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      July 12, 2020

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Cash for Gold vs Cash 4 Gold

Best Cash for Gold Companies

To help you find the Best Cash, TopConsumerReviews.com provides you with an in-depth comparison of Cash for Gold and Cash 4 Gold.

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Where are the best cash for gold stores online? Whether you've got old gold hand-me-downs from relatives, or gold items that are too broken or outdated to wear anymore, there's never been a better time to sell your gold for cash. Market prices are high - and who doesn't want some extra money in their pocket, for paying off bills or for that long-awaited vacation?

How does it work? With most services, it's simple: you provide your information and get a shipping kit or label from the company, send in your items, and wait for them to give you an offer for the cash value of your gold. Accept the offer, and get your money - usually via PayPal or check in the mail.

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Best Reviews

2020

Cash for Gold Reviews

3 stars
Cash for Gold

CASH FOR GOLD

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BBB Rating:

Undetermined

Have you spotted a Cash for Gold coupon in your Valpak mailer? As part of United Jewelry Buyers, this company advertises heavily throughout the US and is licensed, bonded and insured.

Steps to follow

Here's what you'll need to do to use Cash for Gold's service:

  1. Fill out the online form. If you're in a hurry, select the prepaid label printing options (UPS or USPS, your choice). Or if you've got time, request their Gold Track Kit to be sent to your address. You can also indicate whether you'd like them to mail your payment immediately or contact you by email/phone with their offer first.
  2. Send in your envelope. Using the login and password information you created during Step 1, you can find out exactly when your package is received (and track it along the way). Your contents are insured up to $250 and shipping is free.
  3. Get your payment offer. You'll have 24 hours to accept or decline it online or via phone/email. If Cash for Gold doesn't hear from you within 24 hours, they will automatically send your payment.
  4. If you aren't happy with the amount of your settlement, notify Cash for Gold within 10 days of the date on the check, and then return the uncashed check within 5 days. Your items will be shipped back to you at no charge.

Note that you'll have to certify that you're over the age of 21 to be eligible for the Cash for Gold service.

Down the rabbit hole

What kind of reputation does Cash for Gold have? The answer isn't as straightforward as we would have liked to see. Follow us down the rabbit hole and you'll understand why. Cash for Gold is the rebranding name of United Jewelry Buyers, which you can see at the bottom of the Cash for Gold site. But, when you search for information on UJB, it comes up empty. Looking at the Cash for Gold "About Us" page, you'll find that the business is owned by Dave Sackadorf, whose original company is Vienna Jewelry. Still with us? Finally, searching for a BBB listing for Vienna Jewelry led us to one for Kieko, Inc. - whose owner is given as the very same Dave Sackadorf. Whew!

We were pleased to see that Kieko, Inc. had an "A+" from the BBB over 21+ years in business. However, that doesn't effectively tell us how the Cash for Gold enterprise measures up - because if it took us that much research to find the BBB listing, we don't think the chances are very good that the average customer with a complaint would be able to find it and submit their concerns. Still, everything we turned up about Vienna Jewelry as a local brick-and-mortar business conveyed an impression of good customer service, so it seems reasonable to think that Cash for Gold is continuing that tradition.

Middle of the pack

Overall, Cash for Gold seems to be a reputable place to sell your gold items. There were a number of customer testimonials on their website, though we prefer to see third-party verified reviews to ensure that a company is trustworthy. Because of the challenges of getting information specifically about Cash for Gold (and not just Vienna Jewelry or Kieko, Inc.), we can only put this service in the middle of the pack when compared with their competition.

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2 stars
Cash 4 Gold

CASH 4 GOLD

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BBB Rating:

B-, not accredited

Cash 4 Gold calls themselves "the original online jewelry buyer". With more than one million payments made, that sounds about right. This service offers a price match guarantee with nationally-televised buyers (so we're not sure how that lines up when considering online competitors), and a 10-day risk-free guarantee if you change your mind and want to return the payout amount.

Simple steps to follow

To send in your gold, the process is pretty straightforward:

  1. Fill in your information to request your free Secure Pack.
  2. Once you receive your Secure Pack, place your items in the included sealable plastic bag, which then goes in the postage-paid priority shipping envelope. Drop the envelope in the mail.
  3. Cash 4 Gold uses a 3-method testing system to value your gold: electronic, scratch, and x-ray fluorescence.
  4. On the day the final value determination is made, Cash 4 Gold cuts and mails you a check.

Insurance only up to $100

Cash 4 Gold doesn't offer much insurance: only "up to $100 of prepaid insurance" for whatever you send in. So, if you have no idea how much your gold is worth, you could be insured for far less than its value. That's a risky proposition, especially for customers new to the cash for gold experience. Sure, you will get an automatic cash bonus of $00 if your items are valued at $250 or higher - but they won't cover the insurance for that value. Doesn't seem like a great idea, does it? Alternately, you can pay for a higher level of insurance coverage out of your own pocket.

Getting better

We were glad to see that Cash 4 Gold improved their reputation with the Better Business Bureau since our last review, from a "C" to a "B-". That's not a huge jump, but it shows movement in the right direction. There were no complaints registered over the 12 months prior to this most recent visit, which IS significant progress. (In our last review, there were more than 300 complaints!)

But, with many cash for gold services available today with a much stronger reputation, it's hard to be convinced that Cash 4 Gold should be anyone's first choice. We hope to see continued improvements in their BBB rating in the future, which would bring Cash 4 Gold higher in our rankings as well.

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Continued from above

If you don't like the offer, you can decline the payment and get your items returned to you. The best cash for gold businesses insure your items both ways, so you're protected if anything happens to your package during delivery to the company or while in route back to you (if you choose not to take the money). Selling gold in this way takes away the hassle of trying to find a service locally: you don't even have to leave your house to package up your jewelry and other items and send it off!

As you decide which online service to use to sell your gold, be careful: many services have names that are extremely similar - "Cash for Gold", "Cash4Gold", and so on - but they can vary widely in terms of reputation and reliability. We've taken the guesswork out of the "name game" in our evaluation of each business, so consider these criteria carefully as you read through our reviews:

  • Ease of Use. How streamlined does the company make it to get cash for your gold items? Will you have to jump through a lot of hoops to get paid?
  • Insurance. Does the service pay for coverage in the event that your package is damaged or lost in transit? How much coverage do they offer?
  • Reputation. What does the Better Business Bureau have to say about the company? Have other customers had good experiences with being paid a fair amount and with no hassles?
  • Guarantee. Does the company offer a satisfaction guarantee? In other words, if they offer a payment amount that you don't like, can you get your items back easily after returning your payment? In what timeframe will you need to make that decision?

TopConsumerReviews.com has reviewed and ranked the best cash for gold companies on the market today. We hope this information helps you choose a service to get top dollar for selling your gold items right away!

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