Best Reviews TopConsumerReviews.com Best Cash Advances Best Reviews
Best Reviews
      June 25, 2019

Home  >  Cash Advance  >  Helping Hand Advances vs My Payday Loan

Best

Cash Advances

  1. Cash Advance
  2. Ace Cash Express
  3. Cash Corner
  4. Honest Loans
  5. Payday Loan Today
  6. Helping Hand Adv
  7. Cash Central
  8. Cash Net USA
  9. My Payday Loan
  10. Securaloan
  11. Large Cash Loans

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!
  • Compare

Your Information Is Secure
Personal Loan Tips Newsletter

Latest Reviews

Cruise Vacations

Dental insurance

Government Grants

Learn to Read Programs

Menopause Relief

Online Fitness

Paid Surveys

Personal Trainers

Pet Meds

Wedding Planning Guides

 

Individual Reviews

Trusted Payday

Cash Advance

ACE Cash Express

Cash Corner

Honest Loans

Payday Loan Today

Helping Hand Advances

Cash Central

Cash Net USA

My Payday Loan

Securaloan

Large Cash Loans

 

Related Articles

Cash Advances Offer Fast Cash When You Need It

Fast Cash Cash Advances vs Traditional Loans

Cash Advance FAQ

The Benefits of Cash Advances

Applying for Cash Advances Online

How to Find Lenders Specializing in Cash Advances

Reasons Why You May Need a Cash Advance

Cash Advances and Your Credit

Tips for Getting and Repaying a Cash Advance

 

Our professional reviewers evaluate products and services independently, but Top Consumer Reviews may earn money when you click on the links on our pages. Learn more.

Better Business Bureau Reliability Seal

Helping Hand Advances vs My Payday Loan

Best Cash Advance Companies

To help you find the Best Cash Advances, TopConsumerReviews.com provides you with an in-depth comparison of Helping Hand Advances and My Payday Loan.

To see ALL of our reviews for the Best Cash Advances, please Click Here

Cash advances provide a much-needed service to millions of people. There are many times when short-term debts outrun the ability to pay. In times like this, a cash advance (a loan against a future paycheck) can provide the cash necessary to meet those needs.

The advantages of cash advances are many. Often they don't require a credit check from the major three credit bureaus. The best cash advances offer amounts that can range from a few hundred dollars to $1,000. And you receive your loan very quickly; sometimes as soon as tomorrow.

Continue reading below reviews

Best Reviews

2019

Cash Advance Reviews

3 stars
Helping Hand Advances

HELPING HAND ADVANCES Visit Site

Loan:

$100 - $1,000 for first time customers

Cost:

Varies based on your state and the length of the loan

Helping Hand Advances provides convenient temporary solutions to people that run into a financial bind. To request a cash advance of up to $1,000 you simply apply online using their customer friendly website and answer a series of questions. Helping Hand Advances is available to assist customers with cash advances in over 40 different states.

Once your information is input into the system, Helping Hand Advances validates your details for cash advance approval. No additional information needs to be faxed in the majority of cases, and Helping Hand Advances does not place a credit or teletrack check. Helping Hand Advances states that your loan will be approved within minutes. You simply wait for the finalization to determine if your cash advance request is accepted - no need to talk to a representative on the phone. Once the approval comes through you'll learn the details of the cash advance terms. The term may run between 7 and 31 days, with loan extensions available. Approved cash advances are deposited directly into your bank account overnight.

Overall, Helping Hand Advances is a good option for your next cash advance. With a no hassle loan application process, and a flexible payment period, Helping Hand Advances will meet the needs of many individuals looking for short term cash assistance.

Visit Site

2 stars
My Payday Loan

MY PAYDAY LOAN Visit Site

Loan:

$200 - $600 for first time customers

Up to $1,000 for returning customers

Cost:

Varies based on your state and the length of the loan

While at first glance the website at My Payday Loan may not look as professional as some other cash advance lenders we've reviewed, the fact is that they offer a reliable cash advance application process and fast delivery of your approved funds - as long as you apply during their normal business hours.

It takes no time at all to complete the online cash advance application at My Payday Loan. If you complete the application within their business hours (9am - 6pm est M-F), you can be approved within minutes. However, if you complete your application outside of these hours, you may not hear back on your status until the following day.

If your cash advance application is approved by 5pm est, you will receive your funds electronically deposited into your checking account the following business day. Of course, this means that if you complete your loan application outside of their business hours, you may not receive your funds until 48 hours after you complete your application. This can result in a frustrating delay if you need access to your funds more quickly than that.

As part of the cash advance application process, My Payday Loan requests you to submit references and their phone numbers. They state that they verify all references before approving your loan, however they do not disclose the name of their company or the nature of your loan. It's important, though, to provide valid phone numbers with your references.

We wish My Payday Loan was more flexible in order to accommodate customers who apply for a cash advance outside of normal business hours. Their insistence on contacting references also may also give some people pause - however they do keep your personal information safe and confidential.

Visit Site

Continued from above

Drawbacks? Cash advances typically charge service fees that are greater than traditional loans. These service fees can range from $10 to $30 per $100 loaned, and sometimes even more. Many states have regulations stipulating the amount of service fees that can be charged. Obviously, the best cash advances are meant to address quick cash needs, and should not be used as a long-term solution.

Still, in order to meet short-term obligations, cash advances can provide a fast and easy solution. When evaluating different cash advances, there are certain factors you want to consider. Some of these include:

  • Loan Amount.  How much money do you need? A variety of loan amounts are offered by different lenders.
  • Service Fees.  Look for companies that state their fees up front or guarantee lowest fees.
  • Convenience.  Can your application be processed entirely online, or will you need to fax in documents? How quick will the money be deposited to you?

TopConsumerReviews.com has reviewed and ranked the best cash advances available today. We hope these reviews help you meet your short-term financial needs!

Cash Advance Apps Can Be a Short-Term Bridge for People Short on Money

Around 78 percent of Americans found themselves living paycheck to paycheck, according to a 2017 study by Career Builder. Perhaps it's no coincidence then that cash advance apps, which give people ...

Published:  Sun, 23 Jun 2019 08:00:00 GMT



Experts recommend against getting cash from a credit card thanks to high fees and interest - but here's how to do it, if you have to

Cash advances - borrowing cash against your credit card - are notoriously expensive, and experts generally recommend against them. Unlike debit cards, credit cards aren't generally used to take out ...

Published:  Wed, 29 May 2019 10:33:00 GMT



Cash-Advance Startup Brigit Valued at About $150 Million in Lightspeed-Led Deal

Brigit, a startup that provides consumers with cash advances as alternatives to payday loans, is finalizing a new round of financing that would value the early-stage fintech company at about $150 ...

Published:  Fri, 31 May 2019 16:03:00 GMT



FTC Launches Merchant Cash Advance Probe

The Federal Trade Commission has launched an investigation into the merchant cash advance industry just days after FTC Commissioner Rohit Chopra called on the watchdog to tackle unfair small business ...

Published:  Tue, 28 May 2019 05:01:00 GMT



OYO launches Cash-in-Bank initiative for asset owner-partners

With the 'Cash in Bank' (CiB) facility, asset owners across the country can benefit from quick, collateral-free business advances to upgrade or renovate their buildings, OYO said in a statement. To ...

Published:  Wed, 29 May 2019 22:08:00 GMT



Appeals court advances Fifth Third payday lending lawsuit

Fifth Third declined to comment on pending litigation. The class action lawsuit stems from Fifth Third's "Early Access" cash advance loan program, which the class of plaintiffs argue amounts to a ...

Published:  Thu, 30 May 2019 11:19:00 GMT



Cash advance app gives workers 'safety net'

A new financial technology service is aiming to ease the pressure on workers who have to juggle huge expenses ahead of payday. PayActiv, which recently launched in Australia, is partnering with ...

Published:  Fri, 31 May 2019 07:11:00 GMT



Allied Cash Advance

I borrowed a $1500 loan in July 2018. I paid the amount back in full, without interest (because I literally paid every penny back in less than a week). In December they withdrew $185.00 from my ...

Published:  Fri, 07 Jun 2019 17:00:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure