TopConsumerReviews.com is a world-leading consumer product review site. We provide detailed reviews and ratings for thousands of products and services.
The wide selection and variety of Credit Card rewards programs available for consumers can often lead to some confusion and complications when choosing the right credit card. Credit card companies are clearly in the business to make a profit and do not often lookout for the consumer. They are concerned with their interest rates (which tend to be higher with rewards programs) and fees than with the rewards they are giving the consumer.
With all the confusing credit card lingo and variety of options such as spending tiers, rotating reward categories, and redemption options, there is a chance a credit card can never really work out. You want to have the credit card be a tool to help you with your budget instead of costing you more money.
Here are some tricks that are frequently found with credit card rewards program.
There are some other tricks to watch out for. Be aware of a change in interest rates. Late payments or high balances may trigger an increase in your interest rate. Companies can also switch the interest rate when applying. You might apply for a card with a low interest rate and end up with a high interest rate card. Before accepting an offer take a close look at the terms and educate yourself so that you are not tricked by a company.
Top Consumer Reviews Articles
TopConsumerReviews.com provides unique articles that you won't find anywhere else on the internet. These articles are designed to help you make the most informed decisions possible.
Reward Program Credit Cards In The News
Check your rewards program's point transfer policies and partnerships. Planning on renovating the kitchen or adding a spare bedroom Put those expenses on your rewards credit card, as long as you aren ...
Published: Tue, 07 Aug 2018 07:48:00 GMT
According to the 2017 TSYS U.S. Consumer Payment Study, credit card rewards continue to be popular, as 75% percent of consumers have a rewards program attached to their most-used card, up from 58 perc...
Published: Tue, 07 Aug 2018 06:34:00 GMT
Cash Back Credit Cards Airline Credit Cards Dining Rewards Credit Cards Gas Rewards Credit Cards ... you could apply for a debt consolidation loan or enter a debt management program. Both of these opt...
Published: Mon, 13 Aug 2018 12:24:00 GMT
Generally, credit card points can be the most valuable when you transfer ... The ThankYou Premier has a $95 annual fee, which is waived the first year. Capital One's travel rewards program isn't neces...
Published: Fri, 10 Aug 2018 11:42:00 GMT
Look over the terms of each card thoroughly to see how your typical spending habits match up with the rewards program. If you don't spend much on your credit card, you may be better off with a targete...
Published: Thu, 31 May 2018 19:17:00 GMT
- View Full Site -
Reproduction in whole or in part in any form without the express written consent of TopConsumerReviews.com, LLC is strictly prohibited.