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      March 22, 2019

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Wininger, Douglas & Green Review

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Is your business swimming in debt? You're not alone. Business debt balances are at an all time high. A slowing economy and the jobless rate have severely impacted sales - but not necessarily reduced business expenses.

Many businesses are struggling to get by and continue business efforts while managing significant debt. Staying in business means you have access to a credit line and have cash flow sufficient enough to continue to operate. With receivables due 30 to 60 days it can be a challenge to juggle the financial aspect of any business right now.

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2 stars
Wininger, Douglas & Green



Commission based on percentage of savings

Wininger, Douglas and Green is a debt management company that provides a less professional website with a heavy sales pitch. Located out of New York and in business since 1990, they utilize certified debt management professionals over lawyers to reduce debt with creditors at an affordable price.

Wininger, Douglas and Green charge a fees based on a percentage of savings to you. Fees are not charged unless you are satisfied with the settlements. For suppliers and vendors that you need to continue to work with, Wininger, Douglas and Green will negotiate with them to help them see the benefits of keeping you as a customer. However, that may mean you have to begin paying C.O.D or prepay for a while until the vendor is comfortable issuing credit to you again.

To get started, you will speak with a certified debt management professional. If that person feels your business will benefit from their service, additional questions are asked including the reason the business is in its current state. You decide how much you can afford to pay and if you need to maintain a relationship with one of the creditors on the list.

Wininger, Douglas, and Green will send a letter to each creditor and let them know they are now representing you. Next a settlement letter is sent to these companies. Once the creditor's written acceptance is received you receive a copy and decide to either accept or deny. If accepted,you pay Wininger, Douglas and Green their portion before the paperwork is finalized.

Wininger, Douglas and Green seem to have limited tactics to reduce debt. Much like the overall picture of the website, a nice letter with the reason for your current financial situation is less than impressive. What would happen if you lost your vendors or suppliers? We recommend you select another provider with a higher level of professionalism and less sales pitch.

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Continued from above

While bankruptcy seems like an easy solution, don't be fooled. Filing bankruptcy may mean the judge could liquidate your business assets - and your creditors may never be willing to lend to you again. Instead, many businesses today are getting help with their business debt in order to turn around their financial picture.

The companies they turn to can provide assistance negotiating with creditors, businesses, and suppliers in order to get your company back on the right track. The best providers are sensitive to maintaining positive business relationships with those important vendors that can make or break your inventory.

When looking for a company to help your business come out of debt, it's important that you select a company that is going to do a good job of reducing your business debt and not leave you worse off. You'll want a company that helps you obtain an effective solution to your delinquent business debt, help return your bottom line to a profitable financial status, and avoid business bankruptcy.

When looking for business debt management there are certain factors to consider in order to have a positive result. Some of these include:

  • Cost. Does the company charge set fees? Or do they base their commission on how much they save you?
  • Requirements. Does the company require a certain level of annual sales as well as a specific size of debt to work with your business?
  • Guarantee of Services. If you aren't satisfied with the service received, can you exit the program quickly and easily? has reviewed and ranked the best business debt management services available today. We hope these reviews help you find the right solution to make your business strong and viable again!

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