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      March 27, 2019

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Card Consolidation

  1. CuraDebt
  2. LendingTree
  3. LendingClub
  4. SoFi
  5. Avant
  6. Accredited Debt Relief
  7. OneMain Financial
  8. Life Loans

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Credit Card Consolidation Better Business Bureau Reliability Seal

Best Credit Card Consolidation Programs

Credit card consolidation - is it right for you? If youíre carrying a high interest rate across multiple cards, you may benefit from such services. With more and more Americans facing large medical bills, job loss, and other financial setbacks, credit card debt is higher than ever. And, with interest rates and late fees, itís not unusual for people to get in over their heads. Credit card consolidation helps consumers to better manage their debt and get back on solid financial footing once more.

One of the biggest benefits of credit card consolidation is a sense of relief: rather than worrying about multiple payments and due dates, customers can focus on a single payment - one that often saves them not only stress but also money, as consolidation usually results in interest rates that are much lower than the credit cards themselves.

Continue reading below reviews

Best Reviews

2019

Credit Card Consolidation Reviews

5 stars
National Debt Relief

NATIONAL DEBT RELIEFTopConsumerReviews.com Best-In-Class Blue Ribbon Award

Experienced and boasting a reputation for high standards and success, National Debt Relief is dedicated specifically toward helping clients find financial solutions. Neat and organized, new clients should have no problem finding answers to questions or a plan to meet their needs. Read More... Visit
Site

4.5 stars
Curadebt

CURADEBT

CuraDebt offers a wide range of credit card consolidation and debt counseling services. The website is organized but a bit overwhelming to read. We advise giving yourself time to carefully peruse through every paragraph so you donít miss any important detail. Overall, this is a reputable and accredited company with a high customer satisfaction rate.
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Site

4.5 stars
LendingTree

LENDINGTREE

LendingTree offers several ways to consolidation credit card debt. The site provides step-by-step options with the goal to help you pay off your debt and stay out of debt. New clients will appreciate choosing which loan best fits their needs. Read More... Visit
Site

4 stars
LendingClub

LENDINGCLUB

LendingClub instills confidence with its clients through their transparent business approach. The site is very organized and informative. Loans are clearly presented, allowing those seeking financial solutions time to consider what loan might work for them. Though a younger company, LendingClub is highly praised and has received numerous service awards. New clients will be greatly impressed.
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Site

4 stars
SoFi

SOFI

SoFi is one of the newest companies on the market when it comes to "social finance" (hence the name SoFi), and scores very high marks for their customer-friendly loan products. However, they donít offer services specifically for credit card consolidation: instead, they offer personal loans for paying off credit card balances. If youíre looking to just pay off your cards without an actual consolidation process, SoFi might be the right choice for you.
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Site

3.5 stars
Avant

AVANT

Utilizing a clean and sophisticated website, the Avant lending platform offers financial solutions for anyone looking for consolidate debt. Avant provides access to unsecured personal loans ranging from $2,000-$35,000 with funding as soon as the next business dayá. To date, more than 500,000 customers have been served worldwide through the Avant platform.
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Site

3.5 stars
Accredited Debt Relief

ACCREDITED DEBT RELIEF

Anyone looking for help consolidating credit cards will welcome visiting this very well-organized website. Accredited Debt Relief has a sound reputation and an A+ rating with the Better Business Bureau. You will have to find out if they serve the state you live in, but if they do, you will not be disappointed.
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Site

3.5 stars
OneMain Financial

ONEMAIN FINANCIAL

One of the oldest financial institutions, One Main, formerly Citi Financial, offers experience and excellent customer service to meet your needs. The company is large and credit card consolidation is only one of many services they offer.
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Site

3 stars
Life Loans

LIFE LOANS

Life Loans is not a lender or a credit card consolidation negotiator. Their service is free, but their primary focus is to offer personal loans. If you're looking to apply for a single loan to replace your existing loans, they may be a good choice; however those looking for help with credit card debt will not find specific information on this site for their situation.
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Site

Continued from above

Finding the right company to work with can feel overwhelming. Therefore, it is important that the right amount of time and research be given to allow yourself the opportunity to work with a company who will recognize the wisdom behind making such a financial decision while offering professional courtesy and encouragement. Fortunately, there are multiple reputable companies that provide these services.

As you choose the credit card consolidation provider that is best for your situation, you should keep in mind the following criteria:

  • Reputation. How long as the company been helping consumers with their credit card debt? Do they have a solid score with the Better Business Bureau and/or positive feedback from current and previous clients?
  • Cost. What should you expect to pay, if anything, for the service? Is there a free initial consultation? What payment plan should you expect moving forward?
  • Approach. How does the company carry out your credit card consolidation? Do you have multiple options from which to choose?

TopConsumerReviews.com has reviewed and ranked the best Credit Card Consolidation programs available today. We hope these reviews help you find a credit card consolidation provider that fits your personal situation!

Debt settlement vs. debt consolidation

With debt consolidation, you transfer your debts into one master account, typically a personal loan or balance transfer credit card, which allows you to simplify how you make payments and often ...

Published:  Tue, 05 Mar 2019 21:33:00 GMT



Consolidating debts sounds intimidating, but it can give people a huge head start worth thousands of dollars

But the real benefit of debt consolidation is in the money you'll save. That's because the average credit card APR is over 17%, but the best debt consolidation products may be able to consolidate that ...

Published:  Mon, 11 Mar 2019 05:37:00 GMT



The $770 Billion Private Debt Market Is Ready for Consolidation

Meeting at this week's SuperReturn International conference in Berlin, executives were asking whether there's a "private credit glut" after assets nearly tripled in the past decade. "We will see ...

Published:  Fri, 01 Mar 2019 01:59:00 GMT



Massachusetts Credit Unions Complete Consolidation

Your article was successfully shared with the contacts you provided. Lawrence, Mass. (Image: Shutterstock). Merrimack Valley Credit Union and Bridgewater Credit Union said last week they officially ...

Published:  Mon, 04 Feb 2019 11:30:00 GMT



Ask SAM: Local credit counseling help

Q: My son has an outstanding unpaid medical bill from an out-of-state hospital that is affecting his credit. Is there some kind of consumer credit-counseling service that could help him work through ...

Published:  Fri, 08 Feb 2019 16:09:00 GMT



Debt Consolidation Plans in Singapore - What Are They & How Do They Work

So if you know someone who has trouble managing their credit card and personal loan repayments, you might want to tell them about debt consolidation plans. A debt consolidation plan, sometimes ...

Published:  Wed, 13 Feb 2019 17:27:00 GMT



As shutdown persists, Consumer Credit Counseling Service offers free financial help to federal workers

Consumer Credit Counseling Service of Buffalo Inc. is providing financial and credit counseling at no charge for federal employees who are affected by the partial government shutdown. CCCS president ...

Published:  Fri, 11 Jan 2019 03:15:00 GMT



2 Out Of 3 Loans Used for Credit Cards and Loan Consolidation

What do you do with debts that have unfavorable interest rates or difficult payment terms If you can, consolidate them into one debt stream with more favorable terms. Balance transfer credit cards ...

Published:  Sat, 05 Jan 2019 01:26:00 GMT



Debt Consolidation Plans in Singapore - What Are They & How Do They Work

A debt consolidation plan, sometimes referred to as a "DCP loan", is a simple repayment scheme that allows you to bring together all your outstanding unsecured debt (e.g. outstanding credit card bills ...

Published:  Fri, 08 Feb 2019 18:30:00 GMT



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