TopConsumerReviews.com is a world-leading consumer product review site. We provide detailed reviews and ratings for thousands of products and services.
Lax credit rules, over spending, a weak economy and a startling number of unemployed workers have many consumers licking their financial wounds. Starting over financially is no walk in the park but is a necessity to get back on your feet and headed in the right direction.
Don't Over Apply
First of all, keep in mind that if you're not having any luck with applying for a credit card with the traditional banks - don't continue to apply. Each time a credit check occurs you potentially impact your credit score further.
Credit Card Alternatives
This may be easier said than done. Many lenders will reject applications for credit from those with poor credit. But that doesn't mean you're completely out of options. Having access to a MasterCard or Visa is necessary in many situations and doing without is nearly impossible for some. Consider these alternatives:
Establish a Payment History
Once you're able to gain access to even a small line of credit treat it with the upmost importance. Demonstrate that you can make monthly payments on time each month and spend only within your credit limit. This practice done consistently will eventually earn you a larger line of credit at cheaper interest rates.
Top Consumer Reviews Articles
TopConsumerReviews.com provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.
Prepaid Credit Cards In The News
Debit cards and credit cards seem like equally good payment options, but there is one critical difference: How unauthorized charges are handled. If you spot fraudulent charges on your credit card bill ...
Published: Tue, 16 Oct 2018 12:50:00 GMT
TUCSON - "It was very disturbing for me, it really was. It was scary." That was what Denise Omdahl told the News 4 Tucson Investigators about thieves going on a spending spree after ...
Published: Mon, 15 Oct 2018 22:35:00 GMT
Despite the global growth in crypto recognition, virtual currencies still seem to many people like something beyond their grasp and access. In a way, it was true, since cryptos were often considered a...
Published: Fri, 19 Oct 2018 01:22:00 GMT
You may have seen on Twitter that a student in Liverpool has a picture of Tom, a member of staff at Nabzy's, on his Barclays debit card, because you know - why not Johnny Fuller is a third year ...
Published: Fri, 19 Oct 2018 10:50:00 GMT
When I first heard suggestions that the Venmo debit card could "save" PayPal, I was immediately skeptical. PayPal doesn't exactly need saving, after all. It's doing quite well, with new deals with Wal...
Published: Tue, 16 Oct 2018 02:30:00 GMT
With Apple Pay Cash, Google Pay, Facebook Messenger, and Snapcash, tech industry leaders have made it easier than ever to exchange money online by integrating money transfer services with personal dev...
Published: Fri, 12 Oct 2018 06:38:00 GMT
The Fort Myers Police Department is seeking help in identifying a man, known only as "Richard," who is a suspect in the theft of a debit card and jewelry. The victim reported their debit card was used ...
Published: Thu, 18 Oct 2018 09:19:00 GMT
According to a press release published by Finextra on Monday, October 15, 2018, all Genmega ATMs in the country are now essentially Bitcoin ATMs. Based on the partnership, Genmega ATMs will now ...
Published: Tue, 16 Oct 2018 04:54:00 GMT
- View Full Site -
Reproduction in whole or in part in any form without the express written consent of TopConsumerReviews.com, LLC is strictly prohibited.