Best Reviews TopConsumerReviews.com Best Cash Advances Best Reviews
Best Reviews
      May 25, 2019

Home  >  Cash Advance  >  Honest Loans vs Cash Net USA

Best

Cash Advances

  1. Cash Advance
  2. Ace Cash Express
  3. Cash Corner
  4. Honest Loans
  5. Payday Loan Today
  6. Helping Hand Adv
  7. Cash Central
  8. Cash Net USA
  9. My Payday Loan
  10. Securaloan
  11. Large Cash Loans

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!
  • Compare

Your Information Is Secure
Personal Loan Tips Newsletter

Latest Reviews

Cruise Vacations

Fruit Baskets

Hair Removal

Learn to Read Programs

Menopause Relief

Paid Surveys

Pet Meds

Pool Tables

Tax Software

Watches

 

Individual Reviews

Trusted Payday

Cash Advance

ACE Cash Express

Cash Corner

Honest Loans

Payday Loan Today

Helping Hand Advances

Cash Central

Cash Net USA

My Payday Loan

Securaloan

Large Cash Loans

 

Related Articles

Cash Advances Offer Fast Cash When You Need It

Fast Cash Cash Advances vs Traditional Loans

Cash Advance FAQ

The Benefits of Cash Advances

Applying for Cash Advances Online

How to Find Lenders Specializing in Cash Advances

Reasons Why You May Need a Cash Advance

Cash Advances and Your Credit

Tips for Getting and Repaying a Cash Advance

 

Our professional reviewers evaluate products and services independently, but Top Consumer Reviews may earn money when you click on the links on our pages. Learn more.

Better Business Bureau Reliability Seal

Honest Loans vs Cash Net USA

Best Cash Advance Companies

To help you find the Best Cash Advances, TopConsumerReviews.com provides you with an in-depth comparison of Honest Loans and Cash Net USA.

To see ALL of our reviews for the Best Cash Advances, please Click Here

Cash advances provide a much-needed service to millions of people. There are many times when short-term debts outrun the ability to pay. In times like this, a cash advance (a loan against a future paycheck) can provide the cash necessary to meet those needs.

The advantages of cash advances are many. Often they don't require a credit check from the major three credit bureaus. The best cash advances offer amounts that can range from a few hundred dollars to $1,000. And you receive your loan very quickly; sometimes as soon as tomorrow.

Continue reading below reviews

Best Reviews

2019

Cash Advance Reviews

3.5 stars
Honest Loans

HONEST LOANS Visit Site

Loan:

Up to $2,500

Cost:

APR ranging from 200% to 2,290%

Honest Loans provides connections between prospective borrowers and a network of partner lenders. Their application process only has two steps, but you'll be required to enter detailed personal information, including your bank routing number and account number.

We were glad to see that Honest Loans is very, honest when it comes to disclosing interest rates: their partners are likely to charge anywhere from 200% to 2,290% (yes, that is two thousand two hundred and ninety percent) APR. Full terms and fees are only available once you are matched with a prospective lender.

Honest Loans also has a higher lending amount, up to $2,500, than many of the services we reviewed. Of course, this depends on your personal situation, including your credit history, employment status, and so on.

Unfortunately, we were not able to find further information as to Honest Loan's history or track record with respect to customer satisfaction. We would definitely like to see customer testimonials, reviews on independent websites, or a rating with the Better Business Bureau, in order to know if they are successful with connecting borrowers with reputable sources of cash advances.

You should also know that you are not eligible for a cash advance from Honest Loans if you are a resident of one of the following states: Arkansas, Arizona, Connecticut, Georgia, Maryland, Massachusetts, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, Vermont, Virginia, Washington D.C., and West Virginia.

We give Honest Loans good marks, which would easily improve with a more established reputation for good customer service.

Visit Site

2 stars
Cash Net USA

CASH NET USA Visit Site

Loan:

From $100 to $1,000

Cost:

APR of 299%

Cash Net USA started in 2004 and was later acquired by pay day loan powerhouse, Cash America. Cash Net USA provides cash advances in 30 States. The loan amounts typically run between $100 and $1,000.

The benefit of dealing with Cash Net USA is that cash advance applications received before until 9pm EST are funded the next business day. So for those in serious need of some extra money, Cash Net USA may help. Another positive is that this company doesn't run a credit check to determine eligibility. They only ask that an applicant be at least 18 years of age, have been employed for at least 1 month, be a U.S. citizen or permanent resident, and have an open checking account.

The process of applying for a cash advance from Cash Net USA is quick and easy. Customers must first input contact details, employment information, and bank account numbers. Cash advance approval occurs instantly at Cash Net USA. They typically anticipate that you'll pay back your loan at your next paycheck date.

Although Cash Net USA states they're a member of both the Better Business Bureau and CFSA member (a payday advance organization), in our research we found that they currently have an F rating with the BBB. In 2015 they also received an order from the Commissioner of Business Oversight of the State of California, forfeiting all charges due to violations with the California Financial Code.

Cash Net USA provides an easy way for you to apply for a cash advance, and quick funding of your loan. However, questions remain about their business practices. We hope they're able to make the necessary changes to become a more highly rated cash advance provider in the future.

Visit Site

Continued from above

Drawbacks? Cash advances typically charge service fees that are greater than traditional loans. These service fees can range from $10 to $30 per $100 loaned, and sometimes even more. Many states have regulations stipulating the amount of service fees that can be charged. Obviously, the best cash advances are meant to address quick cash needs, and should not be used as a long-term solution.

Still, in order to meet short-term obligations, cash advances can provide a fast and easy solution. When evaluating different cash advances, there are certain factors you want to consider. Some of these include:

  • Loan Amount.  How much money do you need? A variety of loan amounts are offered by different lenders.
  • Service Fees.  Look for companies that state their fees up front or guarantee lowest fees.
  • Convenience.  Can your application be processed entirely online, or will you need to fax in documents? How quick will the money be deposited to you?

TopConsumerReviews.com has reviewed and ranked the best cash advances available today. We hope these reviews help you meet your short-term financial needs!

Premier Moe lauds expanded federal support for canola farmers

In the midst of China's imposition of trade barriers that have put a major dent in canola prices, Moe has been calling for changes to the federal Advance Payments Program (APP). His government wanted ...

Published:  Wed, 01 May 2019 09:06:00 GMT



3 Suspects Arrested Following Robbery at Cash Advance Business in Orange

Police arrested three men following a robbery at a cash advance business in Orange on Thursday, authorities said. The heist took place just after 10:15 a.m. at Advance America, 2321 W. Chapman Avenue, ...

Published:  Thu, 25 Apr 2019 18:37:00 GMT



Celldex Therapeutics Continues to Stretch Out Its Cash and Advance Its Pipeline

Celldex Therapeutics (NASDAQ:CLDX) has faced a different set of challenges after the biotech's lead candidate, glembatumumab vedotin (glemba), failed in a pivotal clinical study last year for treating ...

Published:  Wed, 08 May 2019 04:28:00 GMT



Sharp-dressed man takes $9,000 cash advance from O'Fallon, Ill., bank with someone else's ID

O'FALLON, Ill. " He dressed up to get a cash advance from a bank last month - but it wasn't on his account. Now, a month after the man took out $9,000 of someone else's money, police have released ...

Published:  Thu, 02 May 2019 12:30:00 GMT



8 Alternatives To A Credit Card Cash Advance

When you need money fast, your first thought might be to turn to a credit card cash advance. It's quick, it's easy, and often your credit card issuer virtually seems to be begging to you to borrow, ...

Published:  Wed, 08 May 2019 17:00:00 GMT



Allied Cash Advance

I borrowed a $1500 loan in July 2018. I paid the amount back in full, without interest (because I literally paid every penny back in less than a week). In December they withdrew $185.00 from my ...

Published:  Fri, 10 May 2019 17:00:00 GMT



State delays CareSource collecting millions in cash advances

CareSource has been asked to delay its collection of millions of dollars in small loans that the Dayton-based insurer made to mental health and addiction treatment providers across the state. Ohio ...

Published:  Fri, 10 May 2019 09:36:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure