TopConsumerReviews.com Best Cash Back Credit Cards
      October 13, 2019

Home  >  Cash Back Credit Cards  >  Articles

Your Information Is Secure
Credit Cards: The Lowdown Newsletter

Latest Reviews

Copyright Registration

Dog Houses

Drum Lessons

Gift Baskets

Health Insurance

Job Search

Keto Diets

Online Fitness

Self Publishing Companies

Teeth Whiteners

Wills

Women's Fertility

 

Related Articles

How Cash Back Credit Cards Compare

How to Choose a Cash Back Credit Card

The Benefits of Cash Back Credit Cards

 

Top Consumer Reviews Articles

TopConsumerReviews.com provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

How Cash Back Credit Cards Compare

There is no cash back card that is best for everyone because each person and household has different spending habits. Selecting the right cash back credit card can be a difficult process. Credit card companies are required to disclose all the information about the card but that means a lot of fine print reading for potential customers. Here are some tips to help get you started on the right track. Remember, you want to select a card that works for your current lifestyle while putting the maximum amount of money back in your pocket.

A small percentage of cash back cards have an annual fee. These fees typically range from $20-$40 each year. The benefit package and the amount you spend are something to consider when looking at cards with fees. A person who uses the card for many purchases would likely have benefits that outweigh the fees. These cards offer better packages and higher percentages back. There are always exceptions, so make sure you consider where you are spending your money and how much you will be charging on your card. If you find a card with a great benefits package but an annual fee – shop around a little longer. With so many options available you may be able to find one with a lower fee (or none at all) that offers a similar rewards package.

Though most cards offer a flat percentage back on your purchases, there are cards that offer higher percentages back on “everyday purchases.” These include categories such as groceries, gas and restaurants. When comparing cards this is something to consider. Another option you will see is tiered cards. These cards offer a greater percentage of cash back when you reach a certain amount on your card. Cash back credit cards may also offer other benefits aside from cash back such as discounts at stores, cash advantages and annual bonuses.

Cards offer their rewards at different times. Some of them reward you annually and others may reward you once a month (or another frequency) or when you reach a certain balance. This usually comes down to a person’s preference. Maybe you would prefer a lump sum once a year or you might prefer small amounts more frequently. Some cards have a maximum amount of rewards you can earn each year. Look for this in the fine print and make sure it doesn’t exceed what you plan to spend. If it does, chances are there is a better card out there for you.

With multiple options for cash back credit cards, it is likely that there is a card will work well for you. Look for cards with the highest payout for the purchases you spend the most on.

Experts: This is the highest paying cash back card on the market

We're living in a golden age of credit card perks - but for some reason a huge number of Americans aren't taking advantage of it. The truth is, as long as you're able to pay off your balance every ...

Published:  Thu, 10 Oct 2019 07:40:00 GMT



The 10 Best Gas Rewards Credit Cards Of 2019

The result is our list of the 10 best gas rewards credit cards. Gas rewards credit cards can earn cash back with every fill-up. Getty Gasoline is a major expense for many families, especially those ...

Published:  Thu, 10 Oct 2019 08:26:00 GMT



The Best Cash Back Credit Card Offers You 2.5% Back on Everything You Buy

"Which card will give me the most money back?" To answer this, you'll want to compare signup bonuses, but that isn't the only factor you should consider. The best credit card deals also deliver ...

Published:  Mon, 07 Oct 2019 08:09:00 GMT



The Blue Cash Preferred and Wells Fargo Propel are 2 of the best cash-back credit cards available now. We compared them to find your best option.

The Blue Cash Preferred Amex and the Wells Fargo Propel are two of the best cash-back credit cards available. So which is best for you?

Published:  Thu, 10 Oct 2019 13:36:00 GMT



The 9 best cash-back credit cards of 2019

Many of my friends and family members want to know how I travel so much, but when I start explaining the strategies of multiple credit cards, transferable points and online shopping portals, their ...

Published:  Mon, 30 Sep 2019 10:03:00 GMT



Credit One Bank and American Express launch new cash-back rewards credit card

Credit One Bank and American Express announced the launch of the Credit One Bank American Express Card on Wednesday. Cardholders receive unlimited 1% cash-back rewards on all purchases, in addition to ...

Published:  Wed, 02 Oct 2019 15:44:00 GMT



The Best Credit Card for Small Business Owners Gives 2% Cash Back and Comes With a $500 Sign-up Bonus

While stories abound of entrepreneurs who bankrolled their startups with personal credit cards, you need to choose carefully when it comes to cash back business credit cards. The big caveat for even ...

Published:  Tue, 08 Oct 2019 04:55:00 GMT



5 Credit Card Perks That Are Completely Overrated

Don't let yourself be drawn in by these overhyped "perks." Rewards are the worm on the hook that credit card companies use to bait consumers into signing up for their cards. Many of these perks are ...

Published:  Fri, 11 Oct 2019 07:13:00 GMT



The Best Secured Credit Cards for Improving Credit

The only con is the 24.99% APR and 10.99% APR on balance transfers for the first six months. This secured credit card goes beyond just building credit. Discover offers 1-2% in cash back options, with ...

Published:  Fri, 11 Oct 2019 07:28:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure