch Insurance has proven that they have what it takes to succeed within the world of travel insurance.

If you're looking for travel insurance, you should feel very comfortable getting a policy from RoamRight. With a solid history, competivie pricing, and superior customer service, RoamRight is a strong choice for your travel insurance needs.

Who Has the Best Travel Insurance?

The last time you took a trip, did you have travel insurance? If you were impacted by a natural disaster, suffered the hassle of lost baggage, or had a medical emergency, chances are good that you were wishing you had purchased a policy!

When it comes to tavel insurance, some people make the mistake of thinking that their credit card company offers protection, only to find out that their travel problems aren't covered. Other people forego travel insurance, assuming that their traditional health insurance policy will be enough to cover medical expenses - only to discover that it can't be used in another country.

Compare the Best Reviews

Continued from above...

Like most types of insurance, travel insurance is bought in the hopes that you'll never need it. But, for most travelers, it's worth the added expense for the protection it provides.

Just like more traditional forms of insurance, such as medical and auto, travel insurance varies in terms of coverage, options, and costs. Depending on what you select, your policy may cover just the bare basics, like trip cancellation/interruption and baggage/personal items coverage. Or, you may opt for a very comprehensive plan that allows you to cancel your trip for any reason - not the standard list of covered cancellation reasons - and includes coverage for accidental death, emergency evacuation from a foreign country, and so forth.

There are many different companies that specialize in travel insurance. How do you know which one to choose? As you consider your options, here are several aspects to keep in mind:

  • Reputation. Does the travel insurance company have an established track record for customer satisfaction, not just during the process of buying a policy, but more importantly when claims are made? Has the business received any accreditations from A.M. Best or the BBB?
  • Selection. Can you find a wide variety of policies through this business? Do you have the ability to add on optional features, like Cancel for Work Reasons or Pre-existing Conditions coverage?
  • Cost. Does the site offer policies within your budget range? Travel insurance premiums are strictly regulated, but not every site offers policies on both ends of the price spectrum and everywhere in between.

TopConsumerReviews.com has reviewed and ranked the best Travel Insurance companies currently available. We're confident that this information will help you select the right travel insurance policy to cover yourself - and your travel companions - in the event of any unforeseen complications with your trip!

Compare Travel Insurance Plans

Select any 2 Travel Insurance Plans to compare them head to head

best-travel-insurance
  • Squaremouth
  • Roam Right
  • Insure My Trip
  • Travel Insurance
  • Allianz Travel
  • Travel Guard
  • Quote Wright
  • World Nomads
  • Travel Insurance Center
  • Seven Corners
Squaremouth vs Roam Right Squaremouth vs Insure My Trip Squaremouth vs Travel Insurance Squaremouth vs Allianz Travel Squaremouth vs Travel Guard Squaremouth vs Quote Wright Squaremouth vs World Nomads Squaremouth vs Travel Insurance Center Squaremouth vs Seven Corners Roam Right vs Insure My Trip Roam Right vs Travel Insurance Roam Right vs Allianz Travel Roam Right vs Travel Guard Roam Right vs Quote Wright Roam Right vs World Nomads Roam Right vs Travel Insurance Center Roam Right vs Seven Corners Insure My Trip vs Travel Insurance Insure My Trip vs Allianz Travel Insure My Trip vs Travel Guard Insure My Trip vs Quote Wright Insure My Trip vs World Nomads Insure My Trip vs Travel Insurance Center Insure My Trip vs Seven Corners Travel Insurance vs Allianz Travel Travel Insurance vs Travel Guard Travel Insurance vs Quote Wright Travel Insurance vs World Nomads Travel Insurance vs Travel Insurance Center Travel Insurance vs Seven Corners Allianz Travel vs Travel Guard Allianz Travel vs Quote Wright Allianz Travel vs World Nomads Allianz Travel vs Travel Insurance Center Allianz Travel vs Seven Corners Travel Guard vs Quote Wright Travel Guard vs World Nomads Travel Guard vs Travel Insurance Center Travel Guard vs Seven Corners Quote Wright vs World Nomads Quote Wright vs Travel Insurance Center Quote Wright vs Seven Corners World Nomads vs Travel Insurance Center World Nomads vs Seven Corners Travel Insurance Center vs Seven Corners
Compare the Best Travel Insurance Plans
- VS -
Review the Best Travel Insurance Plans
See the Best Travel Insurance Plan
The Best Reviews of Travel Insurance Plans