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      June 6, 2020

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FileNow vs Harbor Compliance

Best Company Incorporation Services

To help you find the Best Company Incorporation, TopConsumerReviews.com provides you with an in-depth comparison of FileNow and Harbor Compliance.

To see ALL of our reviews for the Best Company Incorporation, please Click Here

Who has the best Company Incorporation Service? Are you a small business owner looking to protect yourself by separating your business from your personal assets? Or maybe you're a freelancer who wants to grow from a sole proprietorship to an agency, and you'd like to have the legal and brand benefits that come from adding "Inc." to your business' name?

Company Incorporation is a common strategy used in these situations - and many others - as business owners seek to take the next steps in growing their brand and protecting their assets. Setting up your business as a corporation can provide many benefits through creating a legal entity that is separate from its members: in other words, you can't be held legally responsible as an individual for the debts of your business.

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Best Reviews

2020

Company Incorporation Reviews

4 stars
FileNow

FILENOW

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Cost:

From $49 to $149 plus applicable state fees

Filenow is one of the newest online resources for company formation services, whether that's via incorporation or an LLC. Backed by a knowledgeable team of business professionals, lawyers, tax experts and entrepreneurs, this provider wants to make your company incorporation as simple and seamless as possible - with minimal stress and expense.

You'll find two packages to choose from when it comes to company incorporation through Filenow:

  • Starter ($49 plus state fees): this entry-level package gives you 24-hour order processing, 1 year of registered agent services (a $119 value in itself), free EIN/Tax ID, articles of incorporation, FedEx shipping, plus phone and email support
  • Premium ($149 plus state fees): the top-tier package includes everything from the Starter plan, as well as a company kit, corporation meeting minutes record, corporation bylaws, and a banking resolution (valued at an extra $189 in total)

Not sure what the fees are in your state? Just select the state where you'll be incorporating before starting the process and you'll see the applicable fees automatically populate on the page. (We like that we didn't have to dig around for that information, or wait until the very end of the process to find out: transparency is always a plus.)

To save a little extra, you should keep an eye out for any discount offers. During our visit to the Filenow site, we got a pop-up promotional discount of 15% if we gave them our name and email address. The code we received was valid for a week into the future; we appreciate that there was no pressure to use it right away, giving us time to thoroughly consider everything Filenow has to offer before choosing to use them for our company incorporation needs.

There aren't too many surprises when going through the steps to incorporate through Filenow. Answer a series of simple questions about yourself and your business, and within a few minutes you'll have everything ready for Filenow to submit on your behalf. One nice feature of this service is that you can save your answers at any time and return to them later - so if you need to gather more information, your progress isn't lost.

Another helpful resource with this service is access to round-the-clock customer service. Phone and email help is available 24/7, and live chat is accessible through the Filenow website during regular business hours.

Filenow also backs all of the documents they prepare with an error-free guarantee. Should any of your company incorporation paperwork be rejected by the state due to a mistake on their part, they will give you a 100% refund of any service fees you paid.

The only reason Filenow doesn't rank even higher in our evaluation is because of how new they are to the industry. Where many of their competitors have thousands of customer reviews, Filenow only had a few dozen at the time of our review. The good news is that, even with such a limited history, this provider has already earned accreditation and an "A" rating from the BBB, as well as glowing praise from clients. Users of Filenow's company formation services say that it was easy to get friendly, knowledgeable help from representatives when needed, and that the whole process was smooth and incredibly fast.

Even though Filenow doesn't have the lengthy track record you'll find with other company incorporation services, they've definitely established themselves as an affordable, easy-to-use option. You won't have to spend too much time or money getting your business incorporated when you use Filenow.

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3 stars
Harbor Compliance

HARBOR COMPLIANCE

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Cost:

$499 for the Incorporation Package

$899 for Incorporation + Compliance Package

When it comes to incorporating a company, there's a lot more to it than just filing paperwork: making sure to do that legally, while continuing to fulfill all of the requirements to stay legal, can be a part of the process that gets the best of a well-meaning business owner. Harbor Compliance aims to change that. Beginning in 2012, they've helped more than 10,000 customers to create and maintain their business incorporation and licensing across a wide variety of industries.

The first thing you may notice is their pricing: Harbor Compliance is the most expensive company incorporation service on the market, with their two packages priced at $499 and $899. And no, those costs do not include any mandatory state filing fees. Unfortunately, these high prices may put their services out of reach for business owners who are looking for help with incorporation that is more affordable than working with an attorney.

So, for what type of business owner would Harbor Compliance be ideal? We suggest that if you have more to spend, and if you want a concierge-type experience with not only your company's incorporation but also its maintenance after that process is complete, you may find Harbor Compliance to be your best fit.

Here's what you'll get with incorporation services through Harbor. Both their Incorporation Package and their Compliance Package include the following:

  • Name Availability Check
  • Articles of Incorporation
  • Bylaws
  • Federal EIN
  • Registered Agent Service (subsequent years billed at $99)
  • Compliance Specialist: this is probably the most well-loved feature, according to Harbor Compliance's previous and current clients. Within one business day of starting the process, you'll be introduced to your personal representative who will prepare each of your filings and work with you one-on-one to incorporate your company. This person will be your dedicated rep throughout the entire process; your calls or emails will never go to a third-party call center or a bank of customer service agents.

If you prefer the full Compliance Package, that also includes these features:

  • Corporate Kit: blue binder with embossed company name and tab dividers for company records, corporate seal, 20 stock certificates/share roll/transfer ledger/ software for producing corporate documents like meeting minutes and corporate resolutions
  • S-Corp Tax Election
  • Initial Report
  • Publishing
  • Managed Annual Report Service
  • Ongoing Support

Is it worth the investment? Only you can determine the answer to that question for your business, but you can rest assured that if you do choose Harbor Compliance, they have an excellent reputation for meticulous attention to detail and warm, knowledgeable customer service. You'll find evidence of this not only through their A+ rating with the Better Business Bureau, but also in their client testimonials that express gratitude for the step-by-step guidance received through Harbor's dedicated service representatives.

Harbor Compliance does what it promises and does it extremely well. But, for our purposes, we give them a middle-of-the-pack rating because their fees and limited two-package options won't give many small business owners the company incorporation services they can afford.

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Continued from above

There are several different types of corporate entities that business owners use for these purposes - Limited Liability Companies (LLCs), S-Corporations, C-Corporations, Non-Profit Corporations, and so on. The best way to choose the right corporation type for your business and also get it put into place in the most affordable way possible is to work with a Company Incorporation service. These providers offer the same guidance, document preparation assistance, and filing help as you would receive by meeting with a local attorney, but for fees that can often be thousands of dollars less.

As you consider the various Company Incorporation services currently available, you will want to keep several criteria in mind:

  • Services. What is included in the fees you'll pay? Most providers have several levels of incorporation packages, from basic to full-featured. Can you get all of the add-ons you might need, like filing your Articles of Incorporation with your state?
  • Cost. What will you pay for your company incorporation process? Is it a flat-fee, or are there a lot of extra charges? Bear in mind that every state has filing fees that are independent of the incorporation service.
  • Reputation. How many companies has the service incorporated? What do those clients have to say about the ease or difficulty of working with the provider to get everything prepared and filed? Does the incorporation service have a history of satisfied customers?

TopConsumerReviews.com has reviewed and ranked the best Company Incorporation services currently available. We hope this information helps you incorporate your business right away!

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