Best Prepaid Credit Cards
      October 19, 2018

Home  >  Prepaid Credit Cards

Your Information Is Secure
Credit Cards: The Lowdown Newsletter

Latest Reviews

Acne Products

Coffee Clubs

Company Incorporation

CPA Exam Reviews

Credit Repair Companies

Dog DNA Testing

LLC Formation

Meal Delivery Programs

People Search

Pet Insurance

Wholesale Dropshippers


Related Articles

Comparing Prepaid Credit Card Companies

Credit Card Alternatives for Poor Credit Scores

What to do When Your Credit Is Bad


Disclosure: We pay our reviewers for their reviews. We are not compensated by companies for their reviews, but we may be compensated for links and advertisements on our website. Click here for details.

Prepaid Credit Cards Better Business Bureau Reliability Seal

Prepaid credit cards give you the flexibility of a credit card without the hassle of credit checks, contracts and expensive interest charges. You can use your prepaid credit card to buy anything you would typically pay for with a Visa or MasterCard, such as online purchases, dining out, bill payments, shopping, and more. Prepaid credit cards even make great gifts as they don't tie someone to just one store or a specific gift.

Getting a prepaid credit card is easy. You simply purchase the size of the card you'd like, along with an upfront activation fee. You should be aware that many prepaid cards eventually decline in value after several months of non-use, so you'll want to use your prepaid credit card once you get it.

Continue reading below reviews


Prepaid Credit Card Reviews

5 stars Best-In-Class Blue Ribbon Award

AccountNow® Gold Visa® Prepaid Card

Get Paid up to 2 days Faster with Free Direct Deposit ▼ - Get Your Paycheck or Benefits Checks in Your Card Account and Access Your Funds up to 2 days Earlier Than Payday.
Read More... Visit Site

2 stars

READYdebit® Visa Prepaid Card

Instant Account Number - A Great Card for your Money.
Read More... Visit Site

Continued from above

When shopping for a prepaid credit card, there are several factors you hsould consider. Some of these include:

  • Denomination. Some prepaid credit cards come in predetermined amounts, while others let you choose exactly how much you want to spend. Choose a card that fits your needs and keep shopping if you don't initially find it.
  • Fees and penalties. Most prepaid credit cards charge an initial activation fee. Since these fees can vary widely from card to card, you should be aware of them before signing up. Yoiu should also find out if the card has an expiration date, and what charges might occur if the card is not used within a certain period of time.
  • Type. Prepaid cards come in MasterCard, Visa, American Express and more. Make sure that the prepaid credit card type will work with your spending plans. has reviewed and ranked the best prepaid credit cards available today. We hope these reviews help you find the prepaid credit card that best fits your gift giving or personal use needs!

Advantages of Prepaid Credit Cards

If your credit is imperfect, you have a teenager or young adult that needs access to a Visa or MasterCard or you want to better control your spending a prepaid credit card is a great option. Credit cards not only make for convenient shopping but are also mandatory in many scenarios where a Visa or MasterCard must be made available. For example, shopping online, renting a car, or making reservations all require a credit card and asking someone else to help you out, each and every time, can be embarrassing.

Here are some advantages of a prepaid card:

No Interest
Many prepaid credit cards exist today that look and feel just like a credit or debit card. Withdraw cash at ATM's, upload a payment via the phone, establish direct deposit, speak to a customer service representative and more. But very importantly, there's not interest charges. Fees due exist and must be looked at closely but you'll never be charged interest for using your preloaded credit card.

No Credit Check
If you've had some financial challenges in the recent past or simply don't want another credit check to be reported to the credit agencies - a prepaid card is the place to go. With the balances being prepaid, no line of credit being issued, there's no need for any prepaid credit card company to ask for your social security number or inquire about past credit issues.

No Overspending
Whether you need help sticking to a budget or you're child does, a prepaid card is the card for you. Prepaid cards only have the balance available that you load on the card at the onset. There's no spending more than you should on an impulse buy or running over your credit limit with a prepaid card. Many people use these cards in place of debit and credit cards to stick strictly to their budget. Parents often send prepaid cards to their college students to help them out financially but without the risk of a credit cards and irresponsible spending.

No Contracts
You aren't bound to a prepaid card via a contract. You simply load the card and spend as you so choose. You may reload the card as needed and continue to use in the future.

Gift Giving
If you aren't sure what your friend or family member wants or needs next Christmas or birthday a prepaid card is a great option. Loading the prepaid card with your gift contribution allows them to buy exactly whatever they want. No returning gifts with a prepaid card.

In summary, a prepaid card offers several perks over a traditional credit card. Many appreciate the budgeting aspect while others enjoy no contracts or accrued interest. Either way, prepaid cards offer a lot of flexibility no matter what you need the card for.


How to Choose the Best Prepaid Savings Account for You

Technological and financial evolution has resulted in various types of payment methods. One of the most popular ones is the prepaid debit card. Resembling a credit card in every way, this plastic paym...

Published:  Wed, 17 Oct 2018 15:11:00 GMT

Prepaid Credit Cards With Low or No Fees

This article/post contains references to products or services from one or more of our advertisers or partners. We may receive compensation when you click on links to those products or services. It is ...

Published:  Mon, 08 Oct 2018 19:04:00 GMT

Things young professionals should consider when getting first credit card: Money Matters

Credit card issuers aren't as loose as they were 15 years ago ... If you really wanted to be even more careful, you could pay by money order. Another option is a prepaid debit card such as Movo Prepai...

Published:  Mon, 15 Oct 2018 08:08:00 GMT

Overland Park police seek public's help finding credit card thieves

OVERLAND PARK, KS (KCTV) -- Police need help in identify two women who stole multiple credit cards and and purchased thousands of dollars in prepaid Visa credit cards. It happened on Oct. 5 and involv...

Published:  Tue, 16 Oct 2018 10:59:00 GMT

Prepaid Credit Card Market to Undertake Strapping Growth During 2023

Albany, NY -- (SBWIRE) -- 10/11/2018 -- Some of the major financial institutions providing prepaid credit card are Visa, Inc., American Express Company, MasterCard Inc., Kaiku Finance, LLC, Mango Fina...

Published:  Thu, 11 Oct 2018 05:54:00 GMT

Card cloning fraud cases on the rise

Of that amount, 4 471 819 were debit cards, 17 268 credit cards and 68 180 prepaid cards. The total cards in issue was up from 4 363 081 at the end of December 31, 2017, showing continued uptake in th...

Published:  Wed, 17 Oct 2018 20:27:00 GMT

Credit card vs. debit card: What's the difference

Prepaid cards are easy to obtain, usually, they don't involve a credit check, and are a safe option when denied a bank account because of poor banking history. Using a credit card and paying off what ...

Published:  Mon, 08 Oct 2018 12:58:00 GMT

This Week In Credit Card News: Some Card Fees Being Cut; 43% Of Cyberattacks Target Small Businesses

Although credit card interest rates are rising ... Parents can now choose from a rapidly expanding menu of prepaid debit cards, aimed at giving them digital oversight of their children's spending and ...

Published:  Fri, 12 Oct 2018 14:03:00 GMT

How thieves hack gas pumps and steal credit card data

He was using the stolen credit card numbers, which he transferred to a prepaid Visa card, Grillo said. The police nabbed him in the parking lot pushing a loaded cart. They found 60 gift cards and ...

Published:  Tue, 09 Oct 2018 07:50:00 GMT

Share Us!    Share on Twitter Share on LinkedIn Share on Google+ Share on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure