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Harbor Compliance vs Find Legal Forms

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HARBOR COMPLIANCE

When it comes to incorporating a company, there's a lot more to it than just filing paperwork: making sure to do that legally, while continuing to fulfill all of the requirements to stay legal, can be a part of the process that gets the best of a well-meaning business owner. Harbor Compliance aims to change that. Beginning in 2012, they've helped more than 10,000 customers to create and maintain their business incorporation and licensing across a wide variety of industries.

The first thing you may notice is their pricing: Harbor Compliance is the most expensive company incorporation service on the market, with their two packages priced at $499 and $899. And no, those costs do not include any mandatory state filing fees. Unfortunately, these high prices may put their services out of reach for business owners who are looking for help with incorporation that is more affordable than working with an attorney.

So, for what type of business owner would Harbor Compliance be ideal? We suggest that if you have more to spend, and if you want a concierge-type experience with not only your company's incorporation but also its maintenance after that process is complete, you may find Harbor Compliance to be your best fit.

Here's what you'll get with incorporation services through Harbor. Both their Incorporation Package and their Compliance Package include the following:

  • Name Availability Check
  • Articles of Incorporation
  • Bylaws
  • Federal EIN
  • Registered Agent Service (subsequent years billed at $99)
  • Compliance Specialist: this is probably the most well-loved feature, according to Harbor Compliance's previous and current clients. Within one business day of starting the process, you'll be introduced to your personal representative who will prepare each of your filings and work with you one-on-one to incorporate your company. This person will be your dedicated rep throughout the entire process; your calls or emails will never go to a third-party call center or a bank of customer service agents.

If you prefer the full Compliance Package, that also includes these features:

  • Corporate Kit: blue binder with embossed company name and tab dividers for company records, corporate seal, 20 stock certificates/share roll/transfer ledger/ software for producing corporate documents like meeting minutes and corporate resolutions
  • S-Corp Tax Election
  • Initial Report
  • Publishing
  • Managed Annual Report Service
  • Ongoing Support

Is it worth the investment? Only you can determine the answer to that question for your business, but you can rest assured that if you do choose Harbor Compliance, they have an excellent reputation for meticulous attention to detail and warm, knowledgeable customer service. You'll find evidence of this not only through their A+ rating with the Better Business Bureau, but also in their client testimonials that express gratitude for the step-by-step guidance received through Harbor's dedicated service representatives.

Harbor Compliance does what it promises and does it extremely well. But, for our purposes, we give them a middle-of-the-pack rating because their fees and limited two-package options won't give many small business owners the company incorporation services they can afford.

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FIND LEGAL FORMS

FindLegalForms was founded in 2001 by two lawyers from California who saw a need for affordable access to the most commonly-used legal forms. Their service gives customers the ability to prepare a will, give an eviction notice to a tenant, incorporate a business, along with many other business and personal situations. All forms are immediately available by download and have been kept up-to-date by attorneys familiar with each state's applicable laws.

The forms provided by FindLegalForms are guaranteed to be valid in your state, and FindLegalForms offers a 60-day money-back guarantee. Also, FindLegalForms is an accredited company through the Better Business Bureau, with an impressive A+ rating and an even more noteworthy status of having no registered complaints.

In the Corporate Startup Forms Combo Package, you'll get 89 pages of editable documents (.doc, .wpd, and .rtf), including the following:

  • Bylaws for Corporations
  • S-Corporation Status
  • Articles of Incorporation - Amendment
  • Bylaws Amendments for Corporations
  • First Board Meeting of Corporation
  • First Shareholders Meeting
  • Financial Record Keeping Kit
  • Corporate Stock Certificates Kit
  • Pre-Incorporation Kits
  • Articles of Incorporation Kit

We have no reservations about what FindLegalForms offers: with more than 1,300,000 customers across all of their available forms and such a solid reputation, this provider clearly delivers what it promises.

However, when it comes to incorporating a business, we think that most people will need much more guidance during the process - the kind of guidance that is offered by the higher-ranked services we reviewed. There are many possible pitfalls, filing deadlines, and other parts of incorporation that can lead to questions or even confusion, and that just won't be taken care of by an 89-page download.

FindLegalForms is a great fit for less complicated legal needs, but we recommend that you choose a service that gives you different levels of assistance so that you can have as much - or as little - hand-holding as you want as you handle your company incorporation.

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Best Company Incorporation

To help you find the Best Company Incorporation, TopConsumerReviews.com provides you with an in-depth comparison of Harbor Compliance and Find Legal Forms.

Who has the best Company Incorporation Service? Are you a small business owner looking to protect yourself by separating your business from your personal assets? Or maybe you're a freelancer who wants to grow from a sole proprietorship to an agency, and you'd like to have the legal and brand benefits that come from adding "Inc." to your business' name?

Company Incorporation is a common strategy used in these situations - and many others - as business owners seek to take the next steps in growing their brand and protecting their assets. Setting up your business as a corporation can provide many benefits through creating a legal entity that is separate from its members: in other words, you can't be held legally responsible as an individual for the debts of your business.

There are several different types of corporate entities that business owners use for these purposes - Limited Liability Companies (LLCs), S-Corporations, C-Corporations, Non-Profit Corporations, and so on. The best way to choose the right corporation type for your business and also get it put into place in the most affordable way possible is to work with a Company Incorporation service. These providers offer the same guidance, document preparation assistance, and filing help as you would receive by meeting with a local attorney, but for fees that can often be thousands of dollars less.

As you consider the various Company Incorporation services currently available, you will want to keep several criteria in mind:

  • Services. What is included in the fees you'll pay? Most providers have several levels of incorporation packages, from basic to full-featured. Can you get all of the add-ons you might need, like filing your Articles of Incorporation with your state?
  • Cost. What will you pay for your company incorporation process? Is it a flat-fee, or are there a lot of extra charges? Bear in mind that every state has filing fees that are independent of the incorporation service.
  • Reputation. How many companies has the service incorporated? What do those clients have to say about the ease or difficulty of working with the provider to get everything prepared and filed? Does the incorporation service have a history of satisfied customers?

TopConsumerReviews.com has reviewed and ranked the best Company Incorporation services currently available. We hope this information helps you incorporate your business right away!



Why Should You Incorporate Your Business?

Perhaps you've been in business for a while and feel you want to formalize your status, legally and otherwise. Perhaps your business has been local to date, but you are looking toward operating in more than one state. Maybe you are competing with larger companies in the same niche and feel a change in legal status will bump up your credibility. Or maybe you just like the sound of the syllable "Inc." after your business name.

There are myriad answers to the question, "Why should you incorporate your business." Following are just a few:

Protect Your Assets
If you've owned a sole proprietorship, you know all too well that not only does the buck stop with you relative to operations, you're also on the hot seat when it comes to financial and legal complications that may arise. If a sole proprietorship stumbles under the weight of excessive debt or is taken to court, it's the proprietor's personal as well as business assets that are at risk. A corporation is a legal entity all its own. If your company faces legal issues or cannot meets its obligations, your personal assets do not come into play.

Gain Tax Advantages
When you incorporate your business, the IRS allows you to get a tax ID number for your business, establishing its status as a separate entity relative to tax liability. In fact, a corporation files its own tax return -- paying taxes on its profits -- at a complete remove from your individual return.

Separate tax identity alone can be enough justification for some to incorporate their businesses. Keep in mind, though, that when you incorporate, you and any other owners also become shareholders. If your company distributes dividends, you must pay taxes on that dividend income when you file your personal return.

Formalize Status
When you incorporate, you must make your business known to state, and sometimes local, authorities. Regulation specifics vary by state, but nearly universally, you must file articles of incorporation with your state's Secretary of State's office. In addition, you will have to create and record by-laws. Moreover, you'll have to set up a calendar of regular shareholder meetings; the minutes from those meetings must be recorded and kept on file at your company. The shareholders are required to elect a board of directors who must also meet regularly to make important decisions about the firm. Not surprisingly, establishing a corporate structure typically requires engaging the services of a lawyer or law firm.

Make a Name (or Two) for Yourself: State and Local Recognition
One key step toward incorporation is filing a business name with state and/or local authorities. If you want to do business under more than one name, you'll also need to file one or more fictitious business name statements. For example, if your company is called Snow Corporation, and you want to sell skis under the name "Speed Plus Company," you have to submit the appropriate paperwork to the relevant authorities.

Raising Capital
Finally, incorporating your business makes it possible to raise capital by selling shares to stockholders. Relying solely on bank or personal loans or company profits for financing will be a thing of the past.

The decision to incorporate should be a deliberate one. The administrative costs alone should be enough to deter you from entering into this new status lightly. Should you decide to take the plunge, incorporating could be a crucial step in your company's journey.

 



Company Incorporation In The News

Sturm, Ruger & Company, Inc. to Report Third Quarter Results on Wednesday, October 31

SOUTHPORT, Conn.--(BUSINESS WIRE)--Oct 17, 2018--Sturm, Ruger & Company, Inc. (NYSE: RGR) will announce its financial results for the third quarter and file its Quarterly Report on Form 10-Q on Wednes...

Published:  Wed, 17 Oct 2018 16:05:00 GMT



UPDATE - Euro Manganese Inc. Closes Plant Site Option Agreement and Provides Operational Update

About Euro Manganese Inc. Euro Manganese Inc. is a Canadian mineral resource company, whose principal focus is advancing the evaluation and development of the Chvaletice Manganese Project ...

Published:  Wed, 17 Oct 2018 19:01:00 GMT



Here's What Really Happened To Sears And How Your Business Can Avoid It

The truth is a bit more interesting and it holds lessons for every brand. So Much For Loyalty Clearly, if you were to rebuild Sears today from the ground up the company that you'd be most likely to mo...

Published:  Wed, 17 Oct 2018 18:21:00 GMT



FVCBankcorp, Inc. Announces Partial Exercise and Closing of Overallotment Option

FAIRFAX, Va.--(BUSINESS WIRE)--FVCBankcorp, Inc. (Nasdaq: FVCB) ("FVCB" or the "Company" ), announced today that the underwriters of the Company's recently completed initial public ...

Published:  Wed, 17 Oct 2018 21:15:00 GMT



Oragenics, Inc. Receives Clearance to Enroll Patients in Belgium into Its Phase 2 Clinical Trial of AG013 for Oral Mucositis

The compound was designed by the company's strategic partner, Intrexon Actobiotics NV, a wholly-owned subsidiary of Intrexon Corporation (XON) whereby Oragenics, Inc. holds an exclusive world ...

Published:  Wed, 17 Oct 2018 16:38:00 GMT



Monteverde & Associates PC Files Class Action Lawsuit On Behalf Of Shareholders Of Essendant, Inc. In The District Of Delaware

Inc. ("Essendant" or the "Company") (NasdaqGS: ESND) who held Essendant securities on the record date September 20, 2018 (the "Class Period"), and have been harmed by Essendant and its board of direct...

Published:  Wed, 17 Oct 2018 19:28:00 GMT



Nine West Holdings, Inc. and Affiliates File Amended Plan of Reorganization and Disclosure Statement with Support of Key Stakeholders

NEW YORK, Oct. 17, 2018 /PRNewswire/ -- Nine West Holdings, Inc. today announced that it, together with certain of its affiliates (collectively, the "Company"), has filed an amended chapter 11 ...

Published:  Wed, 17 Oct 2018 18:59:00 GMT



LOCBIT and Lankford & Associates, Inc. Partner to Create Block D in Makers Quarter a Sustainable and Energy Efficient Commercial Building

San Diego, CA, October 18, 2018 --(PR.com)-- Today, LOCBIT Inc.(www.locbit.com), a pioneer in the Internet of Things (IoT) whose cloud platform creates operational business efficiencies for commercial ...

Published:  Thu, 18 Oct 2018 00:01:00 GMT



Comstock Resources, Inc. Announces Third Quarter 2018 Earnings Date and Conference Call Information

Comstock Resources, Inc. is an independent energy company engaged in the acquisition, development, production and exploration of oil and natural gas properties. The Company's operations are mainly in ...

Published:  Wed, 17 Oct 2018 17:01:00 GMT




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