TopConsumerReviews.com
      February 24, 2018

Home  >  Business Loans

Best

Business Loans

  1. Funding Circle
  2. Lending Club
  3. LendingTree
  4. Kabbage
  5. Fundia
  6. Balboa Capital
  7. Nat Business Capital
  8. CAN Capital
  9. Advanced Comm Capital
  10. Capital Loan Hub

Your Information Is Secure
Personal Loan Tips Newsletter

Latest Reviews

Baby Cribs

BBQ Sauce Clubs

Candy Clubs

Dog Beds

Graduation Invitations

Hair Care Products

Makeup

Mystery Shopping

Tickets

Web Hosting

 

 

 

 

 

Protect Your Home with Protect America Today!

 

 

 

 

Protect Your Home with FrontPoint Security Today!

Disclosure: We pay our reviewers for their reviews. We are not compensated by companies for their reviews, but we are compensated for links and advertisements on our website. Click here for details.

Business Loans Better Business Bureau Reliability Seal

Best Business Loans

With all the difficulties in today's economy, many people are choosing to open their own business instead of working for a traditional employer. Whether you're just starting your business, expanding your already-established business, or even hanging out a shingle as an online company, it's likely that at some point you'll need a business loan to successfully meet your customer's needs and your business goals.

In the past, small business owners relied heavily on traditional brick-and-mortar banks in order to finance their business loans. Often that meant that borrowers had to rely on their own reputation and relationship with their local bank. Getting the lowest possible interest rate was also more challenging, since there were few lending options from which to choose.

Continue reading below reviews

2018

Business Loan Reviews

5 stars
On Deck

ON DECKTopConsumerReviews.com Best-In-Class Blue Ribbon Award

In business since 2007, OnDeck specializes in providing short- and long-term business loans and lines of credit, and has helped more than 50,000 small businesses access the funds they need to grow. For businesses looking to borrow funds with extremely competitive rates, OnDeck is an excellent choice. They earn our highest rating.
Read More... Visit
Site

4.5 stars
Funding Circle

FUNDING CIRCLE

Started by small business owners in response to their own frustrations with securing business loans to grow their company, Funding Circle uses peer-to-peer lending to fund small business loans. With no hidden fees, clear interest rates, and an A+ rating as an accredited business with the Better Business Bureau, Funding Circle is a great choice for people seeking business loans. Read More... Visit
Site

4.5 stars
Lending Club

LENDING CLUB

Lending Club is a trusted lender for those seeking business loans from $5,000 to $300,000. With very competitive interest rates and an uncomplicated application process, Lending Club is an excellent choice for business owners who need a loan to grow their company.
Read More... Visit
Site

4 stars
Lending Tree

LENDING TREE

For business owners who want to see a number of possible loan sources in one place, LendingTree is a good site to use. They also offer helpful information about different types of loans: what purpose they serve, the positives and negatives of each loan type, and so on. Lending Tree is not a lender but provides business owners a list of legitimate companies willing to lend money saving people significant time and effort in the process of borrowing money. Read More... Visit
Site

4 stars
Kabbage

KABBAGE

Kabbage uses a unique verification system for businesses looking to qualify for a business loan, making the application process incredibly quick and access to funds almost immediate. While their requirements make them unsuitable for startups, and their total loan amount is smaller than some other lenders, their low fees of 12% or less make them an attractive option for established businesses that need a business loan.
Read More... Visit
Site

4 stars
Fundia

FUNDIA

Fundia is an accredited business with the Better Business Bureau since 2015 and has an A rating. As one of the few companies in our review who provide funding for startups, and with 12 months of free consulting to help their customers effectively manage their credit lines, we think Fundia is a great option among companies offering business loans.
Read More... Visit
Site

3.5 stars
Balboa Capital

BALBOA CAPITAL

Serving customers since 1998, California-based Balboa Capital has funded nearly $5 billion in financing solutions since its inception. Though some borrowers have expressed frustration with fees and other fine-print items, Balboa's A+ rating with the Better Business Bureau and established history make them a company to consider when looking for a business loan. Read More... Visit
Site

3.5 stars
National Business Capital

NATIONAL BUSINESS CAPITAL

National Business Capital provides financing to businesses in a variety of industries and credit histories, specializing in helping those who have previously been turned down by banks and other lenders. They maintain an A+ rating with the Better Business Bureau and have a number of convincing testimonials on their website. Information on their loan terms is hard to come by, and we'd like to see more details with respect to loan amounts, eligibility requirements, and interest rates. Read More... Visit
Site

3 stars
CAN Capital

CAN CAPITAL

Georgia-based CAN Capital has been providing business loans for nearly 20 years and maintains a perfect A+ rating with the Better Business Bureau. However, interest rates aren't readily available, and our research indicates that they may be as high as 85%. We recommend that prospective borrowers make sure to calculate their APR before making a commitment to borrow from CAN Capital. Read More... Visit
Site

2.5 stars
Advanced Commercial Capital

ADVANCED COMMERCIAL CAPITAL

Advanced Commercial Capital is based in St. George, Utah and specializes in a particular type of business loan commonly known as factoring, in which a business sells its outstanding accounts receivable to a financial institution (a "factor") in order to get cash immediately. While this type of business loan may work for some established businesses, especially those with a physical inventory, Advanced Commercial Capital may not meet the needs of other types of businesses, including startups. Read More... Visit
Site

1 star
Capital Loan Hub

CAPITAL LOAN HUB

Most US-based businesses are likely to feel uncomfortable attempting to secure a loan through Capital Loan Hub. Based in the Caribbean and with no contact information other than an email address and online contact form, Capital Loan Hub serves merely as a referral service to other lenders and doesn't provide direct funding to businesses. We recommend that you consider one of the proven, trustworthy lenders that rank higher in our reviews. Read More... Visit
Site

Continued from above

Fortunately, business owners today can choose among many lenders to find the best terms and interest rates available. In addition to the old local options, small business borrowers now have much more and better choices through various lenders on the Internet that specialize in small business loans.

There are many factors that you should consider before selecting a lender for your business loan. Some of these include:

  • Loan size and rate. How much will you be allowed to borrow? What interest rates do they typically offer on loans of that size?
  • Loan application process. When applying for your business loan, can it be completed online? Is the lending process easy and straightforward?
  • Requirements for business history. Can a brand-new business take out a loan, or is there a minimum time that the business must have been in operation in order to qualify? What other verification and/or collateral is required to secure the loan?
  • BBB rating. Does the lender have an established history of good business practices?

TopConsumerReviews.com has reviewed and ranked the best Business Loan programs available today. We hope this information helps you find the best loan for your small business at an affordable rate!

Black Business Loans Up to $100,000 or More With This New Resource

Black- and women-owned businesses are among the fastest-growing segment in the small business sector. But those firms still often can't get the financing or resources they need to start up or expand their operations. Research also reveals that black ...

Published:  Sun, 18 Feb 2018 09:12:00 GMT



StreetShares, A Small Business Loan Provider For Military Veterans, Is Ready To Scale

The small business lending space has undergone a massive shift in the last decade. Where banks and credit unions once reigned supreme, fintech startups like Kabbage and OnDeck now present entrepreneurs with more financing options than ever before.

Published:  Tue, 20 Feb 2018 04:40:00 GMT



SBA loans can help make small business projects a reality

The leaders of Leff's Lucky Town in Wauwatosa and Revere's Wells Street Tavern in Delafield have been approached on a monthly basis over the years to buy other restaurants in southeastern Wisconsin. But it wasn't until they came across a historic ...

Published:  Mon, 19 Feb 2018 01:00:00 GMT



A new app says it can save you $14,000 in student loan interest costs with the spare change in your pocket

Business Insider has affiliate partnerships, so we get a share of the revenue from your purchase. The cost of higher education has only climbed over the years, so it's no surprise that millions of people turn to student loans to finance at least a portion ...

Published:  Wed, 21 Feb 2018 05:35:00 GMT



8 Reasons for Rejected Business Loan Applications

Regardless of why you want to apply for a business loan, your success is determined by how confident a lender is about your ability to make repayments. Being aware of why a business loan application was rejected can be helpful for the next time you apply ...

Published:  Sun, 18 Feb 2018 23:02:00 GMT



New state loan program hopes to build on existing successes

"Community banks are what makes Illinois business turn," Mr. Bain said. Finally Home has helped people get loans who otherwise might have fallen just short, he said. "We've been in the program about 12 years now and we have not had one default ...

Published:  Thu, 22 Feb 2018 17:26:00 GMT



8 lenders that aren't serving people of color for home loans

Across America, a troubling pattern emerges in data analyzed by Reveal from The Center for Investigative Reporting: Nearly two-thirds of mortgage lenders denied home loans for people of color at higher rates than for white people. But among the 6,600 U.S ...

Published:  Wed, 14 Feb 2018 20:05:00 GMT



PNC Bank Makes Managing Student Debt Easier With A New Education Refinance Loan

"PNC's refinance loan helps borrowers better manage their education debt ... organized around its customers and communities for strong relationships and local delivery of retail and business banking including a full range of lending products; specialized ...

Published:  Thu, 22 Feb 2018 05:27:00 GMT



SBA Approves Over $1 Billion in Disaster Loans In Puerto Rico

WASHINGTON, Feb. 22, 2018 /PRNewswire-USNewswire/ -- The U.S. Small Business Administration announced that more than $1 billion in low-interest disaster loans has been approved for 28,106 Puerto Rico residents and businesses recovering in the aftermath of ...

Published:  Thu, 22 Feb 2018 05:30:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure