Low Interest Rate Credit Card Reviews

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USAA Cash Rewards® American Express® Card

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.

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USAA Rewards™ Visa Signature®

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.

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USAA Rewards™ American Express® Card

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.

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USAA Cash Rewards® Visa Signature® Card

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.

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USAA Military Affiliate Card

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.

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USAA Secured Card® American Express® Card

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.

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USAA Classic American Express®

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.

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USAA Rate Advantage Platinum Visa®

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.

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USAA Secured Card® Platinum Visa®

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.

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Excent™ Secured Visa Blue Card

Build Credit History - Reports to all 3 nationwide credit bureaus

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primor® Secured Visa Gold Card

Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!

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primor® Secured Visa Classic Card

Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!

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USAA Classic Platinum Visa®

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.

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USAA Preferred Cash Rewards Visa Signature®

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.

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First Progress Platinum Select MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!

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UNITY® Visa Secured Credit Card

Unlike your Prepaid Card, UNITY Visa secured card can help you build your credit. Apply online in less than 5 minutes, and you could be approved today!

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Gettington Credit

Features a low APR, no annual fees**, no hidden fees** and the ability to pay your way.

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First Progress Platinum Prestige MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!

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First Progress Platinum Elite MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!

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USAA Cashback Rewards Plus American Express® Card

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.

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OpenSky® Secured Visa® Credit Card

No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.

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Apply for Gettington Credit! We are different from the everyday credit card and are perfect for peop


Low Interest Rate Credit Cards

Low interest credit cards are particularly well suited for people who carry a balance from month to month. Typically these companies look for people with good to strong credit and a solid payment history. With a low interest credit card you can save significant money each month on your payment - which can equate to a lower minimum payment and a faster rate of paying off the initial principal if so desired.

Low interest credit cards typically charge a rate similar to what banks are charged to borrow funds. This can provide you with significant savings over other credit cards. However, if your payment is late or you go over your minimum you can anticipate a potential for the rate to be increased. Careful management of charges and monthly payments are necessary to take continued advantage of lower interest rate credit cards.

The benefits of low interest credit cards can vary from one company to another. When looking for the best low interest credit card, you should consider the following factors:

  • Interest rate. How low of an interest rate comes with the credit card? Is the rate fixed or adjustable?
  • Penalties. What are the charges and penalties if you make a late payment or go over your low interest credit card limit? Will the rate automatically go up? If so, how soon will the rate come back down?
  • Annual fees. Some low interest credit cards charge annual fees. Make sure you know any costs for your low interest credit card upfront.

TopConsumerReviews.com has reviewed and ranked the best low APR credit cards available today. We hope these reviews help you find the right low interest credit card to meet your needs!



Low Interest Rate Credit Cards In The News

More Americans are struggling to pay their credit cards, and what's holding them back is only getting worse

That period of super-low interest rates achieved one key outcome: encouraging Americans to borrow, spend, and help grow the economy after the Great Recession. Last June, credit-card debt finally hit a new high. But the share of borrowers who make payments ...

Published:  Tue, 22 May 2018 05:24:00 GMT



How small businesses can navigate rising interest rates

The Federal Reserve doesn't directly control the rates a business might pay on a credit card, line of credit ... rates are still relatively low, small businesses haven't lost that opportunity to take advantage of low interest rates, especially as the ...

Published:  Sun, 20 May 2018 21:17:00 GMT



6 questions to ask before getting your favorite brand's credit card

Rewards cards tend to come with higher interest rates than non-rewards cards. So anyone planning to carry a balance on a credit card should focus on getting the lowest interest rate possible instead of rewards, Ulzheimer says. 4. Will the card tempt you to ...

Published:  Sun, 20 May 2018 04:12:00 GMT



Why the credit card boom may have just peaked

But that coincided with an increase in loan losses from historically low levels ... a personal loan at a lower interest rate. Their prime targets are the customers who card issuers want to keep most: those with high credit scores who carry a card balance ...

Published:  Wed, 16 May 2018 08:00:00 GMT



This Is the Best Low Interest Credit Card

While all credit card users covet the lowest interest rates they can get, a good low-rate card such as Lake Michigan Credit Union Prime Platinum is particularly useful for consumers who plan to carry a balance from time to time. What You Need to Know About ...

Published:  Thu, 26 Apr 2018 09:44:00 GMT



Goldman, Wells Fargo Look to Credit Cards for Bigger Returns

Costs to attract newer customers are also typically low, with many consumers applying ... Among consumer loans, credit cards typically come with the highest interest rates. JPMorgan Chase & Co. kicked off an arms race in credit-card rewards in 2016 when ...

Published:  Tue, 08 May 2018 07:30:00 GMT



Commonwealth Bank attempts to lure in new customers with low-rate interest rate card

CREDIT card customers are being forced to switch to online statements and set-up direct debits just to reduce their monthly costs on a new deal. The nation's biggest bank, the Commonwealth Bank, has quietly rolled out its cheapest-ever interest rate on ...

Published:  Sun, 25 Mar 2018 06:06:00 GMT




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