Best Reviews TopConsumerReviews.com Best Debit Cards Best Reviews
Best Reviews
      August 22, 2019

Home  >  Debit Credit Cards

Your Information Is Secure
Credit Cards: The Lowdown Newsletter

Latest Reviews

Cellulite

Cruise Vacations

Colon Cleansers

Keto Diets

Olive Oil Clubs

Online Fitness

Personal Trainers

Pet Meds

Popular Diets

Printer Ink

 

2019

Debit Credit Card Reviews

What are the best Debit Cards? Besides the typical debit card you get with your savings or checking account, prepaid debit cards are a popular option for people with no credit - or bad credit. These cards represent a great way to get the flexibility of a credit card with the security of a debit card, and often give you the same perks and rewards as a traditional credit card.

The Best Debit Credit Cards

 

What are Debit Cards?

Most of us are well-acquainted with debit cards. Attached to a savings or checking account, these cards typically have the flexibility of a credit card - swipe anywhere a traditional credit card could be used - with the benefit of helping to control spending. In other words, if you don't have the money in the bank, your purchase won't go through. That makes debit cards popular for people who are trying to establish (or reestablish) good money management habits, or who just don't like the idea of having an open line of credit out there.

But, there's a second type of debit card that can also be a great tool for managing spending, as well as gift-giving and other situations. Sometimes referred to as a prepaid card, this credit card often comes with a lot of perks - sign-up bonuses, rewards points, and more - while still limiting the amount of money available to spend at any given time. Like a traditional debit card, if you don't deposit funds to this type of debit card, no purchases can be made.

For that reason, this kind of debit card is ideal for people who have bad or no credit. Because you have to deposit money to the card in order to use it, the credit card company doesn't care about your credit history: you're backing your own purchases with your money.

 

Prepaid Debit Cards: What To Look For

If you've decided that a prepaid debit card is what you need, there are a few ins and outs to keep in mind.

  • Fees: many debit cards charge a one-time fee to open the card, and some have monthly maintenance fees for as long as you keep the card active (usually around $5/month). Those costs can add up over time, so make sure you know what you're getting.
  • Card Brand: for maximum flexibility, you may want to choose a credit card that can be used in more places. For example, most places accept Visa and MasterCard, while some retailers and merchants will not take AmEx or Discover.
  • Rewards: make sure you know what points, cash back, or other rewards are offered with the card you choose. It won't help you to have a card that gives you extra points for dining out if you never go to a restaurant, for instance.

The Best Debit Credit Cards

TopConsumerReviews.com has partnered with Lending Tree to help you find the best Debit Cards currently available. We hope this information will give you all the tools you need to choose the right debit card for you!

 

Debit Cards vs. Credit Cards for Teens

Practice, early and often, with a credit or debit card can help your child form healthy money habits. Increasingly, parents are trusting their tweens and young teens with credit cards. The 2019 ...

Published:  Wed, 21 Aug 2019 08:21:00 GMT



MoviePass confirms breach that leaked credit card numbers

Some of those included numbers for its custom debit cards that are used when subscribers purchase tickets, while others listed customer's personal information including their credit card numbers, ...

Published:  Wed, 21 Aug 2019 20:24:00 GMT



How to get a credit card with bad credit

Figuring out how to get a credit card with bad credit takes a little more thought than opening a card when you have good or excellent credit.

Published:  Mon, 19 Aug 2019 08:06:00 GMT



DBS Bank to enter India's credit card market next year

India's credit card market is still small in comparison to its debit card market. The latest data from May showed 48.9 million credit card users in the country, compared with some 825 million with ...

Published:  Tue, 20 Aug 2019 11:14:00 GMT



Crime Report: Victim's credit cards, stolen while she was grocery shopping, used at Town Center store

A woman reported that someone stole her red nylon zipper pouch containing cash, seven credit cards, two debit cards, three gift cards, her driver's license and other forms of ID while she was grocery ...

Published:  Wed, 21 Aug 2019 13:41:00 GMT



New facility on debit cards, credit cards to make payments easier: 10 points

Making small-ticket payments to a merchant, which are recurring in nature, through your debit, credit or prepaid cards (including wallets) is set to get easier. To boost digital transactions and ...

Published:  Thu, 22 Aug 2019 00:23:00 GMT



Credit and Debit Cards Gain Ground on Cash for Small Purchases

Cash may still be king among consumers for purchases of $10 or less, but its market share is steadily being eroded by credit and debit cards, says an annual survey from CreditCards.com. The most ...

Published:  Mon, 19 Aug 2019 08:34:00 GMT



3 Hilton credit cards are offering huge welcome bonuses, but you only have a week left to apply and earn up to 130,000 points

Three Hilton Honors Amex cards are offering elevated welcome bonus that can you get over 100,000 points, but just for one more week.

Published:  Wed, 21 Aug 2019 08:44:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure