Best Reviews TopConsumerReviews.com Best Cash Advances Best Reviews
Best Reviews
      May 20, 2019

Home  >  Cash Advance  >  Payday Loan Today vs Large Cash Loans

Best

Cash Advances

  1. Cash Advance
  2. Ace Cash Express
  3. Cash Corner
  4. Honest Loans
  5. Payday Loan Today
  6. Helping Hand Adv
  7. Cash Central
  8. Cash Net USA
  9. My Payday Loan
  10. Securaloan
  11. Large Cash Loans

Compare Products

  • Select any 2 companies in our reviews to compare them head-to-head!
  • Compare

Your Information Is Secure
Personal Loan Tips Newsletter

Latest Reviews

Cruise Vacations

Fruit Baskets

Hair Removal

Learn to Read Programs

Menopause Relief

Paid Surveys

Pet Meds

Pool Tables

Tax Software

Watches

 

Individual Reviews

Trusted Payday

Cash Advance

ACE Cash Express

Cash Corner

Honest Loans

Payday Loan Today

Helping Hand Advances

Cash Central

Cash Net USA

My Payday Loan

Securaloan

Large Cash Loans

 

Related Articles

Cash Advances Offer Fast Cash When You Need It

Fast Cash Cash Advances vs Traditional Loans

Cash Advance FAQ

The Benefits of Cash Advances

Applying for Cash Advances Online

How to Find Lenders Specializing in Cash Advances

Reasons Why You May Need a Cash Advance

Cash Advances and Your Credit

Tips for Getting and Repaying a Cash Advance

 

Our professional reviewers evaluate products and services independently, but Top Consumer Reviews may earn money when you click on the links on our pages. Learn more.

Better Business Bureau Reliability Seal

Payday Loan Today vs Large Cash Loans

Best Cash Advance Companies

To help you find the Best Cash Advances, TopConsumerReviews.com provides you with an in-depth comparison of Payday Loan Today and Large Cash Loans.

To see ALL of our reviews for the Best Cash Advances, please Click Here

Cash advances provide a much-needed service to millions of people. There are many times when short-term debts outrun the ability to pay. In times like this, a cash advance (a loan against a future paycheck) can provide the cash necessary to meet those needs.

The advantages of cash advances are many. Often they don't require a credit check from the major three credit bureaus. The best cash advances offer amounts that can range from a few hundred dollars to $1,000. And you receive your loan very quickly; sometimes as soon as tomorrow.

Continue reading below reviews

Best Reviews

2019

Cash Advance Reviews

3 stars
Payday Loan Today

PAYDAY LOAN TODAY Visit Site

Loan:

$500

Cost:

$17.50 per $100 loaned

Payday Loan Today strives to provide customers with the fastest online cash advance service on the web, turning around applications in as little as 24 to 48 hours. Their online application is a simple one-page form with a minimum amount of input from the customer. Once the online application is submitted, it's processed and potentially pre-approved within minutes. If a cash advance request is submitted by 3pm Pacific / 6pm Eastern it is typically processed the same day and, once approved, funds will post to the account the next business day.

Payday Loan Today focuses on loans of $500, which may be discouraging for anyone seeking a larger cash advance. In order to qualify for a $500 loan a customer must show the following:

  • A monthly net income of at least $1,000
  • No more than two payday loans currently out with other lenders
  • No delinquent payday loans with other lenders
  • Must be actively employed
  • Must have payroll direct deposit going to your checking account (no savings accounts or pre-paid debit cards)

This is a more strict qualification list than some of the other cash advance services we've reviewed. While this will undoubtedly disqualify some people, it indicates that Payday Loan Today has a responsible lending policy.

Another feature we liked about Payday Loan Today is that they are a direct lender, which means they don't send loans off to some other lender once approved. Customers deal directly with this company and can utilize their live customer service Monday through Thursday, 8:30am - 4pm Pacific Time (11:30am 7pm Eastern Time), and Fridays 10am - 3:30pm Pacific Time (1pm 3:30pm Eastern Time). The toll free number is clearly displayed on the main page of the Payday Loan Today website.

The online application itself seems a little clunky. There is a notice on the application that says that it doesn't support all mobile devices, and some of the text is spaced awkwardly. However it was simple enough to complete the application once getting past the odd appearance.

People who are in the market for a cash advance should find Payday Loan Today an acceptable provider.

Visit Site

1.5 stars
Large Cash Loans

LARGE CASH LOANS Visit Site

Loan:

$300 - $1,000 for first time customers

Cost:

Vague. they only state that they are in compliance with state and federal laws.

Large Cash Loans, like most of it's competition, touts an easy approval process with no application fees. In most cases the money can be deposited directly into the customer's account within 24 hours. However, they do not advertise "nothing to fax" like many other payday sites, and you may need to fax documentation. Their other pre-qualifications are pretty standard; must be a US citizen at least 18 years old, have an income of at least $1,000 per month, and have an active checking/savings account. As long as these criteria are met, and the loan application is complete, you should be able to get a cash advance for up to $1,000.

Large Cash Loans provides a very comprehensive and informative site. For example, there is an entire section entitled "Resources". This section includes information on credit services, credit repair, debt consolidation, bankruptcy, credit cards, mortgages and insurance. Phone numbers and websites are provided for most of these services. Large Cash Loans seems to target a more international market, with references to services in the US, Canada and the UK.

Large Cash Loans also holds security in high regard. They explain at length the security and privacy measures they have taken to keep their customer's information confidential. In today's world of identify theft, this is reassuring to know. Customer Service is available through either a toll-free 1-800 number or by email.

The information provided on their website is helpful and they offer a high limit on loan amounts. We wish they posted their service fees online in a more accessible manner.

Visit Site

Continued from above

Drawbacks? Cash advances typically charge service fees that are greater than traditional loans. These service fees can range from $10 to $30 per $100 loaned, and sometimes even more. Many states have regulations stipulating the amount of service fees that can be charged. Obviously, the best cash advances are meant to address quick cash needs, and should not be used as a long-term solution.

Still, in order to meet short-term obligations, cash advances can provide a fast and easy solution. When evaluating different cash advances, there are certain factors you want to consider. Some of these include:

  • Loan Amount.  How much money do you need? A variety of loan amounts are offered by different lenders.
  • Service Fees.  Look for companies that state their fees up front or guarantee lowest fees.
  • Convenience.  Can your application be processed entirely online, or will you need to fax in documents? How quick will the money be deposited to you?

TopConsumerReviews.com has reviewed and ranked the best cash advances available today. We hope these reviews help you meet your short-term financial needs!

Premier Moe lauds expanded federal support for canola farmers

In the midst of China's imposition of trade barriers that have put a major dent in canola prices, Moe has been calling for changes to the federal Advance Payments Program (APP). His government wanted ...

Published:  Wed, 01 May 2019 09:06:00 GMT



3 Suspects Arrested Following Robbery at Cash Advance Business in Orange

Police arrested three men following a robbery at a cash advance business in Orange on Thursday, authorities said. The heist took place just after 10:15 a.m. at Advance America, 2321 W. Chapman Avenue, ...

Published:  Thu, 25 Apr 2019 18:37:00 GMT



Sharp-dressed man takes $9,000 cash advance from O'Fallon, Ill., bank with someone else's ID

O'FALLON, Ill. " He dressed up to get a cash advance from a bank last month - but it wasn't on his account. Now, a month after the man took out $9,000 of someone else's money, police have released ...

Published:  Thu, 02 May 2019 08:58:00 GMT



What Is a Cash Advance?

Do not get a cash advance. In almost any situation you have better options. Negotiate a late fee with your landlord. Call your cell phone or cable provider to discuss delayed payment options. Keep a ...

Published:  Thu, 04 Apr 2019 11:00:00 GMT



Popular cash advance app Earnin operating in payday loan "gray area,' critics claim

AJ Smith knows all about folks owing money. After all, he's a debt collector in Las Vegas, the gambling capital of the world. So last March, when Smith downloaded Earnin, an app that fronts workers ...

Published:  Thu, 21 Mar 2019 19:11:00 GMT



Hedge Fund's Route to 30% Fees: Cash Advances to Hip-Hop Artists

Stephen Marley comes from music royalty. Sean Garrett has written and produced smash hits for Beyonce, Usher and Ciara. Even so, when they and hundreds of lesser-known names in the world of hip-hop ...

Published:  Tue, 02 Apr 2019 05:30:00 GMT



Ruling in lawsuit against State Farm Bank involving cash advance fees on crypto purchases

As always, Rosario summaries are "NMR" and Palley summaries are "SDP". This week's guest post by Justin Steffen is "JCS" History is full of epic adversaries: Tesla and Edison, Coke and Pepsi, Magic ...

Published:  Sun, 24 Mar 2019 08:44:00 GMT



Brazil's Itau will not charge some firms interest on cash advances - filing

SAO PAULO, April 17 (Reuters) - Brazil's Itau Unibanco Holding SA said in a statement on Wednesday that it will advance cash for small- and medium-sized merchants without charging interest rates. Rede ...

Published:  Wed, 17 Apr 2019 14:42:00 GMT



Forgot your ATM card? Here are 3 ways to still withdraw cash in Singapore

This should not be confused with a credit card cash advance, in which you take a short-term loan from the bank against your available credit limit. For cash advances, interest rates are compounded ...

Published:  Sat, 23 Feb 2019 16:20:00 GMT



Cash-advance app Earnin gets subpoenaed by NY regulator: source

New York regulators have launched an investigation into Earnin, a Silicon Valley-backed cash-advance app, over concerns that it may be skirting state lending laws, The Post has learned. The probe ...

Published:  Thu, 28 Mar 2019 13:15:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure