Best Reviews TopConsumerReviews.com Best Cash Advances Best Reviews
Best Reviews
      January 17, 2019

Home  >  Cash Advance  >  Cash Net USA vs My Payday Loan

Best

Cash Advances

  1. Cash Advance
  2. Ace Cash Express
  3. Cash Corner
  4. Honest Loans
  5. Payday Loan Today
  6. Helping Hand Adv
  7. Cash Central
  8. Cash Net USA
  9. My Payday Loan
  10. Securaloan
  11. Large Cash Loans

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!
  • Compare

Your Information Is Secure
Personal Loan Tips Newsletter

Latest Reviews

Bunk Beds

Charm Bracelets

Dating Sites

Eczema

Flower Delivery

Fruit Baskets

Guitar Lessons

Hair Loss

Menopause Relief

Online Stock Brokers

Watches

 

Individual Reviews

Trusted Payday

Cash Advance

ACE Cash Express

Cash Corner

Honest Loans

Payday Loan Today

Helping Hand Advances

Cash Central

Cash Net USA

My Payday Loan

Securaloan

Large Cash Loans

 

Related Articles

Cash Advances Offer Fast Cash When You Need It

Fast Cash Cash Advances vs Traditional Loans

Cash Advance FAQ

The Benefits of Cash Advances

Applying for Cash Advances Online

How to Find Lenders Specializing in Cash Advances

Reasons Why You May Need a Cash Advance

Cash Advances and Your Credit

Tips for Getting and Repaying a Cash Advance

 

Our professional reviewers evaluate products and services independently, but Top Consumer Reviews may earn money when you click on the links on our pages. Learn more.

Better Business Bureau Reliability Seal

Cash Net USA vs My Payday Loan

Best Cash Advance Companies

To help you find the Best Cash Advances, TopConsumerReviews.com provides you with an in-depth comparison of Cash Net USA and My Payday Loan.

To see ALL of our reviews for the Best Cash Advances, please Click Here

Cash advances provide a much-needed service to millions of people. There are many times when short-term debts outrun the ability to pay. In times like this, a cash advance (a loan against a future paycheck) can provide the cash necessary to meet those needs.

The advantages of cash advances are many. Often they don't require a credit check from the major three credit bureaus. The best cash advances offer amounts that can range from a few hundred dollars to $1,000. And you receive your loan very quickly; sometimes as soon as tomorrow.

Continue reading below reviews

Best Reviews

2019

Cash Advance Reviews

2 stars
Cash Net USA

CASH NET USA Visit Site

Loan:

From $100 to $1,000

Cost:

APR of 299%

Cash Net USA started in 2004 and was later acquired by pay day loan powerhouse, Cash America. Cash Net USA provides cash advances in 30 States. The loan amounts typically run between $100 and $1,000.

The benefit of dealing with Cash Net USA is that cash advance applications received before until 9pm EST are funded the next business day. So for those in serious need of some extra money, Cash Net USA may help. Another positive is that this company doesn't run a credit check to determine eligibility. They only ask that an applicant be at least 18 years of age, have been employed for at least 1 month, be a U.S. citizen or permanent resident, and have an open checking account.

The process of applying for a cash advance from Cash Net USA is quick and easy. Customers must first input contact details, employment information, and bank account numbers. Cash advance approval occurs instantly at Cash Net USA. They typically anticipate that you'll pay back your loan at your next paycheck date.

Although Cash Net USA states they're a member of both the Better Business Bureau and CFSA member (a payday advance organization), in our research we found that they currently have an F rating with the BBB. In 2015 they also received an order from the Commissioner of Business Oversight of the State of California, forfeiting all charges due to violations with the California Financial Code.

Cash Net USA provides an easy way for you to apply for a cash advance, and quick funding of your loan. However, questions remain about their business practices. We hope they're able to make the necessary changes to become a more highly rated cash advance provider in the future.

Visit Site

2 stars
My Payday Loan

MY PAYDAY LOAN Visit Site

Loan:

$200 - $600 for first time customers

Up to $1,000 for returning customers

Cost:

Varies based on your state and the length of the loan

While at first glance the website at My Payday Loan may not look as professional as some other cash advance lenders we've reviewed, the fact is that they offer a reliable cash advance application process and fast delivery of your approved funds - as long as you apply during their normal business hours.

It takes no time at all to complete the online cash advance application at My Payday Loan. If you complete the application within their business hours (9am - 6pm est M-F), you can be approved within minutes. However, if you complete your application outside of these hours, you may not hear back on your status until the following day.

If your cash advance application is approved by 5pm est, you will receive your funds electronically deposited into your checking account the following business day. Of course, this means that if you complete your loan application outside of their business hours, you may not receive your funds until 48 hours after you complete your application. This can result in a frustrating delay if you need access to your funds more quickly than that.

As part of the cash advance application process, My Payday Loan requests you to submit references and their phone numbers. They state that they verify all references before approving your loan, however they do not disclose the name of their company or the nature of your loan. It's important, though, to provide valid phone numbers with your references.

We wish My Payday Loan was more flexible in order to accommodate customers who apply for a cash advance outside of normal business hours. Their insistence on contacting references also may also give some people pause - however they do keep your personal information safe and confidential.

Visit Site

Continued from above

Drawbacks? Cash advances typically charge service fees that are greater than traditional loans. These service fees can range from $10 to $30 per $100 loaned, and sometimes even more. Many states have regulations stipulating the amount of service fees that can be charged. Obviously, the best cash advances are meant to address quick cash needs, and should not be used as a long-term solution.

Still, in order to meet short-term obligations, cash advances can provide a fast and easy solution. When evaluating different cash advances, there are certain factors you want to consider. Some of these include:

  • Loan Amount.  How much money do you need? A variety of loan amounts are offered by different lenders.
  • Service Fees.  Look for companies that state their fees up front or guarantee lowest fees.
  • Convenience.  Can your application be processed entirely online, or will you need to fax in documents? How quick will the money be deposited to you?

TopConsumerReviews.com has reviewed and ranked the best cash advances available today. We hope these reviews help you meet your short-term financial needs!

Sichenzia Ross Ference LLP Launches Merchant Cash Advance Practice Group

NEW YORK, Jan. 15, 2019 (GLOBE NEWSWIRE) -- Sichenzia Ross Ference ("SRF" ), a leading securities and corporate law firm, today announced that the firm has launched a specialty practice group ...

Published:  Tue, 15 Jan 2019 05:45:00 GMT



Callidus Capital Announces Receipt of Advance Ruling Certificate to Sell Commodity Business of C&C Resources in Significant All-Cash Transaction

TORONTO, Jan. 14, 2019 /CNW/ - Callidus Capital Corporation ("Callidus" or the "Company") (TSX:CBL) today announced that an advance ruling certificate under section 102 of the Competition Act has ...

Published:  Mon, 14 Jan 2019 14:46:00 GMT



Grewal: Philly cash advance-backer sold unregistered securities in NJ

The Philadelphia, Pa.-based Complete Business Solutions Group sold $8 million of unregistered securities to 29 New Jersey investors and must immediately discontinue those business dealings in the stat...

Published:  Thu, 27 Dec 2018 12:44:00 GMT



Suspect in cash-advance store robberies now formally charged

OTTAWA COUNTY, Mich. - The suspect in at least some of the recent cash-advance store robberies in West Michigan now stands formally charged. Ottawa County Sheriff's Captain Mark Bennett tells FOX 17 t...

Published:  Thu, 20 Dec 2018 13:34:00 GMT



Police investigating gunpoint robbery at Lincoln cash advance

An armed robber held up the Paycheck Advance at 44th Street and Cornhusker Highway last Friday evening, a Lincoln police spokeswoman said Wednesday. The man walked in at 7:30 p.m., pointed a handgun a...

Published:  Wed, 05 Dec 2018 09:18:00 GMT



SA start-up offers Airbnb hosts cash advance

By Sibahle Malinga, ITWeb journalist. Launched recently, AirAdvance offers the home-sharing platform's hosts access to capital, using their confirmed Airbnb future bookings as collateral for a cash ad...

Published:  Mon, 05 Nov 2018 03:13:00 GMT



Sibanye offers cash advance to eligible mineworkers to ease strike's financial impact

The cash advance will be available to all category 4-8 employees, miners, artisans and officials in the bargaining unit who are at work. Amid an ongoing strike at its South African gold operations, Si...

Published:  Thu, 13 Dec 2018 21:01:00 GMT



CA declares another high-ranking exec liable for illegal cash advances

THE Court of Appeals (CA) has denied the petition filed by a high-ranking official of the Philippine Coast Guard (PCG) seeking to stop his prosecution for his alleged involvement in the anomalous util...

Published:  Sun, 09 Dec 2018 08:23:00 GMT



California Asks Insurance Companies To Give Camp Fire Evacuees Cash Advance

Some homeowners who lost everything in California's wildfires may get money faster than normal from insurance companies. Insurance Commissioner Dave Jones says he is asking insurers to give them an ad...

Published:  Wed, 21 Nov 2018 08:48:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure