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      June 19, 2018

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Student Credit Cards Better Business Bureau Reliability Seal

Obtaining a credit card while in college provides a number of benefits to those entering the adult world. Whether you need to learn how to budget money, need a convenient way to pay bills, or start building a solid credit history, student credit cards are a great way to do all that and more.

Student credit cards typically have low spending limits, but building that credit history starts immediately. And a good credit history is important later for getting car loans and eventually a mortgage. A student credit card can also be a lifesaver if a financial or personal emergency comes up when you're otherwise short on cash. And let's not forget the convenience of using a student credit card versus always searching for an ATM machine when you're low on time.

Continue reading below reviews

2018

Student Credit Card Reviews

5 stars
TopConsumerReviews.com Best-In-Class Blue Ribbon Award

AccountNow® Gold Visa® Prepaid Card

Get Paid up to 2 days Faster with Free Direct Deposit ▼ - Get Your Paycheck or Benefits Checks in Your Card Account and Access Your Funds up to 2 days Earlier Than Payday.
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3 stars

USAA Secured Card® American Express® Card

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
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3 stars

USAA Secured Card® Platinum Visa®

USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
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3 stars

primor® Secured Visa Classic Card

Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
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3 stars

primor® Secured Visa Gold Card

Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
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3 stars

UNITY® Visa Secured Credit Card

Unlike your Prepaid Card, UNITY Visa secured card can help you build your credit. Apply online in less than 5 minutes, and you could be approved today!
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3 stars

OpenSky® Secured Visa® Credit Card

No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
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3 stars

First Progress Platinum Elite MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!
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3 stars

First Progress Platinum Prestige MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!
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3 stars

First Progress Platinum Select MasterCard® Secured Credit Card

Fund your new MasterCard® secured credit card with your tax refund today!
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3 stars

Excent™ Secured Visa Blue Card

Build Credit History - Reports to all 3 nationwide credit bureaus
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2 stars

READYdebit® Visa Prepaid Card

Instant Account Number - A Great Card for your Money.
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Continued from above

When looking for a student credit card, there are a number of factors you should consider. Some of these include:

  • Annual fees. Many student credit card companies charge no annual fees for those in school. However it's imperative to read the fine print and understand what charges you may or may not incur.
  • Interest rates. Credit cards are a great way to build credit but there's a cost associated with borrowing money. Consider what the annual APR is with any credit card you consider before applying. If you plan paying off your credit card every month, then the interest rate isn't a factor but should something come up it's good to know what the charges will be.
  • Penalties. Credit card companies make money when your payment is late or when you go over the credit limit. Understand what penalties exist with any credit card you're considering.

TopConsumerReviews.com has reviewed and ranked the best student credit cards available today. We hope these reviews help you find the right student credit card and begin building your credit history today!

College students are target for credit card offers

MACON, Ga. -- According to the Consumer Financial Protection Bureau, nearly 5.4 million credit cards were opened just in March, and college students are a primary target for these credit card offers. "Once you go onto a college campus, you are bombarded ...

Published:  Mon, 18 Jun 2018 17:10:00 GMT



Study Suggests That Those With Student Debt Are Less Likely to Be Financially Satisfied, States Ameritech Financial

Student debt was the only kind of household debt to continue to increase throughout the Great Recession, eclipsing credit card debt to become the second-largest type of debt owed, according to a recent Pew Research Report. The study looked at households of ...

Published:  Tue, 19 Jun 2018 05:30:00 GMT



Credit profile of Long Island finds tale of two suburbs

"Larger credit card balances became more prevalent," according to the ... The report noted that Stony Brook and Old Westbury have large numbers of students - with credit files identified by a residence elsewhere. "Residents may use alternative ...

Published:  Mon, 18 Jun 2018 11:29:00 GMT



How to build credit

3. Get a cosigner If you are a college student and/or have limited income, you might consider asking your parents or another trusted adult to cosign on a credit card for you as a way to establish good credit without needing to put down a deposit for a ...

Published:  Sun, 17 Jun 2018 21:24:00 GMT



6 purchases you'll regret putting on your credit card

Consumers can use credit cards to pay for nearly everything ... This is one for the books: Don't ever pay for education with credit, as the interest on student loans is nearly always lower. In addition, large charges such as tuition fees will up your ...

Published:  Mon, 18 Jun 2018 10:00:00 GMT



Savvy Shopper: Teach college students to manage finances

Cash is best In college, it is so tempting to open credit cards and take out student loans. What college students don't realize is that paying interest on those items is never any fun. Teach your child how to use cash from an early age. While credit can ...

Published:  Sun, 17 Jun 2018 01:22:00 GMT



Six DuPage County teachers awarded gift cards during DuPage Credit Union's Second Annual Teacher Appreciation Giveaway

NAPERVILLE, IL (June 18, 2018) - DuPage Credit Union recently gave away a total of $575 in gift cards to three outstanding local educators ... in which over 255 students participated, "it always impresses me that he looks to involve as many students ...

Published:  Mon, 18 Jun 2018 09:05:00 GMT



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