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      November 15, 2018

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Cash Advances Offer Fast Cash When You Need It

Fast Cash Cash Advances vs Traditional Loans

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Tips for Getting and Repaying a Cash Advance

 

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Fast Cash Cash Advances vs. Traditional Loans

Although cash advances are somewhat like traditional loans in certain respects, there are many differences than similarities between the two. Like conventional loans, cash advances must be repaid according to the agreed upon terms but, seemingly, this is where the likeness ends.

When you think about a conventional loan, you probably think about a lengthy and detailed application, along with a complete review of your financial status and credit history. Following that, a lender will review the application and decide whether or not to approve the loan within several days. Cash advances, on the other hand, offer applications that typically take less than 5 minutes of your time, offer fast results and equally fast cash. In addition, the majority of payday lenders do not review your credit file, which means that an absent, limited or poor credit history will not likely hinder your ability to qualify for cash advances. In most cases, the funds from cash advances are transferred into your bank account within 24 hours.

When it comes to fees, the costs associated with cash advances are often more expensive than conventional loans. Cash advances often include the actual loan amount plus a fee based on the same. Most lenders charge anywhere from $10.00 to $30.00 per $100.00 loaned. In most cases, cash advances are available in amounts up to and including $1,500.00. Conventional loans, on the other hand, are issued with a preset interest rate and no additional fees. Without a maximum loan amount, conventional loans often provide for larger funding.

If you are trying to choose between a conventional loan and cash advances, your first consideration should be the amount of money that you need to borrow. If you need $1,500.00 or less and need this amount on a temporary basis and you have the ability to repay it quickly, cash advances may be the answer you need. If you need fast cash, payday lenders specialize in these types of loan requests.

When applying for cash advances, you will need a checking account, a regular job with steady income and you must be at least 18 years of age. When you apply for a conventional loan, you will still need a job with regular income and be at least 18 years of age, but you may also need collateral for the loan. Depending on the amount requested, you may be asked to provide tax returns, proof of assets and a host of information relating to your current net worth. When it comes to cash advances, your paycheck is your credit and no other collateral is needed to secure the loan.

The type of loan that you ultimately request will depend on a number of factors, including the desired loan amount, current income, ability to repay and the desire to repay it quickly or in payments. Most borrowers request cash advances for emergency purposes, including car and home repairs, doctor visits or simply when they need additional cash to carry them over until the next paycheck.

Stripe is testing cash advances, following Square and PayPal's moves into business finance

Stripe, the fast-growing payments startup that is now worth over $9 billion, is working on a new product to help it fill out some of the gaps in its product suite as it bids to become the go-to financ...

Published:  Mon, 24 Sep 2018 10:53:00 GMT



Cash advance store robbed in Taylorville

Taylorville police are looking for two men who robbed a cash advance store on Wednesday. Police were called to the Cash Store, 119 W. Park St., around noon. An employee said two men entered the store ...

Published:  Wed, 19 Sep 2018 16:40:00 GMT



SEC alleges Hallandale cash advance firm defrauded 3,400 investors out of $287 million

The U.S. Securities and Exchange Commission has filed civil charges against 1 Global Capital of Hallandale Beach and ex-CEO Carl Ruderman for allegedly defrauding at least 3,400 retail investors out o...

Published:  Thu, 30 Aug 2018 08:43:00 GMT



Coinbase May Be Refunding Credit Card Cash Advance Fees On Cryptocurrency Purchases

Credit card companies look to reduce their exposure to the crypto market by classifying cryptocurrency purchases as cash advances. Cash advance classification could lead to further declines in demand ...

Published:  Wed, 14 Feb 2018 12:05:00 GMT



COA flags delayed liquidation, excess cash advances of 33 OVP personnel in 2017

The Commission on Audit (COA) has called out the Office of the Vice President (OVP) for the delayed submission of travel liquidation reports and excess cash advances worth P465,767.17 made by 33 of it...

Published:  Fri, 29 Jun 2018 16:52:00 GMT



COA questions OVP's delayed liquidation, cash advances

Metro Manila (CNN Philippines, June 30) - The Commission on Audit (COA) flagged the Office of the Vice President (OVP) for failing to liquidate the travel expenses made its personnel last year within ...

Published:  Fri, 29 Jun 2018 23:07:00 GMT



Benefits Of Cash Advance

Cash advance Las Vegas is a service provided by credit cards and card issuers. Cash advance is an amount of cash that you borrow against your credit card. Some of the advantages that you can get from ...

Published:  Fri, 20 Jul 2018 05:19:00 GMT



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