Low Interest Rate Credit Card Reviews

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USAA Cash Rewards® American Express® Card

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.

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USAA Rewards™ Visa Signature®

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.

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USAA Cash Rewards® Visa Signature® Card

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.

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USAA Rewards™ American Express® Card

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.

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USAA Rate Advantage Platinum Visa®

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.

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USAA Military Affiliate Card

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.

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USAA Secured Card® American Express® Card

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.

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USAA Classic American Express®

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.

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USAA Classic Platinum Visa®

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.

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USAA Preferred Cash Rewards Visa Signature®

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.

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USAA Cashback Rewards Plus American Express® Card

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.

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primor® Secured Visa Classic Card

Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!

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primor® Secured Visa Gold Card

Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!

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OpenSky® Secured Visa® Credit Card

No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.

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First Progress Platinum Select MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!

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First Progress Platinum Prestige MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!

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First Progress Platinum Elite MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!

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UNITY® Visa Secured Credit Card

Unlike your Prepaid Card, UNITY Visa secured card can help you build your credit. Apply online in less than 5 minutes, and you could be approved today!

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Gettington Credit

Features a low APR, no annual fees**, no hidden fees** and the ability to pay your way.

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Apply for Gettington Credit! We are different from the everyday credit card and are perfect for peop

Excent™ Secured Visa Blue Card

Build Credit History - Reports to all 3 nationwide credit bureaus

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USAA Secured Card® Platinum Visa®

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.

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Low Interest Rate Credit Cards

Low interest credit cards are particularly well suited for people who carry a balance from month to month. Typically these companies look for people with good to strong credit and a solid payment history. With a low interest credit card you can save significant money each month on your payment - which can equate to a lower minimum payment and a faster rate of paying off the initial principal if so desired.

Low interest credit cards typically charge a rate similar to what banks are charged to borrow funds. This can provide you with significant savings over other credit cards. However, if your payment is late or you go over your minimum you can anticipate a potential for the rate to be increased. Careful management of charges and monthly payments are necessary to take continued advantage of lower interest rate credit cards.

The benefits of low interest credit cards can vary from one company to another. When looking for the best low interest credit card, you should consider the following factors:

  • Interest rate. How low of an interest rate comes with the credit card? Is the rate fixed or adjustable?
  • Penalties. What are the charges and penalties if you make a late payment or go over your low interest credit card limit? Will the rate automatically go up? If so, how soon will the rate come back down?
  • Annual fees. Some low interest credit cards charge annual fees. Make sure you know any costs for your low interest credit card upfront.

TopConsumerReviews.com has reviewed and ranked the best low APR credit cards available today. We hope these reviews help you find the right low interest credit card to meet your needs!



Low Interest Rate Credit Cards In The News

Newegg Experiences Credit Card Data Breach

These credit cards have either a low on-going interest rate, low introductory interest rate, or low on-going fees. Most of these cards also have reasonable rewards programs and additional card perks. ...

Published:  Wed, 19 Sep 2018 12:11:00 GMT



Zero per cent credit card deals fall to record lows

As well as zero per cent balance transfer deals, the number of credit cards offering interest-free purchases has fallen to the lowest point seen since July ... but new purchases will incur rates of be...

Published:  Wed, 19 Sep 2018 21:00:00 GMT



Here's how to get rid of your credit card debt

You could opt for a peer-to-peer lender such as Harmoney, but they allocate interest rate according to risk, and if you've got out-of-control credit card debt, you might be seen as high-risk. You coul...

Published:  Fri, 21 Sep 2018 10:04:00 GMT



Get Your Credit Card Payments Under Control With Tally

Should you follow the "debt snowball" method to pay off your credit cards from lowest balance to highest ... Once the user is accepted, Tally will analyze their credit card balances, interest rates, m...

Published:  Thu, 13 Sep 2018 19:12:00 GMT



Australian credit card balances are increasing again, including the amounts attracting interest

Households spent more and saved less, sending the household savings ratio to beyond a decade-low of 1%. New analysis from Commsec ... at least from a broad perspective. Given the interest rates that c...

Published:  Wed, 12 Sep 2018 08:59:49 GMT



Warning for credit card customers with large debts as lenders slash balance transfers and increase fees

The number of interest-free balance transfer deals has fallen to its lowest level ... the interest rates from 0.5 per cent to 0.75 per cent - the highest level since the global financial crisis a deca...

Published:  Tue, 18 Sep 2018 09:56:00 GMT



Rising Interest Rates and Tariff Talk Do Not Deter Strong Canadian Consumer Credit Performance at Midpoint of 2018

Newest TransUnion report shows continued declines in serious delinquency rates ... worth and low unemployment, point to continued strong Canadian credit performance." Credit cards, a key product ...

Published:  Tue, 18 Sep 2018 20:00:00 GMT



What the Loss of Credit Card Price Protection Means for Consumers

Cardholders are looking for no annual fee, cash back, and low interest rates, rather than extra perks like price protection. In light of these findings and data from the credit card issuers ...

Published:  Wed, 05 Sep 2018 14:30:00 GMT




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