Best Reviews TopConsumerReviews.com Best Car Title Loans Best Reviews
Best Reviews
      June 1, 2020

Home  >  Car Title Loans  >  Max Cash Title Loans vs Auto Cash USA

Best Car

Title Loans

  1. Loan Mart
  2. Auto Cash USA
  3. 1 800 Car Title
  4. Loan Auto Title

Your Information Is Secure
Worry Free Car Care Manual Newsletter

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!

Latest Reviews

Bad Credit Loans

Buying Gold

College Textbooks

Investment Newsletters

MCAT Test Prep

Photo Books

Photo Cards

Salsa Clubs

Slipcovers

Structured Settlement Buyers

 

Individual Reviews

Max Cash Title Loans

Loan Mart

Auto Cash USA

1 800 Car Title

Loan Auto Title

 

Our professional reviewers evaluate products and services independently, but Top Consumer Reviews may earn money when you click on the links on our pages. Learn more.

Better Business Bureau Reliability Seal

Max Cash Title Loans vs Auto Cash USA

Best Car Title Loan Providers

To help you find the Best Car Title Loans, TopConsumerReviews.com provides you with an in-depth comparison of Max Cash Title Loans and Auto Cash USA.

To see ALL of our reviews for the Best Car Title Loans, please Click Here

Car title loans help millions of people to quickly access cash in times of need. In today's economy, not everyone is fortunate enough to have money in savings or a generous friend or relative from whom to borrow. When unexpected bills arise, such as an expensive car repair or visit to the emergency room, it can be challenging to find the funds to pay them. Car title loans use your vehicle's title as collateral for a short-term loan, while still allowing you full use of the car for all of your everyday needs. When you repay the loan, the title is returned to you, hassle-free.

Why do some people choose car title loans over other ways to borrow money? First, most car title loans are available to customers who don't have high credit scores. Also, the amount of an car title loan is based on the value of the vehicle, so some car owners can get more money than with other types of loans, if they have a car that's worth more.

Continue reading below reviews

Best Reviews

2020

Car Title Loan Reviews

5 stars
Max Cash Title Loans

MAX CASH TITLE LOANS

Visit Site

Fees:

Interest rates from 52% to 300% APR (96% APR on average)

Additional fees depending on the state and selected lender

TopConsumerReviews.com Best-In-Class Blue Ribbon Award Max Cash Title Loans wants to make it as simple as possible for you to get the cash you need in a hurry. Customers can receive their money in as little as one business day from the time their application is completed, although some customers have had to wait as long as 72 hours to get their funds after providing documentation via email or fax.

Max Cash Title Loan has the largest service area of any car title lender in our review. They can accept applications in all states except New York.

The car title loan application is a simple online process. As a car title loan referral service, Max Cash will pair you with a lender. That means that, once matched, you may need to disclose additional detailed information directly with them.

Once your car title loan application is approved, in order to get your funds, you may need some or all of the following:

  • Government-issued photo ID
  • Free and clean car title
  • Three references (not relatives)
  • Insurance (required by some states)
  • Social Security card or a document showing your name and SSN

As with most car title loans, the rates offered through Max Cash's lender partners are high compared with other types of personal loans. Car title loan rates can range anywhere from 52% APR to 300% APR, with an average APR of 96% across borrowers. We appreciate that Max Cash Title Loan encourages borrowers to pay off their loans as soon as possible, in order to avoid paying so much money in interest.

Another area where Max Cash stands out from other car title loan providers is in their solid reputation. After some investigation, we learned that Max Cash is a part of TMG Loan Processing - a company with many satisfied reviews from borrowers. We discovered that TMG is extremely responsive, transparent, and helpful with their customers. This is reassuring in a market where some of their competition have been fined for illegal or deceptive practices.

We also discovered that Max Cash thoroughly vets and approves the lenders with whom they partner. They try to utilize their loan volumes to achieve better interest rates and quality service for their customers.

With a great reputation and wide service area, Max Cash Title Loans stands out fom other car title loan providers. We think you'll find the loan experience with Max Cash to be honest, easy to understand, and dependable. They earn our highest rating.

Visit Site
3 stars
Auto Cash USA

AUTO CASH USA

Visit Site

Fees:

Interest rates from 36% to 360% APR

Fees depend on individual licensed vendors

Auto Cash USA uses a nationwide network of licensed vendors to provide title loans. Their application process is fast, with approvals possible in less than 30 minutes. The maximum loan provided by Auto Cash USA's vendors is $15,000.

To begin the process, you can fill out the online title loan inquiry form and get a call back from one of Auto Cash USA's licensed vendors in your area. You will then need to visit a location in person, to present your vehicle for inspection, your clean car title, your driver's license or other state ID card, and proof of your income.

Auto Cash USA does disclose that their interest rates range from 36% to an astounding 360% APR. For more specific information, customers must get in contact with a licensed vendor, either by completing the online inquiry form or by contacting a vendor directly from the list of locations provided by Auto Cash USA. We would have liked to see more detailed information, even if just a ballpark estimate, regarding application fees and any others that borrowers should expect during the loan process.

One positive for Auto Cash USA is an A+ rating with the Better Business Bureau. Many car title loan companies do not have a good track record with the BBB, so it was a pleasant surprise to find one that does.

In general, Auto Cash USA is worth considering for your title loan, especially with such a broad network of lenders throughout the country. However we would like to see them add more specific information on their fees and other costs.

Visit Site

Continued from above

However, car title loans have some disadvantages that you should consider. The main caveat is that if you do not repay the loan, you will lose your car as the lender will effectively be the new owner. This can jeopardize your ability to get to work, school, or other important destinations. Equally disadvantageous are the high interest rates charged by most car title lenders. Obviously, car title loans are a last-resort way to borrow money, given the high fees and the risk of losing your vehicle.

Still, being able to get the cash you need to pay overdue bills or for other pressing needs is important. When evaluating different car title loans, make sure to keep in mind the following:

  • Loan Amount. How much money do you need? A variety of loan amounts are offered by different lenders, and most have a minimum amount that you'll need to borrow.
  • Service Fees and Interest Rates. Will you be charged anything for processing the loan? What are the interest rates typically charged by the lender?
  • Convenience. Is the application process 100% online, or will you need to fax in any required documents? How quickly will the funds be transferred to your account?

TopConsumerReviews.com has reviewed and ranked the best Car Title loans available today. We hope these reviews help you find the right title loan for your short-term financial needs!

Gold mine of 0% auto loans aims to rev up sales

According to Edmunds, 0% finance deals accounted for 25.8% of financed purchases in April. "It's a buyer's market," said Jessica Caldwell, of Edmunds. "And while there aren't a lot of buyers right now ...

Published:  Mon, 25 May 2020 11:04:00 GMT



Can You Get a Personal Loan With No Credit Check?

Getting a personal loan with bad credit can be tough. Lenders and creditors usually require a credit check before you can borrow money, and if you have poor credit or no credit, you may be denied.

Published:  Thu, 28 May 2020 21:00:00 GMT



Online Title Loan Providers Affected By COVID-19

CarTitleLoanLenders USA, which is based in Newport Beach, California, recently published an article exploring COVID-19 is affecting financial aid providers across the country. The outbreak is forcing ...

Published:  Wed, 27 May 2020 10:29:00 GMT



Great News! Maruti Suzuki Alto, Swift, Dzire and more at an EMI of just Rs 899: Here's how

HDFC Bank and Maruti Suzuki?s new finance schemes can help you acquire a brand new car more easily with flexible EMI plans, step up balloon schemes, extremely low EMIs of just Rs 899, 100% on-road ...

Published:  Thu, 28 May 2020 04:58:28 GMT



Why Installments Loan Is A Savior In Cash Crunch?

People don't have an idea when bad luck can strike and make them suffer from a cash crunch. Not only the destiny but the spendthrift lifestyle of ...

Published:  Fri, 22 May 2020 01:15:00 GMT



Cities, Lenders Resume Battle Over High-Interest Loans

Installment lenders are battling Liberty in court and in the Missouri legislature over new regulations designed to curb high-interest lending.

Published:  Thu, 28 May 2020 04:06:00 GMT



Tips on how to afford the car of your dreams

Having a dream car is something that a lot of people desire. Unfortunately, the reality is that you cannot afford it in the short-run.

Published:  Wed, 27 May 2020 14:25:00 GMT



3 practical sources of business financing

In the middle of the coronavirus disease 2019 (Covid-19) pandemic, it has become a trend for businesses, even those in the essentials category, to manage their finances more efficiently to survive.

Published:  Fri, 29 May 2020 09:34:04 GMT



Federal Title Introduces REALSafea™ Contactless Real Estate Closing Solutions

The new contactless closing solutions are a safer alternative to help real estate agents, borrowers and sellers maintain a safe social distance throughout the real estate closing process.

Published:  Tue, 19 May 2020 08:19:00 GMT



Malaysia auto sales drop 99% on coronavirus lockdown

Customers have been slow to return, and banks are applying stricter credit checks to auto loans. Sales volume this month will be much higher than in April but far lower than typical monthly levels ...

Published:  Thu, 28 May 2020 07:32:00 GMT



Share Us!   

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure