TopConsumerReviews.com is a world-leading consumer product review site. We provide detailed reviews and ratings for thousands of products and services.
If your credit is blemished you're not alone. Many people are finding that the boom in credit spending, over the last 10 years, has left them financially damaged and in despair. Whether you blame the economy, divorce, job loss, irresponsible spending or something else your focus should be about moving forward and making changes. Having access to credit, and a decent credit history, is necessary to buy a home, get a car loan and even qualify for specific jobs. Also, access to a credit card is important for day to day living. Credit cards make for convenient shopping but are also necessary in many scenarios where a Visa or MasterCard must be made available to purchase online, rent a car or hotel room, and more.
But, how do you obtain a credit card when no lenders are interested in you? Specifically look for credit cards designed for blemished or no credit consumers. There are a number of options out there as a large population of adults are in the same boat. However, not all credit cards are built the same. Here's what you should be aware of:
Credit card options for those with less than perfect credit are abundant but need to be looked at closely before making a decision. Different options have their pros and cons and make sure you read the fine print first before making a final decision. The goal is to demonstrate responsible spending to ultimately improve your credit and lead the way towards better access to lenders.
Top Consumer Reviews Articles
TopConsumerReviews.com provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.
Bad Credit Credit Cards In The News
If you're trying to improve your credit score or simplify your finances, it could seem like a smart idea to close an unused credit card or two. However, many people who do this are shocked a few weeks ...
Published: Tue, 16 Oct 2018 05:56:00 GMT
Finding great credit cards for people with bad credit can be difficult. If you have no credit history or a bad credit profile - in general, that means a FICO score of 600 or lower, though this can var...
Published: Tue, 12 Jun 2018 12:22:00 GMT
A low credit score doesn't necessarily preclude you from getting a credit card. It just means you may have to be more strategic about which cards you apply for. A number of major credit card companies ...
Published: Mon, 21 Aug 2017 14:40:00 GMT
If you have bad credit, you may think you're automatically unqualified for credit cards that offer cash back or travel rewards. For many cards, that may be true. But you're not necessarily locked out ...
Published: Thu, 15 Jun 2017 04:30:00 GMT
Credit card use among people with less-than-stellar credit is on the rise, according to a recent report by the New York Federal Reserve Board. While the historic rate of people with good credit scores ...
Published: Fri, 12 Aug 2016 23:13:00 GMT
Having bad credit can be worse than having no credit at all. A lousy credit score can lead to a steeper credit hole to climb out of, and can take years to fix. All is not lost. Borrowers with bad cred...
Published: Wed, 04 Jan 2017 04:47:00 GMT
People with bad credit deserve a credit card that can help them get improve. So MONEY has decided to invent one. When MONEY released its latest Best Credit Cards winners, we found the Discover It Secu...
Published: Tue, 04 Oct 2016 07:02:00 GMT
- View Full Site -
Reproduction in whole or in part in any form without the express written consent of TopConsumerReviews.com, LLC is strictly prohibited.