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      June 20, 2019

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The Benefits of Cash Back Credit Cards

 

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The Benefits of Cash Back Credit Cards

With cash back credit cards you receive something for nothing - that sounds like a pretty good deal right? Cash back credit cards give you a bonus for spending money. Cash back credit cards gained popularity after airlines offered cards with “bonus miles.” Now, most credit cards offer some type of reward program - often in the form of a cash back bonus. We all have to spend money on bills, groceries, gas and other essentials. By using a cash back credit card with these purchases, you are receiving money back for items you are already spending money on.

Cash back credit cards work best for those that pay off their balance in full each month. By doing this, you will not pay any interest on your purchases (which is often high with cash back cards) while receiving all the benefits of your rewards. You are essentially getting free money.

Most cards offer anywhere from 1%-5% cash back rewards, depending on what you are purchasing. That is like going to a store and getting 5% off with every purchase. On average, most users receive about 3% back on each purchase. Often, many users get credit cards for their family members to optimize earnings. If you and the members of your household use cash back credit cards on all your purchases, it would add up to a significant amount over the course of the year. Many businesses can also use cash back credit cards and can reap the same benefits and savings each month as well.

There are many benefits to receiving cash back every month. If the rewards come back as a statement credit, then you have reduced credit card bills each month. Other cards send your reward in the mail and can use it to spend it on whatever you want - this could be your vacation or entertainment money. You might feel you have the freedom to use your cash back rewards on items you wouldn’t ordinarily purchase with your hard earned money.

Credit card users have been down recently and many companies have been offering great rewards for new users. There are many different options out there to choose from. You can find one that best supports your spending habits.

Cash back credit cards are one of the best types of credit cards to choose because you earn a portion of the money you spend back and you have the freedom to choose to do what you want with the bonus cash. They are easy to use they offer many benefits to consumers that research and select credit cards that fit their lifestyle. The savings can be significant and costly charges can be avoided if the consumer makes payments promptly and in full each month.

The 6 best credit cards of 2019

is our choice for the best credit cards for freelancers and sole proprietorships, due to its collection of perks, rewards, and cash back options. And to remove some of the hassle, it even syncs up ...

Published:  Wed, 19 Jun 2019 14:05:00 GMT



Amazon Just Rolled Out a Tempting New Credit Card With 5% Cash Back. Here's What You Should Know

Amazon has a new credit card geared towards people with bad credit, and it comes with the possibility of 5% cash back on most Amazon purchases. But the benefits and trade-offs won't make it an ...

Published:  Tue, 11 Jun 2019 06:49:00 GMT



Chase has announced the Freedom credit card's Q3 bonus categories - including 5% cash back at gas stations

An image of a chain link. It symobilizes a website link url. An envelope. It indicates the ability to send an email. A stylized bird with an open mouth, tweeting. The word "in". A stylized letter F. ...

Published:  Thu, 13 Jun 2019 12:34:00 GMT



Apple Expands Goldman Credit Card Test to Thousands of Retail Workers

The co-branded partnership integrates the card digitally with the iPhone and gives users higher cash back on Apple purchases and all transactions via Apple Pay. Goldman handles payment processing, ...

Published:  Wed, 19 Jun 2019 11:30:00 GMT



AmEx Blue Cash Preferred Credit Card Will Give You Cash Back For Transit

At NerdWallet, we strive to help you make financial decisions with confidence. To do this, many or all of the products featured here are from our partners. However, this doesn't influence our ...

Published:  Thu, 13 Jun 2019 12:33:00 GMT



Why your favorite restaurant may soon charge you more for paying with a credit card

Whether or not you should pay a surcharge to use a credit card depends on how much value you're getting from your purchase. If you're only getting a flat 2 percent cash back on your credit card ...

Published:  Wed, 19 Jun 2019 15:55:00 GMT



How to Get Free Flights With Credit Card Rewards

Airline rewards cards and travel credit cards allow you to earn free flights, sometimes much faster than you can with a simple cash back credit card. Using miles to pay for your flights can make ...

Published:  Tue, 18 Jun 2019 07:06:00 GMT



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