March 23, 2018

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How Cash Back Credit Cards Compare

How to Choose a Cash Back Credit Card

The Benefits of Cash Back Credit Cards


Top Consumer Reviews Articles provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

How Cash Back Credit Cards Compare

There is no cash back card that is best for everyone because each person and household has different spending habits. Selecting the right cash back credit card can be a difficult process. Credit card companies are required to disclose all the information about the card but that means a lot of fine print reading for potential customers. Here are some tips to help get you started on the right track. Remember, you want to select a card that works for your current lifestyle while putting the maximum amount of money back in your pocket.

A small percentage of cash back cards have an annual fee. These fees typically range from $20-$40 each year. The benefit package and the amount you spend are something to consider when looking at cards with fees. A person who uses the card for many purchases would likely have benefits that outweigh the fees. These cards offer better packages and higher percentages back. There are always exceptions, so make sure you consider where you are spending your money and how much you will be charging on your card. If you find a card with a great benefits package but an annual fee – shop around a little longer. With so many options available you may be able to find one with a lower fee (or none at all) that offers a similar rewards package.

Though most cards offer a flat percentage back on your purchases, there are cards that offer higher percentages back on “everyday purchases.” These include categories such as groceries, gas and restaurants. When comparing cards this is something to consider. Another option you will see is tiered cards. These cards offer a greater percentage of cash back when you reach a certain amount on your card. Cash back credit cards may also offer other benefits aside from cash back such as discounts at stores, cash advantages and annual bonuses.

Cards offer their rewards at different times. Some of them reward you annually and others may reward you once a month (or another frequency) or when you reach a certain balance. This usually comes down to a person’s preference. Maybe you would prefer a lump sum once a year or you might prefer small amounts more frequently. Some cards have a maximum amount of rewards you can earn each year. Look for this in the fine print and make sure it doesn’t exceed what you plan to spend. If it does, chances are there is a better card out there for you.

With multiple options for cash back credit cards, it is likely that there is a card will work well for you. Look for cards with the highest payout for the purchases you spend the most on.

MPs and Peers back Sun campaign to end rip-off credit fees and stop vulnerable Brits being preyed on by lenders

It is scandalous that one mum who borrowed cash to help keep a roof over her family's head and ended up paying back over THREE times ... who campaigned for fairer credit - including payday loans and high interest rate credit cards for a number of years ...

Published:  Mon, 19 Mar 2018 17:07:00 GMT

Pros and Cons of Paying Taxes with a Credit Card

"Plus I use a rewards credit card so I get cash back on purchases. This includes paying my taxes." The convenience of this approach is why it's appealing to so many taxpayers. Paying this way also offers the added piece of mind of being safe, says Josh ...

Published:  Thu, 15 Mar 2018 03:00:34 GMT

10 Best 5% Cash Back Credit Cards for March 2018

Credit card reward programs come in so many varieties that it can be difficult find the best cards for your spending habits. A basic, flat-rate card that earns you a certain percentage cash back on all purchases is probably the simplest bet out there.

Published:  Tue, 27 Feb 2018 16:00:00 GMT

Amazon Is Promising Big Credit Card Benefits To Whole Foods Shoppers

Now they're upping the ante even more, by offering cash back if you buy from Whole Foods with your Amazon credit card. It's fairly straightforward, as Ars Technica reports. Use your Amazon Rewards Visa card, and if you're a Prime member, you get 5% ...

Published:  Tue, 20 Feb 2018 08:00:00 GMT

Receive a monthly return with a cash-back credit card: Scorgie

Small changes to the way you spend can add up. Metro financial guru Lesley-Anne Scorgie pulls together weekly tips that will add a minimum of $10 to your savings. Ready to watch your money grow Check out this week's tip. Week 11: Switch to a cash-back ...

Published:  Sun, 04 Mar 2018 15:24:00 GMT

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