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      July 12, 2020

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US Gold Buyers vs Cash 4 Gold

Best Cash for Gold Companies

To help you find the Best Cash, TopConsumerReviews.com provides you with an in-depth comparison of US Gold Buyers and Cash 4 Gold.

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Where are the best cash for gold stores online? Whether you've got old gold hand-me-downs from relatives, or gold items that are too broken or outdated to wear anymore, there's never been a better time to sell your gold for cash. Market prices are high - and who doesn't want some extra money in their pocket, for paying off bills or for that long-awaited vacation?

How does it work? With most services, it's simple: you provide your information and get a shipping kit or label from the company, send in your items, and wait for them to give you an offer for the cash value of your gold. Accept the offer, and get your money - usually via PayPal or check in the mail.

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Best Reviews

2020

Cash for Gold Reviews

3.5 stars
US Gold Buyers

US GOLD BUYERS

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BBB Rating:

A+, accredited

US Gold Buyers is a licensed and insured company based out of Boca Raton, FL that enjoys accreditation and an "A+" rating from the Better Business Bureau. Choosing a company to trust when you're trying to get cash for gold can feel scary, so it's always a big plus when a service has that kind of positive reputation. Across hundreds of customer reviews, US Gold Buyers had an almost flawless rating of 4.9 out of 5 stars.

Easy process

Now that we've established that this company can be trusted to provide excellent service, let's consider their process for selling your gold and getting paid. Like most services, it's easy to do, and this company offers one of the fastest payout plans available today:

  1. Fill out the online form, including the declared value and brief description of any items you intend to send in.
  2. Get your free FedEx Overnight shipping label. Package up your gold, diamonds, watches or any other jewelry made with precious metals and bring it to your nearest FedEx shipping location.
  3. Get paid up to 98.5% of market price via PayPal the same day your package arrives.

Insured up to $25,000

US Gold Buyers includes free insurance up to $25,000 on every package. That's quite a bit higher than many of the cash for gold providers we evaluated. On the other hand, this company doesn't offer any price matching, and it took a lot of digging around on the site to confirm that US Gold Buyers will ship your items back free of charge if you decide not to accept their offer. We also noticed that their site claimed an "A" rating from the BBB, even though they had a perfect "A+" at the time of our most recent visit. That left us wondering if there was anything else on the US Gold Buyers site that hadn't been updated (like their payout chart!).

Worth a look

All of that aside, US Gold Buyers offers enough benefits to be worth looking at among companies that give cash for gold, like their higher insurance coverage and their solid positive reputation with previous customers. You have many options to choose from when selling your gold and other items, and this is a reliable service.

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2 stars
Cash 4 Gold

CASH 4 GOLD

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BBB Rating:

B-, not accredited

Cash 4 Gold calls themselves "the original online jewelry buyer". With more than one million payments made, that sounds about right. This service offers a price match guarantee with nationally-televised buyers (so we're not sure how that lines up when considering online competitors), and a 10-day risk-free guarantee if you change your mind and want to return the payout amount.

Simple steps to follow

To send in your gold, the process is pretty straightforward:

  1. Fill in your information to request your free Secure Pack.
  2. Once you receive your Secure Pack, place your items in the included sealable plastic bag, which then goes in the postage-paid priority shipping envelope. Drop the envelope in the mail.
  3. Cash 4 Gold uses a 3-method testing system to value your gold: electronic, scratch, and x-ray fluorescence.
  4. On the day the final value determination is made, Cash 4 Gold cuts and mails you a check.

Insurance only up to $100

Cash 4 Gold doesn't offer much insurance: only "up to $100 of prepaid insurance" for whatever you send in. So, if you have no idea how much your gold is worth, you could be insured for far less than its value. That's a risky proposition, especially for customers new to the cash for gold experience. Sure, you will get an automatic cash bonus of $00 if your items are valued at $250 or higher - but they won't cover the insurance for that value. Doesn't seem like a great idea, does it? Alternately, you can pay for a higher level of insurance coverage out of your own pocket.

Getting better

We were glad to see that Cash 4 Gold improved their reputation with the Better Business Bureau since our last review, from a "C" to a "B-". That's not a huge jump, but it shows movement in the right direction. There were no complaints registered over the 12 months prior to this most recent visit, which IS significant progress. (In our last review, there were more than 300 complaints!)

But, with many cash for gold services available today with a much stronger reputation, it's hard to be convinced that Cash 4 Gold should be anyone's first choice. We hope to see continued improvements in their BBB rating in the future, which would bring Cash 4 Gold higher in our rankings as well.

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Continued from above

If you don't like the offer, you can decline the payment and get your items returned to you. The best cash for gold businesses insure your items both ways, so you're protected if anything happens to your package during delivery to the company or while in route back to you (if you choose not to take the money). Selling gold in this way takes away the hassle of trying to find a service locally: you don't even have to leave your house to package up your jewelry and other items and send it off!

As you decide which online service to use to sell your gold, be careful: many services have names that are extremely similar - "Cash for Gold", "Cash4Gold", and so on - but they can vary widely in terms of reputation and reliability. We've taken the guesswork out of the "name game" in our evaluation of each business, so consider these criteria carefully as you read through our reviews:

  • Ease of Use. How streamlined does the company make it to get cash for your gold items? Will you have to jump through a lot of hoops to get paid?
  • Insurance. Does the service pay for coverage in the event that your package is damaged or lost in transit? How much coverage do they offer?
  • Reputation. What does the Better Business Bureau have to say about the company? Have other customers had good experiences with being paid a fair amount and with no hassles?
  • Guarantee. Does the company offer a satisfaction guarantee? In other words, if they offer a payment amount that you don't like, can you get your items back easily after returning your payment? In what timeframe will you need to make that decision?

TopConsumerReviews.com has reviewed and ranked the best cash for gold companies on the market today. We hope this information helps you choose a service to get top dollar for selling your gold items right away!

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