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      July 4, 2020

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FileNow vs Incorporate

Best Company Incorporation Services

To help you find the Best Company Incorporation, TopConsumerReviews.com provides you with an in-depth comparison of FileNow and Incorporate.

To see ALL of our reviews for the Best Company Incorporation, please Click Here

Who has the best Company Incorporation Service? Are you a small business owner looking to protect yourself by separating your business from your personal assets? Or maybe you're a freelancer who wants to grow from a sole proprietorship to an agency, and you'd like to have the legal and brand benefits that come from adding "Inc." to your business' name?

Company Incorporation is a common strategy used in these situations - and many others - as business owners seek to take the next steps in growing their brand and protecting their assets. Setting up your business as a corporation can provide many benefits through creating a legal entity that is separate from its members: in other words, you can't be held legally responsible as an individual for the debts of your business.

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Best Reviews

2020

Company Incorporation Reviews

4 stars
FileNow

FILENOW

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Cost:

From $49 to $149 plus applicable state fees

Filenow is one of the newest online resources for company formation services, whether that's via incorporation or an LLC. Backed by a knowledgeable team of business professionals, lawyers, tax experts and entrepreneurs, this provider wants to make your company incorporation as simple and seamless as possible - with minimal stress and expense.

You'll find two packages to choose from when it comes to company incorporation through Filenow:

  • Starter ($49 plus state fees): this entry-level package gives you 24-hour order processing, 1 year of registered agent services (a $119 value in itself), free EIN/Tax ID, articles of incorporation, FedEx shipping, plus phone and email support
  • Premium ($149 plus state fees): the top-tier package includes everything from the Starter plan, as well as a company kit, corporation meeting minutes record, corporation bylaws, and a banking resolution (valued at an extra $189 in total)

Not sure what the fees are in your state? Just select the state where you'll be incorporating before starting the process and you'll see the applicable fees automatically populate on the page. (We like that we didn't have to dig around for that information, or wait until the very end of the process to find out: transparency is always a plus.)

To save a little extra, you should keep an eye out for any discount offers. During our visit to the Filenow site, we got a pop-up promotional discount of 15% if we gave them our name and email address. The code we received was valid for a week into the future; we appreciate that there was no pressure to use it right away, giving us time to thoroughly consider everything Filenow has to offer before choosing to use them for our company incorporation needs.

There aren't too many surprises when going through the steps to incorporate through Filenow. Answer a series of simple questions about yourself and your business, and within a few minutes you'll have everything ready for Filenow to submit on your behalf. One nice feature of this service is that you can save your answers at any time and return to them later - so if you need to gather more information, your progress isn't lost.

Another helpful resource with this service is access to round-the-clock customer service. Phone and email help is available 24/7, and live chat is accessible through the Filenow website during regular business hours.

Filenow also backs all of the documents they prepare with an error-free guarantee. Should any of your company incorporation paperwork be rejected by the state due to a mistake on their part, they will give you a 100% refund of any service fees you paid.

The only reason Filenow doesn't rank even higher in our evaluation is because of how new they are to the industry. Where many of their competitors have thousands of customer reviews, Filenow only had a few dozen at the time of our review. The good news is that, even with such a limited history, this provider has already earned accreditation and an "A" rating from the BBB, as well as glowing praise from clients. Users of Filenow's company formation services say that it was easy to get friendly, knowledgeable help from representatives when needed, and that the whole process was smooth and incredibly fast.

Even though Filenow doesn't have the lengthy track record you'll find with other company incorporation services, they've definitely established themselves as an affordable, easy-to-use option. You won't have to spend too much time or money getting your business incorporated when you use Filenow.

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3 stars
Incorporate

INCORPORATE

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Cost:

From $99 to $349, depending on the selected package

Although they've existed under several names in their company history which spans more than a century, Incorporate has helped more than 750,000 corporations and LLCs to file all of the necessary paperwork to successfully form their businesses and stay in compliance with all legal requirements. You may be familiar with their previous names of The Company Corporation and Corporation Service Company (CSC).

Although they don't feature it very prominently on their site, Incorporate does offer a Startup/Business Formation Wizard that may help you determine what corporation structure is best for your current business needs. We found that tool at the bottom of the main page and in their Learning Center, and the questions were very easy to answer. Otherwise, you can get help by contacting their customer service department, either via toll-free number or live chat, from 8A-8P ET every weekday.

Incorporate tends to be priced higher than many of the company incorporation services in our review. Here's what you'll get from their three packages:

  • The Starter: for $99, you'll get completion and filing of formation documents, $75,000 Corporate Compliance Guarantee and online access to company documents. If you opt in to their Registered Agent Service for $235/year, you'll also get their access to their CSCNavigator online tool.
  • The Essentials: priced at $249, this package includes everything from the Starter. You'll also get a Compliance Kit and company seal (with free shipping), a Federal Employer Identification Number (EIN), and Annual Report Preparation/Filing. You'll also need to choose Incorporate as your registered agent to get that last service.
  • The Works: you'll pay $349 to get all the features of The Starter and The Essentials, plus a Business License Compliance Package, Bylaws, and the Corporate Records Handbook.

Just looking at their Registered Agent Service alone, you'll see where Incorporate starts to fall short when compared with their competitors: many offer this free for the first year of incorporation, and even those that charge for it typically have fees of less than $100 per year. Given that you're expected to pay those agent fees from year to year, that cost difference could really add up over time - especially if you're like some of the business owners we've found (across company incorporation services, not just Incorporate) who forget that they are expected to pay this fee and then write nasty complaints blaming the provider for charging them.

Their package prices described above are also higher and less robust than what we found with other company incorporation services.

We like the idea of working with a provider that has not just decades but centuries of experience with helping businesses of all types to easily and legally incorporate. And, as you'd expect with longstanding company, their reputation with the BBB is solid: an A+ rating at the time of our review. But, "established" isn't always the best choice when there are other companies providing the same level of quality service for more affordable prices. We give Incorporate a 3-star rating and hope to see them become more competitive in the packages and prices they offer.

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Continued from above

There are several different types of corporate entities that business owners use for these purposes - Limited Liability Companies (LLCs), S-Corporations, C-Corporations, Non-Profit Corporations, and so on. The best way to choose the right corporation type for your business and also get it put into place in the most affordable way possible is to work with a Company Incorporation service. These providers offer the same guidance, document preparation assistance, and filing help as you would receive by meeting with a local attorney, but for fees that can often be thousands of dollars less.

As you consider the various Company Incorporation services currently available, you will want to keep several criteria in mind:

  • Services. What is included in the fees you'll pay? Most providers have several levels of incorporation packages, from basic to full-featured. Can you get all of the add-ons you might need, like filing your Articles of Incorporation with your state?
  • Cost. What will you pay for your company incorporation process? Is it a flat-fee, or are there a lot of extra charges? Bear in mind that every state has filing fees that are independent of the incorporation service.
  • Reputation. How many companies has the service incorporated? What do those clients have to say about the ease or difficulty of working with the provider to get everything prepared and filed? Does the incorporation service have a history of satisfied customers?

TopConsumerReviews.com has reviewed and ranked the best Company Incorporation services currently available. We hope this information helps you incorporate your business right away!

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