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      February 23, 2019

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2019

Student Credit Card Reviews

What are the best Student Credit Cards? Obtaining a credit card while in college provides a number of benefits to those entering the adult world. Whether you need to learn how to budget money, need a convenient way to pay bills, or start building a solid credit history, student credit cards are a great way to do all that and more.

The Best Student Credit Cards

Student credit cards typically have low spending limits, but building that credit history starts immediately. And a good credit history is important later for getting car loans and eventually a mortgage. A student credit card can also be a lifesaver if a financial or personal emergency comes up when you're otherwise short on cash. And let's not forget the convenience of using a student credit card versus always searching for an ATM machine when you're low on time.

When looking for a student credit card, there are a number of factors you should consider. Some of these include:

  • Annual fees. Many student credit card companies charge no annual fees for those in school. However it's imperative to read the fine print and understand what charges you may or may not incur.
  • Interest rates. Credit cards are a great way to build credit but there's a cost associated with borrowing money. Consider what the annual APR is with any credit card you consider before applying. If you plan paying off your credit card every month, then the interest rate isn't a factor but should something come up it's good to know what the charges will be.
  • Penalties. Credit card companies make money when your payment is late or when you go over the credit limit. Understand what penalties exist with any credit card you're considering.

The Best Student Credit Cards

TopConsumerReviews.com has reviewed and ranked the best student credit cards available today. We hope these reviews help you find the right student credit card and begin building your credit history today!

 

A Teacher's Student Loans Were Forgiven. Then FedLoan Wrecked His Credit.

Earlier this month, he went into Lowe's to buy a new refrigerator and applied for a store credit card to get a 10 percent discount ... The forgiveness program is just one part of a fundamentally broke...

Published:  Fri, 22 Feb 2019 08:34:00 GMT



More Americans are taking longer to pay off their credit-card debt

Saddled with student loans, he turned to credit cards to pay for his rent, groceries, gas and other necessities. "After about six months of this, I had maxed out one of my credit cards at $2,400 and c...

Published:  Fri, 22 Feb 2019 08:41:00 GMT



Credit Cards: The Problem With Kids These Days

also known as the Credit Card Accountability and Disclosure Act of 2009 probably had the most impact to this age group. Gone are the days of the student market, which funded countless Domino's Pizza a...

Published:  Fri, 22 Feb 2019 08:52:00 GMT



What's the Average U.S. Credit Card Debt by Income and Age in 2019

That differs with fixed-payment debt models like mortgages, student loans and auto loans, where the loan is fixed and every monthly payment is pre-set. In short, there can be surprises with the monthl...

Published:  Thu, 14 Feb 2019 11:19:00 GMT



Loan policies designed to keep students in debt

The process my student loan servicer uses to charge me interest every month is highly suspect. Every loan I've ever had, including credit cards, a set payment was due every month. If all payments are ...

Published:  Sat, 23 Feb 2019 03:35:00 GMT



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