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      February 23, 2018

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Student Credit Cards Better Business Bureau Reliability Seal

Obtaining a credit card while in college provides a number of benefits to those entering the adult world. Whether you need to learn how to budget money, need a convenient way to pay bills, or start building a solid credit history, student credit cards are a great way to do all that and more.

Student credit cards typically have low spending limits, but building that credit history starts immediately. And a good credit history is important later for getting car loans and eventually a mortgage. A student credit card can also be a lifesaver if a financial or personal emergency comes up when you're otherwise short on cash. And let's not forget the convenience of using a student credit card versus always searching for an ATM machine when you're low on time.

Continue reading below reviews

2018

Student Credit Card Reviews

5 stars
TopConsumerReviews.com Best-In-Class Blue Ribbon Award

AccountNow® Gold Visa® Prepaid Card

Get Paid up to 2 days Faster with Free Direct Deposit ▼ - Get Your Paycheck or Benefits Checks in Your Card Account and Access Your Funds up to 2 days Earlier Than Payday.
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3 stars

USAA Secured Card® American Express® Card

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
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3 stars

USAA Secured Card® Platinum Visa®

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
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3 stars

primor® Secured Visa Classic Card

Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
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3 stars

primor® Secured Visa Gold Card

Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
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3 stars

UNITY® Visa Secured Credit Card

Unlike your Prepaid Card, UNITY Visa secured card can help you build your credit. Apply online in less than 5 minutes, and you could be approved today!
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3 stars

OpenSky® Secured Visa® Credit Card

No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
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3 stars

First Progress Platinum Elite MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!
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3 stars

First Progress Platinum Prestige MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!
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3 stars

First Progress Platinum Select MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!
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3 stars

Excent™ Secured Visa Blue Card

Build Credit History - Reports to all 3 nationwide credit bureaus
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2 stars

READYdebit® Visa Prepaid Card

Instant Account Number - A Great Card for your Money.
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Continued from above

When looking for a student credit card, there are a number of factors you should consider. Some of these include:

  • Annual fees. Many student credit card companies charge no annual fees for those in school. However it's imperative to read the fine print and understand what charges you may or may not incur.
  • Interest rates. Credit cards are a great way to build credit but there's a cost associated with borrowing money. Consider what the annual APR is with any credit card you consider before applying. If you plan paying off your credit card every month, then the interest rate isn't a factor but should something come up it's good to know what the charges will be.
  • Penalties. Credit card companies make money when your payment is late or when you go over the credit limit. Understand what penalties exist with any credit card you're considering.

TopConsumerReviews.com has reviewed and ranked the best student credit cards available today. We hope these reviews help you find the right student credit card and begin building your credit history today!

Should You Use Credit Cards to Pay Off Student Loans

Many people are carrying student loan debt these days, and for many, it is a stressful experience. Student loans can have huge balances and can take as long as 20 years to pay off. One way to reduce the cost of student loans is to use a balance transfer ...

Published:  Tue, 20 Feb 2018 00:00:00 GMT



He can afford to pay off his student debt faster. But should he

Federal student loans currently charge an interest rate somewhere between 4% and 7%. Other debt is usually more expensive. The average interest rate on credit cards, for example, is around 15%. If you do have other debts with high interest rates ...

Published:  Thu, 22 Feb 2018 07:11:09 GMT



This is how much credit-card debt makes you undatable

Don't miss:My fiance wants me to move into the home he shared with his ex-wife - and help with his mortgage Millennials are the least tolerant of student loans: Over 80% consider it unacceptable in a partner, followed by credit-card debt and payday loans.

Published:  Sun, 18 Feb 2018 16:10:00 GMT



Retiring with Debt: Mortgage, Home-Equity Loans, Credit Cards

Even with low interest rates, is that wise Consider: Older Americans, those 60 and older, had $1 trillion in household debt (mortgages, home equity loans, auto loans, student loans, credit cards and the like) in 2003. And thirteen years later, in 2016 ...

Published:  Wed, 21 Feb 2018 21:31:00 GMT



Study: Cancelling Student Loan Debt Would Improve Economy

SIOUX FALLS, S.D. - Student loan debt in the U.S. has reached $1.4 trillion. That's greater than all credit card debt and also eclipses all motor vehicle loans. Researchers at the Levy Economics Institute of Bard College say canceling the debt would be a ...

Published:  Thu, 22 Feb 2018 00:16:00 GMT



The tyranny of credit scores

When they were in college they received their first credit cards in their own names ... The attempt to bring a student loan out of default makes it impossible to pay the internet bill on time, service is terminated, and it becomes impossible to apply ...

Published:  Thu, 22 Feb 2018 04:41:00 GMT



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