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Travel Guard Review

Monday, January 18th

2021 Travel Insurance Plan Reviews

Travel Guard Review 3 Star Rating

Travel Guard

3 Star Rating

If you've ever gotten a travel insurance policy through a travel agent, it's likely you're familiar with Travel Guard. Backed by insurance giant AIG, Travel Guard is one of the best-known companies within the industry.

3 travel insurance plans

They currently offer 3 basic plans for your travel insurance needs:

  • Silver: covers your trip with basic coverage amounts
  • Gold: most popular for international travelers and includes coverage for medical expenses, trip cancellation/interruption, lost/delayed baggage, severe weather, strike, and medical evacuations
  • Platinum: highest level of medical expense coverage, additional coverage if purchased within 15 days of your initial trip deposit
Best Travel Insurance Plans

To get your quote, you'll need to enter your destination, whether you're traveling by air or sea, the dates of your trip, and the trip cost. From there you'll be taken to a results page showing your options for all 3 available plans. For our quote, children were included at no additional cost for the Silver and Gold plans but not for the Platinum package - it seems that the highest level of coverage would have the most benefits, but apparently not.

Upgrades and limitations

The Platinum and Gold coverage both had Cancel for Any Reason as an optional upgrade, and all three plans offered a Pre-existing Condition Waiver if coverage was purchased within a specific timeframe of the initial deposit (usually 15 days).

One interesting limitation is that all travelers must live in the state of residence entered. We're not sure how this would work for grandparents traveling with grandkids who live in another state or for friends traveling together who live on opposite sides of the country.

Great reputation

Travel Guard enjoys an A+ rating as an accredited business with the BBB and has been in operation for nearly 40 years. Their reputation is positive, as shown by the fact that many comparison travel insurance sites include Travel Guard policies. But, shopping directly through Travel Guard does limit you to only 3 base plans that may not have all of the options you could get through a higher-ranked travel insurance site.

Who Has the Best Travel Insurance?

The last time you took a trip, did you have travel insurance? If you were impacted by a natural disaster, suffered the hassle of lost baggage, or had a medical emergency, chances are good that you were wishing you had purchased a policy!

When it comes to tavel insurance, some people make the mistake of thinking that their credit card company offers protection, only to find out that their travel problems aren't covered. Other people forego travel insurance, assuming that their traditional health insurance policy will be enough to cover medical expenses - only to discover that it can't be used in another country.

Compare the Best Reviews

Continued from above...

Like most types of insurance, travel insurance is bought in the hopes that you'll never need it. But, for most travelers, it's worth the added expense for the protection it provides.

Just like more traditional forms of insurance, such as medical and auto, travel insurance varies in terms of coverage, options, and costs. Depending on what you select, your policy may cover just the bare basics, like trip cancellation/interruption and baggage/personal items coverage. Or, you may opt for a very comprehensive plan that allows you to cancel your trip for any reason - not the standard list of covered cancellation reasons - and includes coverage for accidental death, emergency evacuation from a foreign country, and so forth.

There are many different companies that specialize in travel insurance. How do you know which one to choose? As you consider your options, here are several aspects to keep in mind:

  • Reputation. Does the travel insurance company have an established track record for customer satisfaction, not just during the process of buying a policy, but more importantly when claims are made? Has the business received any accreditations from A.M. Best or the BBB?
  • Selection. Can you find a wide variety of policies through this business? Do you have the ability to add on optional features, like Cancel for Work Reasons or Pre-existing Conditions coverage?
  • Cost. Does the site offer policies within your budget range? Travel insurance premiums are strictly regulated, but not every site offers policies on both ends of the price spectrum and everywhere in between.

TopConsumerReviews.com has reviewed and ranked the best Travel Insurance companies currently available. We're confident that this information will help you select the right travel insurance policy to cover yourself - and your travel companions - in the event of any unforeseen complications with your trip!

Compare Travel Insurance Plans

Select any 2 Travel Insurance Plans to compare them head to head

best-travel-insurance
  • Squaremouth
  • Roam Right
  • Insure My Trip
  • Travel Insurance
  • Allianz Travel
  • Travel Guard
  • Quote Wright
  • World Nomads
  • Travel Insurance Center
  • Seven Corners
Squaremouth vs Roam Right Squaremouth vs Insure My Trip Squaremouth vs Travel Insurance Squaremouth vs Allianz Travel Squaremouth vs Travel Guard Squaremouth vs Quote Wright Squaremouth vs World Nomads Squaremouth vs Travel Insurance Center Squaremouth vs Seven Corners Roam Right vs Insure My Trip Roam Right vs Travel Insurance Roam Right vs Allianz Travel Roam Right vs Travel Guard Roam Right vs Quote Wright Roam Right vs World Nomads Roam Right vs Travel Insurance Center Roam Right vs Seven Corners Insure My Trip vs Travel Insurance Insure My Trip vs Allianz Travel Insure My Trip vs Travel Guard Insure My Trip vs Quote Wright Insure My Trip vs World Nomads Insure My Trip vs Travel Insurance Center Insure My Trip vs Seven Corners Travel Insurance vs Allianz Travel Travel Insurance vs Travel Guard Travel Insurance vs Quote Wright Travel Insurance vs World Nomads Travel Insurance vs Travel Insurance Center Travel Insurance vs Seven Corners Allianz Travel vs Travel Guard Allianz Travel vs Quote Wright Allianz Travel vs World Nomads Allianz Travel vs Travel Insurance Center Allianz Travel vs Seven Corners Travel Guard vs Quote Wright Travel Guard vs World Nomads Travel Guard vs Travel Insurance Center Travel Guard vs Seven Corners Quote Wright vs World Nomads Quote Wright vs Travel Insurance Center Quote Wright vs Seven Corners World Nomads vs Travel Insurance Center World Nomads vs Seven Corners Travel Insurance Center vs Seven Corners
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