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      November 19, 2019

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Business Loans

  1. Funding Circle
  2. LendingClub
  3. LendingTree
  4. Kabbage
  5. Balboa Capital
  6. Nat Business Capital
  7. CAN Capital
  8. Advanced Comm Capital
  9. Capital Loan Hub

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Best Business Loans Better Business Bureau Reliability Seal

Best Business Loans

With all the difficulties in today's economy, many people are choosing to open their own business instead of working for a traditional employer. Whether you're just starting your business, expanding your already-established business, or even hanging out a shingle as an online company, it's likely that at some point you'll need a business loan to successfully meet your customer's needs and your business goals.

In the past, small business owners relied heavily on traditional brick-and-mortar banks in order to finance their business loans. Often that meant that borrowers had to rely on their own reputation and relationship with their local bank. Getting the lowest possible interest rate was also more challenging, since there were few lending options from which to choose.

Continue reading below reviews

Best Reviews

2019

Business Loan Reviews

5 stars
On Deck

ON DECKTopConsumerReviews.com Best-In-Class Blue Ribbon Award

In business since 2007, OnDeck specializes in providing short- and long-term business loans and lines of credit, and has helped more than 50,000 small businesses access the funds they need to grow. For businesses looking to borrow funds with extremely competitive rates, OnDeck is an excellent choice. They earn our highest rating.
Read More... Visit
Site

4.5 stars
Funding Circle

FUNDING CIRCLE

Started by small business owners in response to their own frustrations with securing business loans to grow their company, Funding Circle uses peer-to-peer lending to fund small business loans. With no hidden fees, clear interest rates, and an A+ rating as an accredited business with the Better Business Bureau, Funding Circle is a great choice for people seeking business loans. Read More... Visit
Site

4.5 stars
LendingClub

LENDINGCLUB

LendingClub is a trusted lender for those seeking business loans from $5,000 to $300,000. With very competitive interest rates and an uncomplicated application process, LendingClub is an excellent choice for business owners who need a loan to grow their company.
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Site

4 stars
LendingTree

LENDINGTREE

For business owners who want to see a number of possible loan sources in one place, LendingTree is a good site to use. They also offer helpful information about different types of loans: what purpose they serve, the positives and negatives of each loan type, and so on. LendingTree is not a lender but provides business owners a list of legitimate companies willing to lend money saving people significant time and effort in the process of borrowing money. Read More... Visit
Site

4 stars
Kabbage

KABBAGE

Kabbage uses a unique verification system for businesses looking to qualify for a business loan, making the application process incredibly quick and access to funds almost immediate. While their requirements make them unsuitable for startups, and their total loan amount is smaller than some other lenders, their low fees of 12% or less make them an attractive option for established businesses that need a business loan.
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Site

3.5 stars
Balboa Capital

BALBOA CAPITAL

Serving customers since 1998, California-based Balboa Capital has funded nearly $5 billion in financing solutions since its inception. Though some borrowers have expressed frustration with fees and other fine-print items, Balboa's A+ rating with the Better Business Bureau and established history make them a company to consider when looking for a business loan. Read More... Visit
Site

3.5 stars
National Business Capital

NATIONAL BUSINESS CAPITAL

National Business Capital provides financing to businesses in a variety of industries and credit histories, specializing in helping those who have previously been turned down by banks and other lenders. They maintain an A+ rating with the Better Business Bureau and have a number of convincing testimonials on their website. Information on their loan terms is hard to come by, and we'd like to see more details with respect to loan amounts, eligibility requirements, and interest rates. Read More... Visit
Site

3 stars
CAN Capital

CAN CAPITAL

Georgia-based CAN Capital has been providing business loans for nearly 20 years and maintains a perfect A+ rating with the Better Business Bureau. However, interest rates aren't readily available, and our research indicates that they may be as high as 85%. We recommend that prospective borrowers make sure to calculate their APR before making a commitment to borrow from CAN Capital. Read More... Visit
Site

2.5 stars
Advanced Commercial Capital

ADVANCED COMMERCIAL CAPITAL

Advanced Commercial Capital is based in St. George, Utah and specializes in a particular type of business loan commonly known as factoring, in which a business sells its outstanding accounts receivable to a financial institution (a "factor") in order to get cash immediately. While this type of business loan may work for some established businesses, especially those with a physical inventory, Advanced Commercial Capital may not meet the needs of other types of businesses, including startups. Read More... Visit
Site

1 star
Capital Loan Hub

CAPITAL LOAN HUB

Most US-based businesses are likely to feel uncomfortable attempting to secure a loan through Capital Loan Hub. Based in the Caribbean and with no contact information other than an email address and online contact form, Capital Loan Hub serves merely as a referral service to other lenders and doesn't provide direct funding to businesses. We recommend that you consider one of the proven, trustworthy lenders that rank higher in our reviews. Read More... Visit
Site

Continued from above

Fortunately, business owners today can choose among many lenders to find the best terms and interest rates available. In addition to the old local options, small business borrowers now have much more and better choices through various lenders on the Internet that specialize in small business loans.

There are many factors that you should consider before selecting a lender for your business loan. Some of these include:

  • Loan size and rate. How much will you be allowed to borrow? What interest rates do they typically offer on loans of that size?
  • Loan application process. When applying for your business loan, can it be completed online? Is the lending process easy and straightforward?
  • Requirements for business history. Can a brand-new business take out a loan, or is there a minimum time that the business must have been in operation in order to qualify? What other verification and/or collateral is required to secure the loan?
  • BBB rating. Does the lender have an established history of good business practices?

TopConsumerReviews.com has reviewed and ranked the best Business Loan programs available today. We hope this information helps you find the best loan for your small business at an affordable rate!

Big Banks' Small Business Loan Approvals Continue to Climb with No Slowdown in Sight

Strength seen in lending by big banks, small banks, and institutional investors in October 2019 The approval percentage for small business loan applications at big banks ($10 billion+ in assets) ...

Published:  Fri, 15 Nov 2019 10:10:00 GMT



Deadline approaching for SBA Working Capital Loans

atlanta - The U.S. Small Business Administration is reminding small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations that ...

Published:  Mon, 18 Nov 2019 00:31:00 GMT



Big Banks' Small Business Loan Approvals Hit New Record in October, According to Biz2Credit Small Business Lending Indexa™

NEW YORK, Nov. 12, 2019 (GLOBE NEWSWIRE) -- The approval percentage for small business loan applications at big banks ($10 billion+ in assets) inched up one-tenth of a percent to reach 28% for the ...

Published:  Tue, 12 Nov 2019 16:35:00 GMT



How to obtain a business loan if you have bad credit

If you are starting a business, it's likely you'll need business loans or personal lines of credit to set things off. However, if you have a bad credit score, perhaps due to missed mortgage or credit ...

Published:  Tue, 12 Nov 2019 16:09:00 GMT



Banks shift focus in small business as loan growth slows

More community banks are adding deposit products and fee-generating services targeted at small businesses. Those efforts are coming at a time when small-business loan growth is decelerating and as ...

Published:  Wed, 13 Nov 2019 18:37:00 GMT



Federal Reserve Bank of New York: Demand for Small Dollar Business Loans is High But Key Sectors Struggle to Secure Bank Financing

The Federal Reserve Bank of New York has published a presentation on Small Business Credit. The document indicates that small business optimism is near a 15 year high and demand for small-dollar loans ...

Published:  Wed, 13 Nov 2019 01:11:00 GMT



Senate Legislation Would Exempt Veterans From Business Loan Cap

(Source: Shutterstock) Two senators-one Republican and one Democrat-on Tuesday introduced legislation that would exclude loans to veterans from the credit union Member Business Loan cap. Sens. Dan ...

Published:  Wed, 13 Nov 2019 08:32:00 GMT



Bank of Italy seeking data on performance of bad loan deals -sources

MILAN, Nov 15 (Reuters) - The Bank of Italy has been collecting data on how efficiently the unpaid loans sold off by banks are being recouped, reflecting concerns about slow progress and the potential ...

Published:  Fri, 15 Nov 2019 05:02:00 GMT



Business Monday: Judge wary of St. Regis play on Aspen Club

An auction would be triggered if another suitor placed a bid of at least 110% of the original purchase price, according to the proposal. GPIF Aspen Club, which acquired FirstBank's loan to the club, ...

Published:  Sun, 17 Nov 2019 23:02:00 GMT



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