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      June 26, 2019

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2019

Low Interest Rate Credit Card Reviews

What are the best Low Interest Rate Credit Cards? Low interest credit cards are particularly well suited for people who carry a balance from month to month. Typically these companies look for people with good to strong credit and a solid payment history. With a low interest credit card you can save significant money each month on your payment - which can equate to a lower minimum payment and a faster rate of paying off the initial principal if so desired.

The Best Low Interest Rate Credit Cards

Low interest credit cards typically charge a rate similar to what banks are charged to borrow funds. This can provide you with significant savings over other credit cards. However, if your payment is late or you go over your minimum you can anticipate a potential for the rate to be increased. Careful management of charges and monthly payments are necessary to take continued advantage of lower interest rate credit cards.

The benefits of low interest credit cards can vary from one company to another. When looking for the best low interest credit card, you should consider the following factors:

  • Interest rate. How low of an interest rate comes with the credit card? Is the rate fixed or adjustable?
  • Penalties. What are the charges and penalties if you make a late payment or go over your low interest credit card limit? Will the rate automatically go up? If so, how soon will the rate come back down?
  • Annual fees. Some low interest credit cards charge annual fees. Make sure you know any costs for your low interest credit card upfront.

The Best Low Interest Rate Credit Cards

TopConsumerReviews.com has reviewed and ranked the best low APR credit cards available today. We hope these reviews help you find the right low interest credit card to meet your needs!

 

What's a Good Interest Rate for a Personal Loan?

Read on to find out more about low-interest personal loans and how to secure one. How interest rates work on personal loans Put simply ... On top of that, paying off credit card debt will help improve ...

Published:  Tue, 25 Jun 2019 03:05:00 GMT



Kiwibank drops interest to 9.95% for Low Rate credit cards

Kiwibank will reduce its interest on its Low Rate credit cards to under 10 per cent for the first time. From July 2019 the Low Rate card will sit at 9.95 per cent p.a. for purchases and cash advances. ...

Published:  Tue, 25 Jun 2019 18:35:00 GMT



Kiwibank: Time is right to cut credit card interest rates

Kiwibank is cutting interest rates on three of its credit cards. The bank has announced it will drop its low rate card's purchase rate to 9.95 per cent a year from 13.45 per cent. That means $1000 on ...

Published:  Tue, 25 Jun 2019 17:44:00 GMT



Kiwibank sets new low for low rate credit cards

In a move that will shake up the New Zealand credit card market, Kiwibank today announced it will reduce the interest rates on its range of low rate credit cards. For the first time, its lowest credit ...

Published:  Tue, 25 Jun 2019 22:09:00 GMT



Sanders-Ocasio-Cortez plan to cap credit card interest rates will backfire on consumers

In 1970 only 16% of American households had general purpose credit cards, and only two percent of low-income households, primarily because restrictive interest-rate ceilings made it too risky to lend ...

Published:  Fri, 21 Jun 2019 05:00:00 GMT



How to transfer a credit card balance and buy yourself time to pay off debt

finding a credit card that offers low or no interest on balance transfers for a certain amount of time is a great way to give yourself a little more time to pay off debt while avoiding potentially ...

Published:  Mon, 24 Jun 2019 14:18:00 GMT



What's the Ideal Number of Credit Cards to Have?

As far as your credit score is concerned ... especially if you're enjoying a low interest rate. The fact is, though, a mortgage is a psychological weight that many homeowners want to get rid of as ...

Published:  Mon, 24 Jun 2019 14:34:00 GMT



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