Best Reviews Best Business Debt Management Best Reviews
Best Reviews
      June 2, 2020

Home  >  Business Debt  >  Commercial Debt Counseling vs Goldman & Wise

Best Business

Debt Management

  1. National Credit Partners
  2. Creditors Relief
  3. American Finasco
  4. Comm Debt Cnslng
  5. Wngr, Dgls & Green
  6. Goldman & Wise

Your Information Is Secure
50 Things Successful Business People Have in Common Newsletter

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!

Latest Reviews

Bad Credit Loans

Buying Gold

College Textbooks

Investment Newsletters

MCAT Test Prep

Photo Books

Photo Cards

Salsa Clubs


Structured Settlement Buyers


Individual Reviews

PCS Debt Relief

National Credit Partners

Creditors Relief

American Finasco

Commercial Debt Counseling

Wininger, Douglas & Green

Goldman & Wise


Our professional reviewers evaluate products and services independently, but Top Consumer Reviews may earn money when you click on the links on our pages. Learn more.

Better Business Bureau Reliability Seal

Commercial Debt Counseling vs Goldman & Wise

Best Business Debt Management

To help you find the Best Business Debt Management, provides you with an in-depth comparison of Commercial Debt Counseling and Goldman & Wise.

To see ALL of our reviews for the Best Business Debt Management, please Click Here

Which company offers the best business debt management services? If your company is struggling to manage finances, you might be wondering if there's any way to get out from the weight of debts that threaten to crush your business. Even when the economy is flourishing, it doesn't always translate into more sales of your product or service, making it even more challenging to manage the day-to-day operational costs and long-term expenses associated with running a business.

There are many factors that impact business debt. Do you have a sufficient credit line to stay in business? How well are you managing receivables due in 30 to 60 days? You may be struggling just to get by and keep the lights on while still trying to grow your business.

Continue reading below reviews

Best Reviews


Business Debt Management Reviews

3 stars
Commercial Debt Counseling


Visit Site


FREE for a consultation

Fees based on services provided

Commercial Debt Counseling is a part of CuraDebt, a well-respected provider of debt relief across a wide spectrum of needs ranging from individual taxpayers to business owners.

In order to get started with this service, you'll have to answer a few questions about your business debt: how much you owe, whether or not you are currently behind on payments, and in what state your business operates. (Be aware that Commercial Debt Counseling is not able to offer services to residents of the following states: Connecticut, Georgia, Kansas, Montana, North Dakota, Oregon, Pennsylvania, South Caroline, Vermont, Washington or West Virginia.)

As long as your business is located in one of their available states, the next screen will probably tell you that you qualify for a free consultation to analyze your business' debt. For example, we entered the lowest possible amount of debt and said that we weren't behind on payments, and we still were told that we were eligible for that consultation. We weren't thrilled that we had to enter our name, email and phone number on that page in order to get more information about their business debt management services - especially since the URL wasn't secure, and the fine print said that by providing our information, we'd be consenting to receiving pre-recorded and/or robo-dialed telemarketing calls. (Who needs more of those?)

Here's a little hack for you: if you click on the Terms of Service at the bottom of the site, the window that pops up not only gives you access to Commercial Debt Management's toll-free number, but also provides the link to their live chat. If you'd like to get more information on your specific situation without signing up for endless unsolicited calls or texts, this could be your way to go. You still have to enter a name, phone number and email, but you will be connected to a representative via live chat, rather than having to wait to be contacted by phone.

Unfortunately, when we went this route, it took almost five minutes for someone to respond to our chat request. After just one message, the representative ended the conversation with no explanation. We feel there's no reason it should be so difficult to get basic information about how their business debt services work, what eligibility requirements are in place, and so forth.

Overall, parent company CuraDebt has a rock-solid reputation, which means that it could be worth your while to jump through the hoops long enough to get a representative to answer your questions. However, because the division of the company specifically dedicated to business debt management lacks transparency regarding all of those services, we prefer to recommend services that do a better job of letting you know exactly what to expect.

Visit Site
1.5 stars
Goldman & Wise


Visit Site


No fee unless favorable settlement reached

Goldman & Wise claims to have nearly 30 years of experience in helping business owners restructure debt. According to their site, their services can help you handle cash problems, business disputes with vendors and banks, structure favorable financial settlements, and avoid bankruptcy. On average, they reduce "problem debts" by anywhere from 40-80% or more. Best of all, their services are provided on a "No Results, No Fee" basis, so there's no charge for their help if they don't get a settlement that's favorable for your company.

To get started, you'll have to either fill out their online contact form or call their toll-free number. You can also download a free eBook, "The Inside Secrets", if you'd like to get a feel for how you might be able to reduce your business debt in a DIY way - or get a preview of the kinds of strategies that Goldman & Wise may use on your behalf.

It's difficult to say whether or not Goldman & Wise has a strong reputation for handling business debt. There are lots of testimonials on their company site, but there's no independent verification available. The only listing for a Goldman & Wise with the Better Business Bureau is for a collections agency in Florida, not for this debt management company located in Georgia.

To make matters more mysterious, the address given for this company tracks to a co-working suite shared by a financial planner, law office, and an accounting firm. Combine that with a website copyright of 2015, a URL that hasn't been secured, and essentially zero improvements since our last review, you'll soon see why we don't recommend Goldman & Wise for your business debt management needs.

Visit Site

Continued from above

If any of this sounds familiar, finding a reputable business debt management service could be the light at the end of the tunnel. These services can help you avoid bankruptcy - so that you don't have your business assets liquidated and/or burned bridges with creditors whose good faith you may need in the future!

How does business debt management work? Providers work with your suppliers, lenders, creditors and other businesses to restructure what you owe - all while making sure to preserve your reputation with those third-party entities as much as possible, ensuring smooth relationships in the future. Some businesses see a debt reduction of as much as 80% when using the most effective providers!

When choosing a partner to help you manage your delinquent business debt, you want to make sure that you'll actually be better off after using the service. Your provider should be able to help you improve your bottom line, avoid bankruptcy, and keep your company intact. So, how can you tell which business debt management service is right for you? Here are several criteria to keep in mind as you look through your options:

  • Fees. Most services require you to have a consultation, usually at no cost, before providing details on what they can provide. Be sure to read the fine print and make sure you understand exactly what you're getting before you commit. Will you pay a fixed fee, or is it based on how much they save in restructuring your debt?
  • Reputation. What do other business owners say about their experience when using the service? Has the provider been evaluated by the Better Business Bureau?
  • Requirements. Some business debt management services only work with certain amounts of debt or companies of a particular size. Will your debt qualify for restructuring using the service you're considering? has reviewed and ranked the best business debt management services available today. We hope this information helps you get the resources you need to get your business back in the black and to give you peace of mind!

Wasabi announces $30M in debt financing as cloud storage business continues to grow

We may be in the thick of a pandemic with all of the economic fallout that comes from that, but certain aspects of technology don't change no matter the external factors. Storage is one of them. In ...

Published:  Thu, 28 May 2020 05:40:00 GMT

UK consumers repay record £7.4bn of debt amid Covid-19 lockdown

Analysts warn of divide between those hit hard by job losses and those whose finances benefit from enforced halt to spending ...

Published:  Tue, 02 Jun 2020 05:37:00 GMT

Rollback of lending rule creates virtual debt slaves | Commentary

A guest columnist writes that the rollback of a Consumer Financial Protection Bureau rule will let desperate people take out loans that can make them virtual debt slaves, renewing loans and ...

Published:  Tue, 02 Jun 2020 03:07:00 GMT

What is the US national debt, and how does it affect the economy?

U.S. national debt is surging because of the historic spending enacted by Congress to battle the economic fallout triggered by the coronavirus pandemic. The Treasury Department plans to borrow $2.9 ...

Published:  Mon, 01 Jun 2020 12:55:00 GMT

Small-Business Warning, Argentine Debt, EU Stimulus: Eco Day

Americas. Here's the latest news and analysis from Bloomberg Economics to help you start the day: ...

Published:  Fri, 29 May 2020 03:32:30 GMT

Can You Just Walk Away from a Debt-Riddled Business and Start Fresh?

For certain doctors, dentists and other highly skilled service providers stung by the economic fallout of COVID-19, that may be an option. But it comes with some dangerous pitfalls as well.

Published:  Thu, 28 May 2020 05:26:00 GMT

Share Us!   

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure