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Car Title Loan Reviews

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MAX CASH TITLE LOANS

Max Cash Title Loans is a referral service that helps customers find car title loans with licensed lenders/brokers. They enjoy a solid reputation and the ability to deliver funds in as little as one business day. Max Cash can help borrowers in every state except New York, and they are our top pick for car title loans.

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LOAN MART

LoanMart has a respectable "A" rating with the Better Business Bureau as an auto title lender, and a website that provides a good deal of information consumers should know when getting an car title loan. However, LoanMart currently only serves customers in the states of CA, AZ, NM, UT, MO, IL, AL, SD, and WI.

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AUTO CASH USA

Auto Cash USA offers title loans through a network of licensed vendors throughout the United States and Puerto Rico. Their loan process is less convenient than others, requiring you to deliver documents and bring your vehicle to one of those vendors for inspection prior to approval. Their interest rates are also extremely high. But, an A+ rating with the Better Business Bureau makes Auto Cash USA worth considering.

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1 800 CAR TITLE

In business since 2001, 1 800 Car Title has helped hundreds of thousands of customers to get fast cash through their car title loans. They are fully licensed or registered, and in good standing, in every state in which they lend. However, their C- rating with the Better Business Bureau, along with a hefty fine issued by the CFPB for illegal debt collection tactics, raise concerns with using their car title loan service.

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LOAN AUTO TITLE

Loan Auto Title has a visually appealing website and good information about auto titles. However, with no disclosure whatsoever regarding interest rates and questionable affiliations with other poorly-rated websites, we can't recommend that you use Loan Auto Title for your loan.

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Car Title Loans

Car title loans help millions of people to quickly access cash in times of need. In today's economy, not everyone is fortunate enough to have money in savings or a generous friend or relative from whom to borrow. When unexpected bills arise, such as an expensive car repair or visit to the emergency room, it can be challenging to find the funds to pay them. Car title loans use your vehicle's title as collateral for a short-term loan, while still allowing you full use of the car for all of your everyday needs. When you repay the loan, the title is returned to you, hassle-free.

Why do some people choose car title loans over other ways to borrow money? First, most car title loans are available to customers who don't have high credit scores. Also, the amount of an car title loan is based on the value of the vehicle, so some car owners can get more money than with other types of loans, if they have a car that's worth more.

However, car title loans have some disadvantages that you should consider. The main caveat is that if you do not repay the loan, you will lose your car as the lender will effectively be the new owner. This can jeopardize your ability to get to work, school, or other important destinations. Equally disadvantageous are the high interest rates charged by most car title lenders. Obviously, car title loans are a last-resort way to borrow money, given the high fees and the risk of losing your vehicle.

Still, being able to get the cash you need to pay overdue bills or for other pressing needs is important. When evaluating different car title loans, make sure to keep in mind the following:

  • Loan Amount. How much money do you need? A variety of loan amounts are offered by different lenders, and most have a minimum amount that you'll need to borrow.
  • Service Fees and Interest Rates. Will you be charged anything for processing the loan? What are the interest rates typically charged by the lender?
  • Convenience. Is the application process 100% online, or will you need to fax in any required documents? How quickly will the funds be transferred to your account?

TopConsumerReviews.com has reviewed and ranked the best Car Title loans available today. We hope these reviews help you find the right title loan for your short-term financial needs!



Car Title Loans In The News

What Do I Need to Apply for a Car Title Loan

If you find yourself in a financial pinch and need cash fast, you might be wondering what types of loans you can. It can be a stressful experience to apply for any type of loan. It can be even more st...

Published:  Fri, 15 Feb 2019 22:19:00 GMT



Benefits and Realities of Borrowing with TNL Car Title Loans

Wondering what a car title loan is Well, car title is just as the name suggests. You provide your car title as collateral to the lender for a loan. That being said, not all car title loans are the sa...

Published:  Tue, 05 Feb 2019 09:51:00 GMT



CFPB Proposes Revisions to Final Payday/Auto Title/High-Rate Installment Loan Rule

The Consumer Financial Protection Bureau (CFPB) has issued highly anticipated proposed revisions to its final payday/auto title/high-rate installment loan rule that would rescind the rule's ability-to ...

Published:  Mon, 11 Feb 2019 13:49:00 GMT



Consumer protection bureau to revise requirements for payday, single-payment vehicle title loans

WASHINGTON, D.C. - The Consumer Financial Protection Bureau has announced a proposal to take away sections of its "Payday, Vehicle Title and Certain High-Cost Installment Loans" rule that ...

Published:  Mon, 11 Feb 2019 11:46:00 GMT



Late Car Payments In America Reach Record High

The situation may worsen with the Trump administration's Consumer Financial Protection Bureau announcing recently that it wants to scale back a regulation on vehicle title and payday loans that ...

Published:  Sat, 16 Feb 2019 05:20:00 GMT



CFPB Proposal on Payday and Auto Title Loan Rule Guts Essential Protections

AUSTIN, Texas - Texas Fair Lending Alliance members are dismayed by today's action of the new Consumer Financial Protection Bureau (CFPB) director, Kathy Kraninger, removing essential protections from ...

Published:  Wed, 06 Feb 2019 14:30:00 GMT



Arizona title loans: Everything you need to know

Car title loans are popular among borrowers who have bad credit scores or people who are in need of urgent cash - the city of Chicago, Baltimore, and NYC need cash but there is not any car loans to be ...

Published:  Fri, 04 Jan 2019 04:52:00 GMT




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