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Comparing Prepaid Credit Card Companies

Prepaid credit cards offer the convenience of a Visa or MasterCard without interest charges and credit checks. If you are currently searching for a prepaid credit card, putting a little time and effort into comparing your options can mean a long term successful relationship that works best for you. Below are some straightforward steps to compare and contrast several companies quickly and effectively before you choose your card.

Research Online.
Start your search for a quality prepaid credit card from the convenience of your home. Gather the names of several companies to compare and contrast. Independent product review companies do a great job of listing several credit card companies and do much of the comparison work for you. They allow you to quickly identify which reputable prepaid card to use and which ones offer less of a good value.

Fees.
Prepaid credit card fees can vary greatly. Compare the fees at each credit card company you're considering. Many charge a monthly service fee, a loading fee, application fee and more. You'll want to look at all aspects of their fee structure before obtaining any card to avoid surprise and unnecessary expenses.

Balance loading.
A critical aspect of a prepaid credit card is easily and quickly getting a balance loaded. If you're looking for a prepaid credit card for yourself or your student you'll want to choose a company that allows you to easily make payment (or load) via efficient methods. You might look for loading stations near your home or work, an option to add money via another credit card, or other alternatives to quickly apply a balance to your card.

Rules.
What rules are associated with using each prepaid card? Is there a maximum or minimum amount that must be loaded each time? Make sure you know any rules associated with balances to help find a card that is a good fit.

Customer Service.
Customer Service is important especially when you're dealing with money. You'll want a credit card company that puts the customer first. A company that answers the phones quickly and your questions without hesitation. Companies that fail to work through a problem aren't worth your time. Make sure you identify if your prepaid card company of choice prioritizes the customer.

Comparing and contrasting several prepaid cards at once can be organized and effective if you utilize the internet to assist. Make sure they offer a knowledgeable customer service team by calling and asking any question you might have. Also, confirm the loading process is simple and convenient to where you live and work.

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Prepaid Credit Cards In The News

Debit Card

A debit card is a payment card that deducts money directly from a consumer's checking account to pay for a purchase. Debit cards eliminate the need to carry cash or physical checks to make purchases. ...

Published:  Wed, 15 Aug 2018 09:15:00 GMT



Dual-Message Interchange for Regulated Debit Card Issuers Declined in 2017, the Fed Reports

Interchange on debit card transactions has changed relatively little in the nearly seven years since the Durbin Amendment to the 2010 Dodd-Frank Act took effect, but a Federal Reserve report notes one ...

Published:  Fri, 17 Aug 2018 09:21:00 GMT



Beware payments demanded through prepaid debit or Green Dot cards

Pay the fine or it's jail time. At least that is what experienced con artists have been threatening in a phone scam that has hit Sussex County residents in high numbers since this past weekend, accord...

Published:  Tue, 14 Aug 2018 21:36:00 GMT



The Allure of Debit Cards for P2P Payment Companies

In the U.S., debit cards are the most popular method of payment, so it's not surprising that many fintechs are trying to enter the debit card market. For companies focused on P2P payments such as PayP...

Published:  Mon, 13 Aug 2018 09:57:00 GMT



Help identify thief who stole $10,000 ring, debit card, checks from resident at retirement home

The Greenville police need help identifying the thief who stole an engagement ring, debit card and checks from someone at a retirement home. Police said an elderly person had a 10-carat diamond and go...

Published:  Wed, 15 Aug 2018 18:40:00 GMT



Edge Crypto Enables Litecoin (LTC) Purchase with Credit, Debit Cards

The multi-coin wallet Edge has released a new version, 1.3.0., which enables Litecoin (LTC) buying with credit and debit cards and expands cryptocurrency offerings with four new coins, Bitcoin Gold (B...

Published:  Wed, 15 Aug 2018 09:00:00 GMT




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