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      October 13, 2019

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How Cash Back Credit Cards Compare

How to Choose a Cash Back Credit Card

The Benefits of Cash Back Credit Cards

 

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The Benefits of Cash Back Credit Cards

With cash back credit cards you receive something for nothing - that sounds like a pretty good deal right? Cash back credit cards give you a bonus for spending money. Cash back credit cards gained popularity after airlines offered cards with “bonus miles.” Now, most credit cards offer some type of reward program - often in the form of a cash back bonus. We all have to spend money on bills, groceries, gas and other essentials. By using a cash back credit card with these purchases, you are receiving money back for items you are already spending money on.

Cash back credit cards work best for those that pay off their balance in full each month. By doing this, you will not pay any interest on your purchases (which is often high with cash back cards) while receiving all the benefits of your rewards. You are essentially getting free money.

Most cards offer anywhere from 1%-5% cash back rewards, depending on what you are purchasing. That is like going to a store and getting 5% off with every purchase. On average, most users receive about 3% back on each purchase. Often, many users get credit cards for their family members to optimize earnings. If you and the members of your household use cash back credit cards on all your purchases, it would add up to a significant amount over the course of the year. Many businesses can also use cash back credit cards and can reap the same benefits and savings each month as well.

There are many benefits to receiving cash back every month. If the rewards come back as a statement credit, then you have reduced credit card bills each month. Other cards send your reward in the mail and can use it to spend it on whatever you want - this could be your vacation or entertainment money. You might feel you have the freedom to use your cash back rewards on items you wouldn’t ordinarily purchase with your hard earned money.

Credit card users have been down recently and many companies have been offering great rewards for new users. There are many different options out there to choose from. You can find one that best supports your spending habits.

Cash back credit cards are one of the best types of credit cards to choose because you earn a portion of the money you spend back and you have the freedom to choose to do what you want with the bonus cash. They are easy to use they offer many benefits to consumers that research and select credit cards that fit their lifestyle. The savings can be significant and costly charges can be avoided if the consumer makes payments promptly and in full each month.

Experts: This is the highest paying cash back card on the market

We're living in a golden age of credit card perks - but for some reason a huge number of Americans aren't taking advantage of it. The truth is, as long as you're able to pay off your balance every ...

Published:  Thu, 10 Oct 2019 07:40:00 GMT



The 10 Best Gas Rewards Credit Cards Of 2019

The result is our list of the 10 best gas rewards credit cards. Gas rewards credit cards can earn cash back with every fill-up. Getty Gasoline is a major expense for many families, especially those ...

Published:  Thu, 10 Oct 2019 08:26:00 GMT



The Best Cash Back Credit Card Offers You 2.5% Back on Everything You Buy

"Which card will give me the most money back?" To answer this, you'll want to compare signup bonuses, but that isn't the only factor you should consider. The best credit card deals also deliver ...

Published:  Mon, 07 Oct 2019 08:09:00 GMT



The Blue Cash Preferred and Wells Fargo Propel are 2 of the best cash-back credit cards available now. We compared them to find your best option.

The Blue Cash Preferred Amex and the Wells Fargo Propel are two of the best cash-back credit cards available. So which is best for you?

Published:  Thu, 10 Oct 2019 13:36:00 GMT



The 9 best cash-back credit cards of 2019

Many of my friends and family members want to know how I travel so much, but when I start explaining the strategies of multiple credit cards, transferable points and online shopping portals, their ...

Published:  Mon, 30 Sep 2019 10:03:00 GMT



Credit One Bank and American Express launch new cash-back rewards credit card

Credit One Bank and American Express announced the launch of the Credit One Bank American Express Card on Wednesday. Cardholders receive unlimited 1% cash-back rewards on all purchases, in addition to ...

Published:  Wed, 02 Oct 2019 15:44:00 GMT



The Best Credit Card for Small Business Owners Gives 2% Cash Back and Comes With a $500 Sign-up Bonus

While stories abound of entrepreneurs who bankrolled their startups with personal credit cards, you need to choose carefully when it comes to cash back business credit cards. The big caveat for even ...

Published:  Tue, 08 Oct 2019 04:55:00 GMT



5 Credit Card Perks That Are Completely Overrated

Don't let yourself be drawn in by these overhyped "perks." Rewards are the worm on the hook that credit card companies use to bait consumers into signing up for their cards. Many of these perks are ...

Published:  Fri, 11 Oct 2019 07:13:00 GMT



The Best Secured Credit Cards for Improving Credit

The only con is the 24.99% APR and 10.99% APR on balance transfers for the first six months. This secured credit card goes beyond just building credit. Discover offers 1-2% in cash back options, with ...

Published:  Fri, 11 Oct 2019 07:28:00 GMT



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