TopConsumerReviews.com
      August 19, 2018

Home  >  Prepaid Credit Cards  >  Articles


Warning: include(./updates/product-rankings.php): failed to open stream: No such file or directory in /home/dozeman1/public_html/new-common-code/common-article-body.php on line 75

Warning: include(): Failed opening './updates/product-rankings.php' for inclusion (include_path='.:/usr/lib/php:/usr/local/lib/php') in /home/dozeman1/public_html/new-common-code/common-article-body.php on line 75

Your Information Is Secure
Credit Cards: The Lowdown Newsletter

Latest Reviews

Coffee Clubs

Company Incorporation

CPA Exam Reviews

Credit Repair Companies

Dog DNA Testing

LLC Formation

Meal Delivery Programs

People Search

Pet Insurance

Whiskey Clubs

Wholesale Dropshippers

 

Related Articles

Comparing Prepaid Credit Card Companies

Credit Card Alternatives for Poor Credit Scores

What to do When Your Credit Is Bad

 

Top Consumer Reviews Articles

TopConsumerReviews.com provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.

What to do When Your Credit Is Bad

Many consumers assume and hope they are in good financial shape until they go to make a major purchase and are declined. Whether you were aware of your credit issues or were just recently informed, the only way out of a bad credit situation is to take action. Below are some steps to improving your credit score. Remember there's no quick fix available.

Take a Look
Order a credit report from Experian, Equifax and TransUnion - the three credit reporting agencies. Take a look at what each report says about you. Closely look over your credit reports and see what errors exist. Common errors include incorrect account information that is not yours, payments reported late in error, aged items that should be removed, missing details and more. It’s free to dispute errors and is your legal right under the Fair Credit Reporting Act. You can make disputes online, over the phone and via mail. Experts advise following these rules when disputing credit items:

  • Don't dispute several items at once. Only report one dispute per letter, call or online submission. If you attempt several at once the credit agency may automatically assume they are not valid and will disregard.
  • If you are looking for the easiest method of disputing your credit reporting the online route is the fastest but will require you keep good notes.
  • When you do submit your dispute (mail, phone, online) you have to include a copy of the actual credit report item. Highlight which entry you're referring to so that you're effort is not wasted. If a credit agency is confused in any way they will return as such and you have to start the process over.

Get Help
Feeling overwhelmed or know you don't have the time to manage such a detailed project? Several credit repair companies exist today that are relatively affordable, are experts in this field and do a great job of managing the process for you. Many companies can also give you advice to start making smart financial decisions that positively impact your credit score.

Use a Prepaid Credit Card
If you've lost the use of your credit card you can still have the same convenience of a Visa or MasterCard by using a prepaid credit card. Prepaid credit cards are purchased and loaded with the available balance you'll have access to spend. Be sure and identify what fees are accessed with your prepaid card and how future balances may be loaded for your convenience.

In summary, if you have damaged credit the only way out is to take immediate action. Investigate the damage, fight the inaccuracies and get help if needed. A prepaid credit card will help get you through until your credit score improves.

Do Prepaid Cards Have Chips

Founded in 2000, LowCards has helped millions of consumers research and find a new credit card. If you have limited or bad credit, prepaid cards give you the ability to pay for goods and services onli...

Published:  Wed, 08 Aug 2018 08:39:00 GMT



What You Need To Know About Student Credit Cards

The way he saw it, there was no reason to use credit if he only made purchases he could afford with cash. That may sound responsible, but it took us over six months of using a prepaid card to build hi...

Published:  Tue, 14 Aug 2018 01:13:00 GMT



Best Prepaid Cards for Traveling

A prepaid card is similar to a debit card-only it's not connected to any checking account. You sign up for the card, load it with cash, and use it like you would any other debit or credit card. Prepai...

Published:  Wed, 15 Aug 2018 04:54:00 GMT



Starbucks Rewards™ Visa® Prepaid Card Review

This branded prepaid card targets customers who don't want, or may not be able to obtain, a traditional credit card. It packs similar spending perks for Starbucks fans in a prepaid card that charges n...

Published:  Thu, 09 Aug 2018 15:47:00 GMT



Best Credit Cards For Women Business Owners

A business credit card provides you a credit line ... This card also offers 5X points for on flights and prepaid hotels booked at Amextravel.com. Cardholders can earn up to 75,000 Membership Rewards p...

Published:  Thu, 16 Aug 2018 08:53:00 GMT



Police seize more than 100 fake credit cards, IDs in Genesee County

18 federally indicted in Flint for Walmart prepaid card scam There were 18 people indicted ... a member of the alleged conspiracy would either slide an illegitimate credit or debit card or pretend to ...

Published:  Tue, 07 Aug 2018 13:14:00 GMT



Virtual Credit Cards Defend Against Fraud And Keep 'Free Trials' Free

even though they're not prepaid. (They just turn off.) Another option that works if you're not a customer of those banks is Privacy.com, which lets you create virtual cards in a similar fashion. With ...

Published:  Fri, 10 Aug 2018 08:31:00 GMT



ADUxPay the first and only Crypto-Prepaid Card for the 100 Billion Adult Entertainment Industry

Using the existing credit, the user can purchase the credit of their choice ... like hotels & vacations and bottle services in nightclubs etc. The ADUxPay Prepaid card not only serves as a payment met...

Published:  Tue, 14 Aug 2018 23:09:00 GMT



Kroger's California Boycott of Visa Credit Cards Begins as the Grocer Mulls a Possible Expansion

Cardholders can still use their Visa debit and prepaid cards at Foods Co while we work toward a resolution." Kroger could be following the playbook of Walmart Inc.'s Canadian unit, which boycotted Vis...

Published:  Tue, 14 Aug 2018 08:42:00 GMT



CPI Card Group Inc. Reports Second Quarter 2018 Results

About CPI Card Group Inc. CPI Card Group is a leading provider in payment card production and related services, offering a single source for credit, debit and prepaid debit cards, including EMV® chip, ...

Published:  Thu, 09 Aug 2018 05:00:00 GMT



Share Us!    Share TopConsumerReviews.com on Twitter Share TopConsumerReviews.com on LinkedIn Share TopConsumerReviews.com on Google+ Share TopConsumerReviews.com on Pinterest

Home      About Us      Terms & Conditions      Privacy Policy      Contact Us      Disclosure